Health Insurance Solutions & Benefits

08/15/2025

👉Join our Chilton team!
We are looking for a warm, welcoming, organized receptionist to greet clients and support our Insurance Advisors with a wide range of light administrative duties in our Chilton office. Scheduled hours are flexible January through August, and typically full time September through December 15th. Benefits offered include paid time off, retirement account, health savings account, and insurance.

Health Insurance Solutions and Benefits is a small, independent health insurance broker agency based in Chilton, serving clients across Eastern Wisconsin. We help individuals, families and businesses with their health insurance needs, including Medicare, individual and small group employer health insurance plans.

Learn more at: https://healthinsurancesb.com/careers/

12/19/2022

Happy Holidays! ❄️ Our office will be closed December 23-26 for Christmas, and December 30 - January 2 for New Year's. Wishing all of our clients, family and friends a very Merry Christmas and a Happy New Year!

10/14/2022

With Medicare Annual Enrollment starting Oct 15th, please know and pass along that we are here to help anyone in Medicare or new to Medicare. We are fully staffed with 3 independent licensed agents and open 5 days a week. Give us a call at 920-418-5483 or stop in.

We offer many different Medicare plans with most major carriers, including United HealthCare, Network Health, Humana, Aetna, HealthPartners, Quartz, Anthem, and more!

Your Health Insurance Solutions & Benefits Team: Alanna, Kate and Valerie

11/15/2020

Q: Why am I getting Medicare junk mail?

A - Insurance companies – regulated by the government – sell Medicare Supplements or Medigap’s, and they might send you mail about them.

Medicare Advantage plans are the alternative to Original Medicare,
these plans follow Original Medicare coverage but can “add” benefits like vision, dental hearing, annual physical etc. This is run by private insurance companies – not the government – and can send mail to entice you to buy their policy.

TO OPT OUT!

The Consumer Credit Reporting Industry has an Opt-Out Program.
Register with this program to stop receiving credit card and insurance offers. All major credit reporting agencies (Equifax, Experian, Innovis, and TransUnion) take part in this program. Register online https://www.optoutprescreen.com/ or call 1-888-567-8688 to opt-out for five years. You must register online if you want to opt-out out of these offers permanently.

is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance.

07/28/2020

Ask the Professional - Questions to Ask Yourself During Medicare AEP Oct 15-Dec 7.
• Were you recently diagnosed with a new illness?
• Did your prescription medication recently change?
• Are your prescription drugs costing you too much?
• Did you have problems with your plan last year?
• Can you afford your current plan?
• How much traveling will you do next year?
• Will you need dental or vision coverage without a waiting period?

These questions are important to ensure your policy meets your needs and wants. If you answered "YES" to any of these questions, it is important to review your Medicare policy (whether it is a Medigap or Medicare Advantage Plan) with an advisor that can look at all options. There are approximately 34 Medicare Advantage plans, 30 prescription only plans in our area and over 31+ companies offering Medigap plans.

The number one comment from clients are...how do you keep all this straight?

Visit our website www.healthinsurancesb.com for more information.

07/16/2020

LIKE & SHARE our page for a chance to WIN a gift card to any local business, restaurant, bar, food or local fresh vegetable farm of your choice!

12/06/2019

As we wrap up annual open enrollment for we are reminded of the amazing clients that we have! Thank you to all for putting your trust in us!

If your turning 65 in the near future give us a call we can help you navigate the process and get you into the plan that fits you best! 920 418 5483

insurance

10/31/2019

What are the differences between a Medigap and a Medicare Advantage plan?

The simplest way to explain the difference is the Medigap supplement is paired with original Medicare and often times the premium will be between $140 to $180/month starting out with very minimal cost when receiving medical services. Hence the saying, "pay ahead and pay little to nothing behind*". Prescription drug coverage is separate and required as well.

Medicare Advantage plans are "typically" lower premiums ($0-$30), however, the the idea is "pay as you go" (when needing medical services) by sharing the cost of paying a small copay per service or 20% coinsurance (up to the max out of pocket). Often times the Part D retail drug is paired with the Medicare Advantage plans.

Either way one size doesn't fit all and everyone typically pays the Part B premium deducted from their social security retirement benefits.

Health, personality and income will all play a part in helping you make a decision that fits your needs and wants. Give us a call, we can provide answer questions to help you make a decision 920-418-5483.

10/29/2019

Who's enjoying the snow today? Share your favorite photos with us. Wishing you safety and today!

Remember for is in full swing (ends Dec. 7, 2019), come see us to be sure you are in the correct plan for your situation.

920-418-LIVE (5483)
https://healthinsurancesb.com/

10/19/2019

Annual Enrollment Period ( ) is in fulll swing (Oct. 15 - Dec. 7), stop in and see us or give us a call. We have all the changes for 2020 available to share for all major insurance carriers!

New to Medicare or thinking about a change we are here to help you. Call us at 920-418-5483.

09/03/2019

Quesion:
What are the options for , and does it feel like or group employer health insurance?

Answer:
There are many options for health insurance when you become eligible for Medicare. The two main options are Medicare Advantage plans, otherwise known as Part C. The other route is using your Medicare card, called original Medicare with a Medigap also known as Supplement plan. Depending on what option you choose, you must also have credible drug coverage.

We all would like to know what a product feels like that we are familiar with. Many clients are very confused when understanding Medicare Advantage (MA) plans. To break down the feel of how these cost-sharing plans work, I will say the medical services can act and feel somewhat like group employer and individual plans in that both have cost-sharing, co-pays, co-insurance and maximum out of pocket. You’re probably wondering why I didn’t use the word deductible.

Typically, there are no medical deductibles in Medicare Advantage plans, however, deductibles may relate to prescription drug plans when you are taking a Brand prescription drug. One major difference to note is the prescription drug coverage. While individual and group insurance drug cost count toward max out of pocket, Medicare prescription drug cost do not.

Do you want to know more? Give us a call 920-418-5483

08/20/2019

We are the missing piece to your puzzle. Give us a call 920-418-5483 to find out how we can help complete your puzzle!
https://healthinsurancesb.com