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Choose a Medicare plan with benefits you needOnce you sign up for both Part A and Part B, you have to consider if you ne...
10/28/2025

Choose a Medicare plan with benefits you need
Once you sign up for both Part A and Part B, you have to consider if you need further coverage. Parts A and B only cover hospital and medical coverage, respectively. This means things like drugs and dental are not provided for.
Part D plans can provide prescription drug coverage.
Medicare Advantage plans can provide prescription drug coverage & additional benefits such as dental, vision or hearing coverage.
Identify what you need and want covered before selecting the kind of Medicare coverage you end up with.

Consider delaying Medicare Part BYou may be able to postpone Part B  and delay paying the premium  if you have other cre...
10/15/2025

Consider delaying Medicare Part B
You may be able to postpone Part B and delay paying the premium if you have other creditable coverage. You might be working past 65 and have employer-sponsored health insurance with an employer that has 20 or more employees, for example. Or maybe you have employer-coverage from a spouse’s employer, and that employer has 20 or more employees and allows covered-dependents to delay Medicare enrollment.
Check with the plan benefits administrator before deciding to postpone your Part B enrollment. You need to confirm that you have creditable coverage, ask for written proof (especially for your drug coverage) to ensure you can qualify for a Special Enrollment Period.

☀️ The Healing Power of Morning SunlightA few minutes of morning sunlight is one of the simplest yet most powerful healt...
10/02/2025

☀️ The Healing Power of Morning Sunlight

A few minutes of morning sunlight is one of the simplest yet most powerful health boosters. That warm glow on your skin helps regulate your body’s internal clock, improving your sleep at night and your energy during the day. Sunlight also triggers your body to produce vitamin D — a nutrient essential for strong bones, immunity, and mood regulation.

Instead of immediately reaching for your phone, try stepping outside for 10 minutes after waking. Let your body soak in natural light, breathe deeply, and start your day grounded. Your mind, mood, and health will thank you.

Find out if you’ll be enrolled in Medicare automaticallyIf you currently receive Social Security or Railroad Retirement ...
09/18/2025

Find out if you’ll be enrolled in Medicare automatically
If you currently receive Social Security or Railroad Retirement Board benefits, you’ll be automatically enrolled in Original Medicare (Parts A & B). Medicare will mail your Medicare card to you. This applies if you are eligible for Medicare due to age or disability Your coverage will go into effect on the first day of your 65th birthday month or the month of your 25th disability check.
NOTE: You will still have your IEP during which you may make other coverage choices such as getting a Part D prescription drug plan or Medicare Advantage plan.

You can sign up for Medicare as early as 3 months before you turn 65Medicare eligibility begins at age 65, but you can s...
09/07/2025

You can sign up for Medicare as early as 3 months before you turn 65
Medicare eligibility begins at age 65, but you can sign up earlier to make sure your coverage starts as soon as possible. You will have a 7-month Initial Enrollment Period (IEP) that starts 3 months before the month of your 65th birthday. If you sign up during the first three months of your IEP, your Medicare coverage will kick in on the first day of your 65th birthday month. If you sign up later on in your IEP your coverage could be delayed.

Hypertension: The Silent KillerHigh blood pressure, also known as hypertension, is one of the most common health conditi...
08/23/2025

Hypertension: The Silent Killer
High blood pressure, also known as hypertension, is one of the most common health conditions worldwide — and often goes unnoticed because it may not cause obvious symptoms. Left untreated, it can damage your heart, brain, kidneys, and arteries.

Why It’s Dangerous:

Increases risk of heart disease and stroke

Can lead to kidney failure

May cause vision problems

Often has no warning signs until complications appear

Prevention & Management:

Reduce salt intake in your diet

Stay physically active (150 minutes of moderate activity weekly)

Maintain a healthy weight

Avoid smoking and limit alcohol

Check your blood pressure regularly

👉 Remember: Early detection and lifestyle changes can save lives. If you haven’t had your blood pressure checked recently, make it a priority today.

Lift weightsStrength and resistance training are some of the best forms of exercises you can do to strengthen your muscl...
08/06/2025

Lift weights
Strength and resistance training are some of the best forms of exercises you can do to strengthen your muscles and improve your body composition.
It may also lead to important improvements in metabolic health, including improved insulin sensitivity meaning your blood sugar levels are easier to manage and increases in your metabolic rate, or how many calories you burn at rest.
If you do not have weights, you can use your own bodyweight or resistance bands to create resistance and get a comparable workout with many of the same benefits.
The Physical Activity Guidelines for Americans recommends resistance training twice per week.

Limit refined carbsNot all carbs are created equal.Refined carbs have been highly processed to remove their fiber. They’...
07/28/2025

Limit refined carbs
Not all carbs are created equal.
Refined carbs have been highly processed to remove their fiber. They’re relatively low in nutrients and may harm your health when eaten in excess. Most ultra-processed foods are made from refined carbs, like processed corn, white flour, and added sugars.
Studies show that a diet high in refined carbs may be linked to overeating, weight gain, and chronic diseases like type 2 diabetes and heart disease.

Minimize your sugar intakeAdded sugar is extremely prevalent in modern food and drinks. A high intake is linked to obesi...
07/19/2025

Minimize your sugar intake
Added sugar is extremely prevalent in modern food and drinks. A high intake is linked to obesity, type 2 diabetes, and heart disease

The Dietary Guidelines for Americans recommend keeping added sugar intake below 10% of your daily calorie intake, while the World Health Organization recommends slashing added sugars to 5% or less of your daily calories for optimal health

Use extra virgin olive oilExtra virgin olive oil is one of the healthiest vegetable oils you can use. It’s loaded with h...
07/03/2025

Use extra virgin olive oil
Extra virgin olive oil is one of the healthiest vegetable oils you can use. It’s loaded with heart-healthy monounsaturated fats and powerful antioxidants that have anti-inflammatory properties .
Extra virgin olive oil may benefit heart health, as people who consume it have a lower risk for dying from heart attacks and strokes according to some evidenc.

Don’t smoke or use drugs, and only drink in moderationSmoking, harmful use of drugs, and alcohol abuse can all seriously...
06/22/2025

Don’t smoke or use drugs, and only drink in moderation
Smoking, harmful use of drugs, and alcohol abuse can all seriously negatively affect your health.
If you do any of these actions, consider cutting back or quitting to help reduce your risk for chronic diseases.
There are resources available online and likely in your local community, as well to help with this. Talk with your doctor to learn more about accessing resources.

Get movingDoing aerobic exercise, or cardio, is one of the best things you can do for your mental and physical health.It...
05/28/2025

Get moving
Doing aerobic exercise, or cardio, is one of the best things you can do for your mental and physical health.
It’s particularly effective at reducing belly fat, the harmful type of fat that builds up around your organs. Reduced belly fat may lead to major improvements in your metabolic health.
According to the Physical Activity Guidelines for Americans, we should strive for at least 150 minutes of moderate intensity activity each week.

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