Terri Pouttu Licensed Health and Life Insurance Broker

10/08/2025

Do you know someone on Medicare? I can help them through all the plan changes coming in 2026. Call for an appointment 586-522-0355

09/24/2025

09/09/2025

We are a little more then a month away from Medicare’s Annual Enrollment. If you are on Medicare, you are going to want to do a review.
Contact me at the office 586-522-0355. 

07/15/2025

Be prepared Health Insurance Rate increases are coming! 

You could face double-digit premium increases for the 2026 plan year!

Individual plans: Up to 16.8% Increases
Blue Cross: Up to 18.2% Increases
Priority Health: Up to 14.4% Increases

On top of all of that the additional federal subsidies that came in to play from the Inflation Reduction Act look to be expiring after December 31st 2025, which means anyone making over 400% of the poverty level may lose their premium tax credit all together! And others will see their tax credit drop significantly!

We are here to help! Contact the office 586-522-0355

Open enrollment is November 1 - December 15th

04/20/2025

Wishing you a Happy Easter Sunday!

12/25/2024

Merry Christmas 🎄

11/02/2024

Great option for this open enrollment!

TROY, Mich. (HAP CARESOURCE) — HAP CareSource, a mission-driven health insurance plan, today announced it will bring its health coverage back to Michigan’s Health Insurance Marketplace beginning Jan. 1, 2025. HAP CareSource’s plans will give Michiganders and their families in six counties the ...

10/14/2024

Medicare Annual Enrollment begins tomorrow! You should be having your plan checked to make sure it’s still the right plan for you! I can help 586.522.0355.

09/11/2024

As we approach Medicare Annual Enrollment 10/15 - 12/7 and Under 65 Open Enrollment 11/1 - 12/15 (for a Jan 1 start date). I am available to help! Booking appointments now!

09/09/2024

IMPORTANT: Beware!

Tell your friends and family if they are on Medicare, they are probably already starting to receive a tremendous amount of phone calls from telemarketing agencies. This is a bad way to change Medicare plans. You should absolutely be talking to a local agent! I have had 2 clients in the last two weeks that have gotten “tricked” by these telemarketing companies! Thankfully I was able to fix both!

I am here to help! Call me at the office at 586-522-0355!

07/26/2024

Attention Medicare Beneficiaries! 🚨

Big changes are coming to Medicare:

-$2,000 drug cap
-Formulary reduction on medications
-PDP price increases
-Medigap price increases
-Reduction in Medicare Advantage benefits

Don't wait! Schedule your Medicare review appointment now. I have scheduled several this week already for October! Appointments will fill up fast this AEP season. Secure your spot today to ensure you're prepared! ✨ 586-522-0355