11/14/2025
If your disability insurance company has scheduled an “Independent Medical Examination,” it’s important to understand what’s really happening. Despite the name, these exams are rarely independent and are often used by insurers to justify denying or terminating benefits.
Our latest article outlines five critical do’s and don’ts to protect your rights before, during, and after an IME:
- Review your policy to confirm whether an IME is permitted.
- Request detailed information about the doctor and the purpose of the exam.
- Communicate with the insurer in writing and keep a record of all correspondence.
- Take detailed notes immediately after the exam and go straight home — insurers often conduct surveillance.
- Consult our experienced disability attorneys before and after your IME.
At Dabdoub Law Firm, we focus exclusively on disability and life insurance claims. We represent clients nationwide and have a proven track record of success against every major insurance company, including wins in federal court.
Read the full article at the link below. Call our team to speak with attorney now.
Learn the essential do’s and don’ts for Independent Medical Examinations in long-term disability claims. Protect your rights and benefits with insights from Dabdoub Law Firm, a national leader in disability insurance law.