05/21/2026
Big conversations are happening around the future of Michigan’s No-Fault system - and they could have a major impact on injured drivers, passengers, and pedestrians.
In mid-April, gubernatorial candidate Tom Leonard released a proposal that would allow drivers to fully opt out of Personal Injury Protection (PIP) and instead move toward a tort-based system. The plan also includes faster claim payment requirements and limits on certain lawsuit damages—sparking a range of reactions across the industry.
Supporters say it could reduce premiums and expand consumer choice, while others raise concerns about increased litigation and how care for seriously injured patients could be affected.
At AdvancedRM, we’re closely watching developments like these because changes to the No-Fault system directly impact how care is delivered, coordinated, and managed for those recovering from serious motor vehicle injuries.
💬 We want to hear from you:
Would you support the option to opt out of Michigan’s No-Fault PIP coverage?
👍 Yes – More choice and potential savings
🤔 Not sure – Need more information
👎 No – Concerned about access to care and costs
Read more: https://loom.ly/nPdQ6Ds