Terri Pouttu Licensed Health and Life Insurance Broker

04/20/2025

Wishing you a Happy Easter Sunday!

12/25/2024

Merry Christmas 🎄

11/02/2024

Great option for this open enrollment!

TROY, Mich. (HAP CARESOURCE) — HAP CareSource, a mission-driven health insurance plan, today announced it will bring its health coverage back to Michigan’s Health Insurance Marketplace beginning Jan. 1, 2025. HAP CareSource’s plans will give Michiganders and their families in six counties the ...

10/14/2024

Medicare Annual Enrollment begins tomorrow! You should be having your plan checked to make sure it’s still the right plan for you! I can help 586.522.0355.

09/11/2024

As we approach Medicare Annual Enrollment 10/15 - 12/7 and Under 65 Open Enrollment 11/1 - 12/15 (for a Jan 1 start date). I am available to help! Booking appointments now!

09/09/2024

IMPORTANT: Beware!

Tell your friends and family if they are on Medicare, they are probably already starting to receive a tremendous amount of phone calls from telemarketing agencies. This is a bad way to change Medicare plans. You should absolutely be talking to a local agent! I have had 2 clients in the last two weeks that have gotten “tricked” by these telemarketing companies! Thankfully I was able to fix both!

I am here to help! Call me at the office at 586-522-0355!

08/06/2024

07/26/2024

Attention Medicare Beneficiaries! 🚨

Big changes are coming to Medicare:

-$2,000 drug cap
-Formulary reduction on medications
-PDP price increases
-Medigap price increases
-Reduction in Medicare Advantage benefits

Don't wait! Schedule your Medicare review appointment now. I have scheduled several this week already for October! Appointments will fill up fast this AEP season. Secure your spot today to ensure you're prepared! ✨ 586-522-0355

07/10/2024

Get ready for the most dynamic Medicare Annual Enrollment Period (AEP) ever from Oct 15-Dec 7!

With unprecedented changes looming and a presidential election like no other, are you prepared? Here’s what's anticipated and evolving daily until October 1:

1. Stand Alone Prescription Drug Plan (PDP) prices set to surge by 150- 300%.

2. Medigap costs expected to rise 10-20% in 2024/2025.

3. Medicare Advantage (MA) plans likely to trim benefits, hike medical costs, and adjust deductibles.

4. Formulary cuts affecting drug coverage and tier adjustments across PDPs and MAs.

5. Reduced plan choices for both PDPs and MAs.

I can help you navigate this crazy time ahead!

Call me anytime with questions or to schedule your appointment 586-522-0355

Let's navigate this AEP with confidence and strategy! 💼

06/12/2024

Big Changes coming to Medicare in 2025! You are going to want to shop your plan! Annual Enrollment starts October 15.

Call me to schedule early!

05/29/2024

🚨 ATTENTION MEDICARE USERS! 🚨
🔍 MUST READ IF YOU'RE ON MEDICARE

Big changes coming in 2025! The below are just some opinions of what changes may be on the way! Make sure you are talking to me this coming AEP. Everyone should be looking at their plan(s) this October!

1️⃣ MEDIGAP MAYHEM: 😱 Get ready for a financial rollercoaster! Medigap rates are skyrocketing by 10-15%, and PDP premiums? Brace for a jaw-dropping surge of 150-300%! That's right, folks! Original Medicare might just become a luxury for the elite. Plan N? It's the new sheriff in town, offering hope in the chaos.

2️⃣ MEDICARE ADVANTAGE MADNESS: 😤 Buckle up for prior authorization pandemonium! National carriers are slashing costs left, right, and center, leaving providers drowning in paperwork. But fear not! Regional carriers with simpler procedures are riding to the rescue. This could be the shift we have been waiting for.

3️⃣ THE GREAT BENEFITS BONANZA BUST: 🛑 Brace yourself for benefit cuts! Medicare Advantage is shifting focus from frills to essentials. Say farewell to those sweet supplemental perks and hello to formulary frenzy! It's a whole new ball game for brokers, folks and drugs and providers will be at the top of the list again.

I am here to help and will be ready to walk you through these changes!

586-522-0355

04/25/2024

After just a year on my own, I am honored to be recognized!