10/23/2025
Buckle Up New Hampshire! Our already sky-high health insurance premiums are about to soar, again. Forecasts for 2026 show double-digit increases for most plans, with some Marketplace plans rising more than forty percent. For employers and families alike, this means higher monthly bills, bigger deductibles, more unpaid medical expenses, and tougher choices across the board.
The timing could not be worse. At the end of 2025, the enhanced federal premium tax credits that have kept insurance costs down for many Granite Staters are set to expire. These credits capped what working families pay and helped more than 70,000 residents afford Marketplace coverage last year. Even without the tax credit, Marketplace plans across the country are seeing rates jump by about 20% on average, and the median rate will be about 11% higher than last year. New Hampshire has worked to control costs on Marketplace plans with the high risk pool, but this kind of sudden increase will set off a chain reaction of higher premiums and lower coverage rates across the state.
New Hampshire faces steep 2026 health insurance premium hikes driven by lost tax credits, rising drug costs, and hospital consolidation, threatening access to care.