Heritage Life and Health Solutions

09/03/2025

Research shows women are less likely to survive cardiac arrest partly because CPR training rarely accounts for female anatomy. A Duke study across 47 U.S. states found women were 14% less likely than men to receive bystander CPR. In the U.K., only 68% of women got CPR versus 73% of men, with many citing discomfort touching a woman’s chest (The Guardian, 2024). A review in PMC confirmed women face lower out-of-hospital survival rates, and a global survey found 95% of CPR manikins are flat-chested, with only one model featuring breasts. This bias fuels hesitancy, but solutions exist: JEMS reported trainees using silicone breast adjuncts were nearly twice as comfortable performing CPR on women. Experts argue breast-inclusive manikins improve preparedness and could save lives.

09/01/2025

Peace of mind starts when you get life insurance so you know your home, and your family will have security to move forward.

07/30/2025

Timing is everything.
But so is taking the first step.

Sometimes we wait for the perfect moment—when we have more time, more money, more clarity.
But the truth is, most “perfect timing” is created by consistent action, not by waiting.

Trust the process. Honor the season you’re in.
But don’t let fear of imperfection keep you stuck.

Start small. Stay steady. Move with purpose.

Because aligned action beats perfect timing, every time. 💡

In health, business, and life.

09/13/2024

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08/21/2024

Big identity breach reported last week and then we received a letter this week from a health care provider -- if you don't already have triple bureau credit monitoring for identity theft, now is a good time to start!

Don't forget to freeze your credit if you're not actively applying for a mortgage, HELOC, or other credit.

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Last week’s staggering data breach at National Public Data put personal data, including the Social Security numbers, of billions of Americans in the hands of cybercriminals.

The breach occurred late last year, and the company acknowledged on its website last week that there were “potential leaks of certain data in April 2024 and summer 2024.”

Also, here's what to do if it was.

08/21/2024

👀 watch out for these

Life insurance mistakes made when purchasing or managing life insurance policies can lead to inadequate coverage, unnecessary expenses or even denial of claims. Here’s how to avoid them.

08/12/2024

📚 What's your favorite book?

You’re reading this on a screen, but how about switching gears and picking up a book? Studies show reading a book can help reduce stress and ward off cognitive decline.* If diving into a book seems daunting, these tips can help make reading a daily habit:
📖 Start small: Tackle a few pages at a time.
📖 Set a timer: Commit to reading just 5 minutes a day.
📖 Establish a goal: Aim for a certain number of pages a day.
📖 Always carry a book: Get in a few pages between activities.

Not sure what to read? Consider “30 Lessons for Living” by Karl Pillemer. Learn
more about this popular and insightful book here: https://mutualofomaha.co/3SBz2jd

*https://mutualofomaha.co/4dBAryA

05/21/2024

In business. Health. Wellness. Wealth.

05/04/2024

Great short history on life insurance 🌿

05/04/2024

Your biggest financial asset is your ability to earn.

Learn what disability insurance is, who needs disability insurance and why it’s an important part of any financial strategy.

05/01/2024

What a great mental health care reminder! Did you know that ACA Marketplace plans are built to include preventative wellness services and management? If you're not sure how to access these services, make sure you reach out to your health insurance broker, or your health plan provider. It's a tool, so we can use it

As May starts Mental Health Awareness Month, here are some important reminders about mental health:

💚 your best might look different each day
💚 it’s okay not to feel okay
💚 the hard times will only make you stronger

I could never stress enough how important it is to always take care of yourself and your mental health.

We all have different struggles, but no matter what you’re dealing with know that you are never alone. Remember that asking for help is never a sign of weakness. It’s a sign of strength and it’s so important to reach out for help when you need it.

Use this month (and every month) to spread awareness, prioritize your mental health, and help someone else. You never know how much your words could mean to somebody when they really need them. 💚

05/01/2024

Did you know? The Affordable Care Act (ACA) mandates that health plans in the individual and small group markets provide Essential Health Benefits (EHB). These benefits cover a range of services across 10 categories, ensuring a balanced and non-discriminatory approach. It means that they do no discriminate on age, disability, or expected length of life and they take into account diverse needs of the population. It's all about healthcare availability in our communities!