
07/08/2025
Imagine that, actually working for Americans.
BREAKING: Americans can now use rent payment history to help qualify for a mortgage, under a new directive by President Trump's Federal Housing Finance Agency Director Bill Pulte. The policy allows lenders to include rent payments in credit histories when evaluating applicants for home loans — specifically, allowing lenders to use the VantageScore 4.0 model — a move aimed at expanding access to homeownership, particularly for younger Americans. Making Housing Accessible Again!