Steven Bornfreund - Licensed Insurance Agent

Steven Bornfreund - Licensed Insurance Agent Specializing in Medicare Insurance, Get Covered NJ Health, Life Insurance, Annuities, Final Expense, Group Health and more.

I strive to ensure that you fully understand your coverage options, benefits, and the financial implications of each choice.

⭐ Medicare Annual Enrollment Period 2026 ⭐Choosing the right Medicare plan can feel overwhelming—but you don’t have to d...
10/23/2025

⭐ Medicare Annual Enrollment Period 2026 ⭐

Choosing the right Medicare plan can feel overwhelming—but you don’t have to do it alone. As an independent insurance agent, I work for you, not the insurance companies.

✅ I review all available plan options, not just one company
✅ I help you compare costs, coverage, and benefits that fit your needs
✅ I make sure you understand any changes coming for 2026
✅ My services are always at no cost to you

Medicare is not one-size-fits-all. Let’s make sure you have the plan that gives you the right coverage and peace of mind for the year ahead.

📅 Schedule your 2026 Annual Enrollment review today—I’m here to help every step of the way! Contact me at 609-934-4849.

🗓️ Medicare Annual Enrollment Starts Now! 🗓️October 15 – December 7 is your chance to review your Medicare plan and make...
10/15/2025

🗓️ Medicare Annual Enrollment Starts Now! 🗓️
October 15 – December 7 is your chance to review your Medicare plan and make changes for 2026.

Plans are changing — and so can your needs. Let’s make sure you’re still in the right plan.

I’m Steven Bornfreund, Independent Insurance Agent, and here’s how I can help:
✅ Review your current Medicare coverage
✅ Compare updated 2026 plan options
✅ Make sure your doctors, prescriptions, and costs still work for you

📞 Schedule your no-cost Medicare review today!
Contact me at 609-934-4849
SMS Insurance Agency — Local, experienced, and here to help.

👉 Don’t wait — get the guidance you need to make confident Medicare choices this year!

⭐ Medicare Annual Enrollment Period 2026 is one week away ⭐Choosing the right Medicare plan can feel overwhelming—but yo...
10/08/2025

⭐ Medicare Annual Enrollment Period 2026 is one week away ⭐

Choosing the right Medicare plan can feel overwhelming—but you don’t have to do it alone. As an independent insurance agent, I work for you, not the insurance companies.

✅ I review all available plan options, not just one company
✅ I help you compare costs, coverage, and benefits that fit your needs
✅ I make sure you understand any changes coming for 2026
✅ My services are always at no cost to you

Medicare is not one-size-fits-all. Let’s make sure you have the plan that gives you the right coverage and peace of mind for the year ahead.

📅 Schedule your 2026 Annual Enrollment review today—I’m here to help every step of the way! Contact me at 609-934-4849.

10/03/2025

📢 Medicare Annual Enrollment is almost here for 2026!

From October 15th to December 7th, you have the opportunity to review and update your Medicare coverage for the year ahead. This is the perfect time to make sure your plan truly fits your needs for 2026—whether that means adjusting your Medicare Advantage plan, reviewing drug coverage, or exploring new benefits.

Every year brings changes, and the right plan today may not be the right plan tomorrow. I’m here to help you compare your options, understand any updates, and find coverage that gives you peace of mind for both your health and your budget.

👉 Schedule your FREE, no obligation Medicare review today! Don’t miss this once-a-year chance to make sure your 2026 coverage works for you.

☎️ Contact us at 856-209-2377 to get started. Let’s find the plan that’s right for you!

🗓️ Medicare Annual Enrollment is Coming Soon! 🗓️October 15 – December 7 is your chance to review your Medicare plan and ...
09/30/2025

🗓️ Medicare Annual Enrollment is Coming Soon! 🗓️
October 15 – December 7 is your chance to review your Medicare plan and make changes for 2026.

Plans can change — and so can your needs. Let’s make sure you’re still in the right plan.

I can help:
✅ Review your current Medicare coverage
✅ Compare updated 2026 plan options
✅ Make sure your doctors, prescriptions, and costs still work for you

📞 Schedule your no-cost Medicare review today!
Contact me at 609-934-4849

👉 Don’t wait — get the guidance you need to make confident Medicare choices this year!

09/26/2025

Why Consider Whole Life Insurance? 💡💰

Whole life insurance isn’t just about protection—it’s about building a solid financial future. Here’s why many choose it:

✅ Lifelong Coverage – Unlike term insurance, whole life lasts your entire life, ensuring your loved ones are always protected.

