02/07/2026
Wellness & Fitness Benefits at PCY
with or without Health Insurance
One of the ways Peaceful Chaos Yoga keeps classes accessible is by participating in health insurance wellness and fitness benefit programs. These programs allow eligible students to attend classes at a reduced rate, often with no additional out-of-pocket cost.
PCY submits attendance each month to the fitness benefit management company for reimbursement. Because studios are reimbursed per visit—and at a rate lower than our standard class card pricing—this helps us balance accessibility while continuing to offer high-quality, inclusive classes.
We currently participate in Renew Active, One Pass, Adaptiv, Silver & Fit, Active & Fit, and Wellhub. Here is a link to the Health Insurance page of our website: https://www.peacefulchaosyoga.com/healthinsurance
We do not participate in SilverSneakers.
How It All Works: With Health Insurance
If your health plan includes a fitness or wellness benefit, your insurance company’s customer service team can tell you the name of the program and provide your fitness benefit program ID. This is not your health insurance ID number.
Peaceful Chaos Yoga never has access to your health insurance information at any point. We only work with your fitness benefit program to verify eligibility and track attendance for reimbursement.
The diagram below walks you through how the process works from start to finish.
Important notes
PCY never has access to your health insurance details. (Hello HIPPA!)
We do not know if, or when, you change insurance plans or fitness benefits.
The only way we learn that benefits have changed is:
a) You tell us directly, or
b) The fitness benefit company denies reimbursement.
If reimbursement is denied, any uncovered classes are billed at the regular class rate.
*10 Classes Per Month Membership currently only available through Active & Fit/Silver & Fit.
How It All Works: Without Health Insurance
Use AAA or AARP
We know not everyone has fitness benefits through their insurance, or that their specific plan may not include any of the programs we participate in. However, there is good news: the Active & Fit plan can be purchased directly through AAA or AARP.
Active & Fit gives you a choice of purchasing a 5 Classes or a 10 Classes Per Month Membership. Pricing was not set by PCY, and sometimes varies slightly between the two organizatioins. If you’re not already an AARP member, there is a small annual membership fee of $20. (Most of the time, you also get a free gift! A cooler for the beach, a luggage tag, a magazine with the ageless Rob Lowe on the cover!)
For more details on how to purchase Active & Fit through AAA, step-by-step directions are posted here: Using Your AAA Membership PDF (https://drive.google.com/file/d/1QKtpEhi_V02EyfjVB2bYyGNVSc5ZuqWn/view?usp=sharing) .
For details on how to purchase Active & Fit through AARP, step-by-step directions are posted here Using Your AARP Membership PDF (https://drive.google.com/file/d/1c1apG-AQKSaAv2VkUGf9A2FnaYbRYnO4/view?usp=sharing) .
The embedded screenshots will not win any Photo of the Year awards, but they will help guide you. The PDFs will also be avaialble on our website soon.
I know the last year or so has been a lot—shifting health coverage, economic curveballs, and lots of uncertainty. Most of us have been in a situation where important information wasn’t exactly volunteered (or was buried six clicks deep). We’ve all experienced a moment of, “well, that would’ve been good to know.” My hope in sharing this is to save you a little time and frustration.*
Accessibility and clarity matter here, on and off the mat.
- Jeannine
* and I do love making flow charts.
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