04/01/2026
This comes up often when people start thinking about estate planning. Many assume a will takes care of everything. Real estate usually needs a bit more structure.
Here’s the quick checklist I share with clients.
1️⃣ Look at how the home is titled
This tells you how ownership transfers. If the deed lists only your name, the property may need to go through probate before your family can sell or transfer it. Probate can slow things down for months.
2️⃣ Decide who can manage the property if you cannot
Life happens. Illness or injury can make it hard to handle finances. A living trust allows a successor trustee to step in and handle things like property taxes, insurance, and maintenance.
3️⃣ Confirm the trust actually holds the property
This part surprises people. Creating a trust does not automatically move the house into it. The deed must be updated and recorded.
I see the real life side of these situations as a real estate agent. When a plan exists, things move much smoother for the family.
If you ever want a second opinion on how your property is set up, I’m always happy to take a look and recommend an estate planning professional who can help.