✅ Cash Value Growth – Your policy builds cash value over time, which you can borrow against or use in the future.

✅ Stable Premiums – Lock in a fixed rate that never increases, no matter your age or health changes.

✅ Tax Advantages – Your beneficiaries receive a tax-free death benefit, and the cash value grows tax-deferred.

✅ Peace of Mind – No matter what happens, your family will have financial security when they need it most.

Contact us at 856-209-2377 to learn more about which life insurance option is best for you!

📬 Your Medicare Annual Notice of Change is on the way!If you have a Medicare Advantage or Part D plan, you’ll be getting...
09/18/2025

📬 Your Medicare Annual Notice of Change is on the way!

If you have a Medicare Advantage or Part D plan, you’ll be getting your Annual Notice of Change (ANOC) in the mail soon. This letter explains what’s changing with your plan for next year — costs, coverage and other benefits.

I know these letters can be a bit overwhelming, but you don’t have to figure it out alone. I’m happy to go over it with you and make sure your plan will still meet your needs in 2026.

📞 You can contact me at 609-934-4849 or send me a message — I’m here to help make Medicare simple.

09/18/2025

Why Consider Term Life Insurance? 🛡️💙

Term life insurance is one of the most affordable and straightforward ways to protect your loved ones financially. Here’s why it might be the right choice for you:

✅ Affordable Coverage – Get high coverage at a lower cost compared to whole life insurance.
✅ Income Protection – Ensures your family can cover daily expenses, mortgage, or debts if something happens to you.
✅ Flexible Terms – Choose coverage that fits your needs—10, 20, or 30 years.
✅ Peace of Mind – Provides financial security for your loved ones during crucial years.

Life is unpredictable, but your family's future doesn’t have to be. Let's find the right coverage for your needs. Contact us at 856-209-2377.

09/12/2025

Why You Need Life Insurance – Protect What Matters Most ❤️🔒

Life is unpredictable, but your family’s financial security doesn’t have to be. Life insurance isn’t just for you—it’s for the loved ones you leave behind. Here’s why it’s essential:

✅ Covers Final Expenses – Funeral and medical costs can add up quickly. Life insurance ensures your family isn’t burdened.

✅ Replaces Lost Income – If your family depends on your income, life insurance helps maintain their standard of living.

✅ Pays Off Debts – Mortgage, car loans, and credit cards won’t disappear when you’re gone. Life insurance protects your family from financial strain.

✅ Provides for the Future – Whether it’s your child’s education or your spouse’s retirement, life insurance keeps their dreams alive.

✅ Gives Peace of Mind – Knowing your family is financially secure allows you to focus on living your best life.

Don’t wait until it’s too late! Let’s find a plan that fits your needs and budget. Contact us at
856-209-2377 for a no-cost, no obligation consultation.

09/10/2025

🌟 September is Life Insurance Awareness Month 🌟

Life insurance isn’t just about protecting the “what ifs” — it’s about protecting the people you love most. ❤️

Whether it’s making sure your family can stay in their home, covering future college costs, or simply providing peace of mind, the right policy ensures your loved ones are financially secure when they need it most.

👉 Many plans are more affordable than you think, and some even come with living benefits that you can use while you’re still here.

If you don’t have life insurance, or it’s been a while since you reviewed your coverage, now is the perfect time. Contact us at 856-209-2377.

📬 Medicare Annual Notice of Change is arriving!If you're on a Medicare Advantage or Part D plan, keep an eye on your mai...
09/03/2025

📬 Medicare Annual Notice of Change is arriving!

If you're on a Medicare Advantage or Part D plan, keep an eye on your mailbox — your Annual Notice of Change (ANOC) should be arriving soon. It outlines any changes to your plan’s costs, coverage, and network for 2026.

📅 Reviewing your ANOC is important — don’t wait until Open Enrollment! If you need help understanding it or want to explore better options, I’m here to help.

📞 Call me at 609-934-4849 or message me today for a no-cost Medicare review.

08/06/2025

🛑 What would happen if you couldn’t work due to an illness or injury?

Disability insurance helps protect your income when life throws you a curveball. Whether you're self-employed, a business owner, or work a 9–5, having a plan in place can make all the difference when you can’t rely on your paycheck.

At SMS Insurance Agency, we help you find coverage that fits your needs and budget — so you can focus on recovery, not financial stress. Our disability insurance plans are available with no medical underwriting required.

Let’s talk about protecting your income and your future.
Contact us at 856-209-2377.

Address

1814 East Route 70 Ste. 333
Cherry Hill, NJ
08003

Telephone

+16099344849

Website

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