RateCraft

RateCraft If you're a business owner we invite you to explore a better way to manage your insurance portfolio - a way that puts you in charge. http://www.ratecraft.com

RateCraft lowers business insurance costs between 10%-70%. We have a 98% success rate, even on health insurance. No need to change agent or insurance carriers, we just lower the cost and improve coverage.

Want real savings without disrupting your benefits setup? We found $420,000 in recoveries for a mid-sized employer — and...
05/07/2026

Want real savings without disrupting your benefits setup? We found $420,000 in recoveries for a mid-sized employer — and cut costs by 12% — using a non-disruptive forensic audit. We kept their carriers, fixed billing errors, and only earned fees when savings were found. Curious what we might uncover for you? Visit https://wix.to/kj1aaHW to learn more.

Are you paying brokers to keep rates high? Ask the hard question. Many commission-based brokers profit when your costs s...
05/06/2026

Are you paying brokers to keep rates high? Ask the hard question. Many commission-based brokers profit when your costs stay elevated. That’s a conflict of interest. At Ratecraft, we get paid only when we deliver verified savings. No commission. No incentive to inflate costs. Clear governance. Audit trails you can trust. Fiduciary alignment with your bottom line. Want vendor risk you can prove? Visit https://wix.to/OAdB7Na to learn more. Ready to protect your company’s finances? 💡📊

Are hidden fees eating your insurance budget? We find the answers. Our forensic audits spot duplicative billing, coding ...
05/05/2026

Are hidden fees eating your insurance budget? We find the answers. Our forensic audits spot duplicative billing, coding errors, and unmanaged fees fast. You get clear visibility — no carrier changes required. Better risk control. Cleaner reporting. Real savings. Learn more: https://wix.to/1TvdfOG 🔍💡 CTA: Visit our site to request a demo.

Fiduciary duties are not static and the timeline for compliance is more urgent than many realize. Our latest publication...
05/01/2026

Fiduciary duties are not static and the timeline for compliance is more urgent than many realize. Our latest publication details the factors contributing to benefits package liability and how to navigate these challenges professionally and effectively. We encourage you to review these insights to safeguard your firm against potential legal and financial repercussions. https://wix.to/7n9NUid

Want predictable insurance costs instead of surprises? We turn variable expenses into a steady budget line with forensic...
05/01/2026

Want predictable insurance costs instead of surprises? We turn variable expenses into a steady budget line with forensic audits. See the impact: Before: hidden fees + fluctuating premiums = unpredictable spend. After: recovered fees + no coverage changes = clearer forecast, better margins. Simple line-item wins: 1) Recovered fees, 2) Stable monthly charge, 3) Improved margin protection. Ready to tighten your forecast? Learn how: https://wix.to/qAb9VUy 🔍💼

CFOs and CEOs: want to uncover hidden insurance costs without disrupting benefits? We walked through Ratecraft’s C.L.E.A...
05/01/2026

CFOs and CEOs: want to uncover hidden insurance costs without disrupting benefits? We walked through Ratecraft’s C.L.E.A.R. audit step-by-step so you don’t have to. Slide-by-slide: identify inefficiencies, analyze coverage, expose broker bias, and quantify real savings — often without changing brokers or carriers. Low risk. High return. Ready to see the numbers? Learn more: https://wix.to/4IhsVe7 🚀📊

We proved you can cut employer insurance spend without changing coverage or brokers. How? A focused forensic audit found...
04/30/2026

We proved you can cut employer insurance spend without changing coverage or brokers. How? A focused forensic audit found unnecessary overpayments, fixed billing errors, and reclaimed funds — all within months. Results for one client: 12% net savings to the P&L and reclaimed premiums Want numbers, not promises? Visit https://wix.to/L8MqzVW to learn how we do it. Ready to see your savings? 🔍💼

CFOs and CEOs — who’s watching your insurance reviews? Vendor-neutral audits remove broker incentives and surface real s...
04/29/2026

CFOs and CEOs — who’s watching your insurance reviews? Vendor-neutral audits remove broker incentives and surface real savings. We only get paid when we find verifiable overpayments. That’s alignment with fiduciary duty. Simple. Auditable. Objective. Want a transparent audit that boards can trust? Visit https://wix.to/q0U4JrN 🔍💼

CFOs and CEOs: want budget confidence without disruption? We identify hidden overpayments and administrative inefficienc...
04/28/2026

CFOs and CEOs: want budget confidence without disruption? We identify hidden overpayments and administrative inefficiencies, then deliver an adjusted insurance baseline—no broker changes, no policy swaps. Set accurate reserves. Free up capital for strategy. Learn how we do it: https://wix.to/YUvbpYT 🔍💡

Are you paying more than you should for insurance? We dig in, find the leaks, and you only pay if we save you money. Our...
04/27/2026

Are you paying more than you should for insurance? We dig in, find the leaks, and you only pay if we save you money. Our vendor‑neutral forensic audits review billing, policy wording, and admin practices in clear steps: 1) Gather invoices and policies. 2) Match charges to coverages. 3) Flag recurring overpayments. 4) Quantify recoveries and implement fixes. Minimal disruption. Full transparency. Typical savings? Many clients recover meaningful five‑ to six‑figure amounts—often 5–15% of premiums. Ready to cut waste and protect margins? Visit https://wix.to/JXiCjyD to start. 🔎💼

https://wix.to/QpKhzCkHealth plan due diligence is becoming a primary focus for regulatory and legal review. Employers a...
04/27/2026

https://wix.to/QpKhzCk
Health plan due diligence is becoming a primary focus for regulatory and legal review. Employers are advised to evaluate their current health plan structures to address potential fiduciary risks highlighted by recent court cases. Proactive management and detailed analysis are required to safeguard against emerging liabilities. https://wix.to/zmAHDL3

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6965 El Camino Real, Ste 105
Carlsbad, CA
92009

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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