Drug Mart

Providing trusted information and guidance on health, wellness, and medical care to support your well-being.

04/01/2026

You could be enrolled in Medicare automatically
Older adults who are currently receiving Social Security benefits due to disability or retirement are automatically signed up for Medicare Part A and Part B upon eligibility. According to the Centers for Medicare & Medicaid Services (CMS), you or your family member will receive a packet of information a few months before they turn 65 or when they get their 25th month of Social Security Disability or Railroad Retirement Board (RRB) benefits.
At that time, they can choose to keep or decline Part B but can’t decline Part A unless they withdraw their original application for Social Security and pay back all Social Security cash benefits.

03/10/2026

Consider signing up before you turn 65.
Did you know you can sign up for Medicare as early as three months before you turn 65? Many people find this tip very helpful in giving themselves more time and limiting the stress of missing their initial enrollment window. The Initial Enrollment Period (IEP) is the seven-month period when someone is first eligible for Medicare due to age. It begins three months before they turn 65, includes the month they turn 65, and ends three months after they turn 65. So, if deadlines consistently sneak up on you, write this down on your calendar.
That is not to suggest there are no other enrollment periods if you miss the IEP. But you might face penalties that could stick with you for the rest of your life. Understanding your options and enrolling before turning 65 could make a difference. Plus, coverage would start the first day of the month you turn 65. There is also an exception if your birthday is the first day of the month, in which case your coverage starts the first day of the previous month.

02/26/2026

Consider Your Doctors – and any changes
you may want
• With Original Medicare, you can go to any doctor or hospital that takes
Medicare anywhere in the U.S. As long as your doctor participates in
Medicare, they will be covered.
• In Medicare Advantage, you’ll need to use doctors who are in the plan’s
network in most cases - unless it’s emergency care. You can ask your
preferred doctor whether they participate in Medicare Advantage plans and
note which plans those are

02/12/2026

Some Days You’re Doing Your Best, Even If It Doesn’t Look Like It

Not every healthy day looks the same. Some days you eat well, move your body, feel motivated. Other days you just get through work, come home tired, and sit quietly doing nothing — and that’s still okay.

Health isn’t about being perfect every day. It’s about showing up in whatever way you can. Drinking water when you remember. Taking a short walk when your head feels heavy. Choosing rest when your body asks for it.

Progress doesn’t always look active. Sometimes it looks like patience. And sometimes, just surviving the day is enough.

01/22/2026

Choose a Medicare plan with benefits and coverage you need
When transitioning to Medicare, consider your existing healthcare needs, including any new specialists or services, and choose a plan for how you will receive your health coverage moving forward. Take time to compare plans to see what they cover because certain plans may not cover everything or account for supplemental needs such as vision, dental, and prescription drugs. This could impact how much you will pay out of pocket for things like doctor visits, hospital stays, and prescriptions.

01/11/2026

Understand the different parts of Medicare
Medicare is divided into four parts, each covering different aspects of healthcare1:
Part A: Hospital Insurance covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Part B: Medical Insurance covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Part C: Medicare Advantage Plans are an all-in-one alternative to Original Medicare. These plans are offered by private companies approved by Medicare and include Part A, Part B, and usually Part D. A Medicare Advantage plan may also include some dental, vision, and hearing coverage as well as discounted fitness programs and transportation to the doctor.
Part D: Prescription Drug Coverage helps cover the cost of prescription drugs.

12/28/2025

Evaluate your coverage every year
You don’t have to keep the same Medicare plan every year. The Medicare Annual Enrollment Period is October 15 to December 7 every year. During this time, you can join, switch or drop a Medicare Advantage plan or a prescription drug plan. It’s a good idea to review your Medicare coverage every year to make sure it still serves your needs.
You will automatically go back to Original Medicare if you drop a Medicare Advantage plan during open enrollment, and you will lose drug coverage if it was included with your plan. You may replace drug coverage with a stand-alone prescription drug plan at this time without penalty. A penalty may apply if you drop drug coverage and more than 63 days pass before you get it again.

12/16/2025

🌿 Your Body Notices the Little Things You Ignore

It’s funny how we push through days feeling “a little off” — a small headache, low energy, tight shoulders, or that tired feeling you can’t explain. We call it “normal,” but your body is quietly trying to talk to you.

Sometimes it’s not a big health problem… it’s just your body asking for something simple: a glass of water, five minutes of fresh air, a real meal instead of snacks, or just a moment to breathe without rushing.

Taking care of yourself doesn’t always mean changing your whole lifestyle. Sometimes it’s just paying attention. Your body whispers before it ever screams — and listening early makes all the difference.

11/29/2025

🔥 Movement: The Medicine Your Body Was Built For

Your body is designed to move — not just during workouts, but throughout the day. Even a few minutes of light movement every hour can wake up your muscles, boost your circulation, and clear your mind. Sitting for long stretches slows everything down: your metabolism, your focus, your energy, even your mood.

You don’t need a gym to stay healthy. Stretch while working, take short walks, stand up and breathe deeply, or do a few body-weight moves at home. Consistent daily movement keeps your body young, your joints flexible, and your mind refreshed.

11/14/2025

Enroll on time to avoid late enrollment penalties
Medicare Part B and Part D may add penalties to your premium payments if you enroll after your IEP ends and don’t qualify for a Special Enrollment Period. If you don’t qualify for premium-free Part A, you’ll also face late penalties for Part A if you miss your IEP. Each part has its own rules for timing and for calculating the penalty.
The Part B penalty is an additional 10% of the premium amount for each full 12-month period you could have had Part B and didn’t. The penalty is charged every month for as long as you have Part B.
The Part D penalty is an additional 1% of the average Part D premium for each month you delay enrollment. The penalty amount may change each year along with annual Part D premiums. It’s charged every month for as long as you’re enrolled in Part D.
The Part A penalty is an additional 10% of the premium amount and is charged every month for twice the number of years enrollment was delayed.

10/28/2025

Choose a Medicare plan with benefits you need
Once you sign up for both Part A and Part B, you have to consider if you need further coverage. Parts A and B only cover hospital and medical coverage, respectively. This means things like drugs and dental are not provided for.
Part D plans can provide prescription drug coverage.
Medicare Advantage plans can provide prescription drug coverage & additional benefits such as dental, vision or hearing coverage.
Identify what you need and want covered before selecting the kind of Medicare coverage you end up with.

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