09/13/2025
🤩 Our W.O.W. is PLANNING!
📖 Kid-Friendly Definition:
Planning means making a step-by-step map for your money so you can reach your goals—instead of spending without thinking.
💰 Why Planning Is Important:
✅ Save for big goals like vacations, college, or a new car 🚗
✅ Avoid stress from surprise bills 💡
✅ Spend on what truly matters (not just quick wants)
✅ Build smart habits that last a lifetime
🏡 At Home: Try This!
✨ Set a Family Goal – “Bike” or “Trip”
✨ Use Jars or Envelopes – Spend / Save / Give
✨ Talk About Trade-Offs – “If we buy this today, we wait longer for Disneyland”
✨ Celebrate Small Wins 🎉
✨ Model It – Show your kids how YOU plan
🧠 Inspire Connection:
In martial arts, planning helps us succeed—whether it’s earning the next belt or preparing for testing. Financial planning is the same: set the goal, make the plan, follow the steps. Step by step, you’ll Create Your Best Life! 🥋✨
