Should I enroll in Original Medicare even though I'm still working and covered by my employer's health plan?
This is a common question I see many individuals who are still working struggle with. Whether to enroll in Medicare while covered by your company's insurance depends on various factors. However, we often recommend enrolling in Medicare Part A (hospital insurance), even if you have employer coverage, as it's usually premium-free. The decision to enroll in Part B (medical insurance) may depend on various factors, including the cost and coverage provided by your employer's plan.
I understand navigating Medicare while still working can be confusing. If your feeling overwhelmed with your Medicare choices, I'm here to help! Give me a call or send me DM to discuss your options.
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Did you know that if you're covered by an employer's health plan at 65, you can delay enrolling in Medicare without penalties?
It's true! However, understanding the rules is important. To avoid unexpected costs, enroll in Medicare within eight months of losing employer coverage or retiring, whichever comes first. This ensures a seamless transition without gaps in your healthcare coverage.
What concerns do you have about Medicare coverage while still working? Let me know in the comments below.
#MedicareWhileStillWorking #MedicareAndEmployerCoverage #WorkingPast65
Turning 65 and considering Medigap? With Medigap, you call the shots!
✔️Pick any doctor or specialist that accepts Medicare
✔️No Referrals Needed - just schedule appointments with the specialists or healthcare providers you prefer.
Discover the freedom and empowerment that come with Medigap plans! Give me a call today to speak with a licensed insurance agent to learn more about Medigap plan options that are available to you.
#MedigapBenefits #MedicareSupplement
💡Did you know you can delay Part B enrollment if you have credible employer coverage?
If your employer's coverage meets Medicare's standards (credibility), you can postpone enrolling in Part B without worrying about late penalties.
Once your employment or employer-sponsored coverage ends, you have an 8-month window to sign up for Part B without penalties. This period is known as the Special Enrollment Period.
Are you navigating Medicare while still working? Let me know in the comments below!
#MedicareWhileStillWorking #MedicareAndEmployerCoverage #WorkingPast65
Turning 65 soon? Here are 5 questions to consider when thinking about Medicare coverage:
1. Which parts of Medicare do I need?
2. Original Medicare or Medicare Advantage?
3. Do I need prescription drug coverage?
4. Is supplemental coverage necessary?
5. When should I enroll?
Struggling to answer these questions? Let's talk it through! Give me a call for personalized service on your Medicare plan options.
#MedicareBasics #Turning65 #Medicare101 #MedicareSimplified
Q: Does Medicare cover vaccinations?
A: Yes. Medicare covers the cost of your annual flu shot, pneumococcal, COVID-19, and Shingles vaccines. Typically, flu shots are covered at no cost to you. For other vaccines, it may depend on factors like your Medicare plan and the specific vaccine. Always check with your healthcare provider for details.
For personalized information and the latest updates, feel free to send me a message!
#Medicare #FAQ #MedicareBenefits
Do I Still Pay Part B if I Have Medicare Advantage?
A common source of confusion is whether having a Medicare Advantage plan means you're exempt from Part B costs. The answer is no. While Medicare Advantage plans cover Part B services, you still need to pay the standard Part B premium.
Stay informed, and let's clear up the confusion around Medicare together! Give me a call to learn about your Medicare Advantage plan options.
#MedicareAdvantage #PartC
💡 Did you know? Your Initial Enrollment Period starts three months before you turn 65 and lasts for seven months. Don't miss the window to enroll in Medicare!
Need help navigating the enrollment process? I've got you covered! Give me a call today for step-by-step guidance.
#Medicare #IEP #MedicareEnrollment
Turning 65 soon? Do these 4 things when it comes to Medicare:
✅ Do start learning early.
✅ Do enroll during your Initial Enrollment Period.
✅ Do understand the parts of Medicare.
✅ Do explore supplemental options.
Let's navigate the Do's together! I specialize in helping you understand and navigate the important steps to take as you approach Medicare at 65.
#Medicare #NewtoMedicare #MedicareHelp
Does your current Medicare plan cover all your prescriptions? 💊 During the Annual Enrollment Period (AEP), you can review plans to ensure your medications are covered for the upcoming year.
Plan formularies can change, so it’s important to check whether your prescription drugs will continue to be covered in 2025.
📅 AEP runs from October 15 to December 7—don’t wait! Review your plan options today to make sure you have the coverage you need.
#MedicareAEP #PrescriptionCoverage #MedicarePartD #AnnualEnrollmentPeriod
Did you know Medicare Advantage plans are rated from 1 to 5 stars based on quality? ⭐ During Annual Enrollment Period, you can review plans using these ratings:
5 stars = excellent quality of care and customer service.
📅 AEP is your chance to review plans. Give me a call today to speak with a licensed insurance agent and review your options for 2025.
#MedicareStarRatings #AEP2024 #PlanReview
Did you know working with a licensed insurance agent to navigate Medicare is absolutely free?
Whether you have a quick question or want to completely review your plan coverage, there's never a charge for my services. I'm here to simplify the complexities, answer all your questions, and provide guidance throughout your Medicare journey!
Give me a call today to speak with a licensed insurance agent to get started on your Medicare journey!
#Turning65 #MedicareEnrollment #MedicareHelp
