02/21/2026
π₯ NEW BUSINESS UPDATE! π₯
I'm super excited to announce that I am starting a new business! Read to the end. π
Step 1 (Subscription): You pay me $500/month.
Step 2 (Protection): I protect your $6000/year in one of my accounts.
Step 3 (Use): If you ever need your money or want to make a purchase, you contact me and tell me what you are thinking about buying.
Step 4 (Decide): Because I know more than you, I can decide if what you want to buy is a good idea.
Step 4a (Disagree): I disagree with your desired purchase. I refuse to help you.
Step 4b (Agree): I agree with your desired purchase. I ask you how much your purchase will cost.
Step 5 (Assistance): Because I care about you, I choose to help you with your purchase. BUT, not all of it. The $6000/yr that you're giving me just isn't enough so I make you a deal where I'll cover half but you have to pay for the rest yourself.
Step 6 (Complexity): Even though I have decided to help you, because I would never want to be scammed out of giving you something you don't deserve π, I am going to make it extremely complex to receive anything from me. And because I have more power than you, I'll always fight to give you the smallest amount possible because I know you won't be able to fight back.
Step 6a (Effect): Oh and this will lead to an entire profession built around trying to get me to give you money for your purchases. BUT, remember, I complicate things because I care about you and because I'm protecting you.
Step 7 (Pay): You pay for your purchase, and you're super thankful that I chose to help you! Because like I said, I care about you!
Step 8 (Government): I create a relationship with local and federal law that requires you to pay me! You don't have a choice, BUT this way, I can protect you in case you ever need me. BECAUSE... there is no possible way that you would ever have infinitely more money if you just kept what was yours.
Step 9 (Marketing): To prove to you how much I care about you, I'll pay celebrities and athletes to be in my commercials. They'll always be saying cute things like, "I'm on your side!", and "You're in good hands", and "Like a good neighbor, we're always there".
Step 10 (Profit): I'll be highly profitable! And because I'm a for profit corporation, I will always make way more money than I ever give back to you! BUT it's okay, because like I said, I care about you!
Step 11 (Socialism): For all you frugal individuals out there, who don't like spending, your money will go to a good cause, all those hefty spenders that I also support! You're money will be used to help them! And because I definitely don't have enough money to help the heftiest of spenders, I'll raise your subscription price every year to counter how much they want to spend! Even though, you've never asked me for a single dollar.
Step 12 (Wait!): Oh... but your thinking, "wait, I'm super frugal, I don't make a lot of purchases. Maybe I'll just cancel my subscription." Unfortunately for you, you have to pay me whether you use me or not... remember... Step 8. BUT, I still care about you!
Step 13 (Name): We have all the working parts. I think I've demonstrated the legitimacy and good nature of my business structure. We just need a good name. I think I'll call it "Insurance".
Step 14 (Thanksgiving): You live blissfully unaware of how little I am willing to help you and rather than acknowledging the absolute stupidity of our relationship, you are strangely thankful every time I give you significantly less than you've ever given me.
If you haven't noticed by now, I'm not starting a new business. This is satire. A parody of the legitimacy of the world in which we live.
If you ever want to cry yourself to sleep, do a quick calculation of your annual insurance cost (all of them), then plug that value into a compounding interest calculator for the amount of years you have been paying. Then just for fun, add together on average how much money insurance gives back to you per year and subtract that total from how much in total you have given them. That's how much money you would have today if you didn't have to pay them. π
But remember, they care about you. Sooooo... yeah.
Okay, bye. π€