Advocator Advantage

10/21/2025

When it comes to Social Security benefits, two acronyms often cause confusion: SSER and SSDI. Let’s break them down:

SSDI: Social Security Disability Insurance

Who qualifies: Individuals who have worked and paid into Social Security through payroll taxes.

SSER: Social Security Early Retirement
Who qualifies: Workers who have earned enough credits to retire can elect to retire early starting at the age of 62.

Read the full story and learn what you need to know to make the best choice for you or a loved one:
https://www.advocator.com/blog/ssdi-vs-early-retirement/

10/20/2025

Have you made your Medicare selections yet?

Time is ticking! Medicare's Annual Election Period (AEP) is here, running from October 15th to December 7th. This is your chance to review your plan and ensure you have the right coverage for the year ahead. Don't wait! Our team is ready to guide you through your options, from dental and vision to fitness programs and beyond.

Call us at 844-378-5484 to speak with a licensed insurance agent. We're here to help you get the coverage you need!

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10/13/2025

*Medicare's Annual Election Period (AEP) is just around the corner!*    

From October 15th to December 7th, you have a critical window to enroll or update your Medicare coverage. Whether it’s your first time signing up or you're re-evaluating your plan, we are here to help make the process easier.    

Call us at 844-378-5484  to talk with a licensed insurance agent. Let’s find the plan that meets your unique needs, together.  

10/06/2025

Medicare's Annual Election Period is almost here!

Starting October 15th, it’ll be time to review and select your Medicare plan for the next year. The choices you make now will impact your health coverage, including dental, vision and more. It’s your annual opportunity to make sure your coverage still fits your life.

Our licensed insurance agents are ready to provide a personal consultation to ensure you have the plan that fits your needs.

If you have any questions, call us at 844-378-5484 to speak to an agent today!

10/02/2025

With the Medicare Annual Enrollment Period starting, it’s important to understand your choices for insurance. This week’s blog post breaks down the numbers for each part of Medicare. https://www.advocator.com/blog/navigating-medicare-premiums-2025/

09/30/2025

09/15/2025

What is AEP?

The Medicare Annual Enrollment Period (AEP) runs from October 15 to December 7 each year. During this time, Medicare beneficiaries can:

• Enroll in a new Medicare Advantage or Part D plan
• Switch plans to fit their needs better
• Drop coverage that no longer serves them

We guide you through the AEP process, so you don’t have to navigate the details alone. From reviewing your options, ensuring you’re enrolled in the plan that supports your health and budget, our team is here to help.

Looking ahead to the 2025 season, now is the perfect time to start thinking about your healthcare needs for next year, so when the AEP arrives, you’re ready to make confident choices.

Visit advocator.com/medicare to learn more about how to get started!

09/12/2025

As a proud member of the Ticket to Work Employment Network, we support people receiving Social Security Disability Insurance or Social Security Income who are ready to return to work.

The Social Security Administration (SSA) offers the Ticket to Work program, a free and voluntary initiative designed to support individuals receiving Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) as they return to the workforce.

Through TTW, we provide career counseling, job training, and placement support. This helps you prepare for, find, and keep meaningful employment. We also help you understand how work may affect your benefits so you can take the next step with confidence.

Our goal is simple: to help you build independence, grow your skills and achieve long-term financial stability.

Visit advocator.com/ticket-to-work

09/09/2025

The Social Security Disability Insurance (SSDI) review process hasn’t changed much, but the experience has. With record-high backlogs in recent years, many applicants have faced long wait times.

The good news is that the Social Security Administration has made progress, reducing the initial claims backlog by 25% and cutting hearing wait times by about 60 days since 2024.

Still, delays can happen. That’s why having representation from Advocator Advantage can make all the difference. We help you navigate the process, improve your chances of approval and stay informed every step of the way.

Visit our newest blog post to learn more! https://www.advocator.com/blog/journey-of-ssdi-applications-today/

09/08/2025

Answer: Yes. The Low-Income Subsidy (LIS) program, also called Extra Help, can lower your prescription drug costs under Medicare Part D.

Extra Help assists with premiums, copayments, and deductibles. Depending on your income and assets, you may qualify for either a full or partial subsidy.

Some people are automatically enrolled, while others need to apply. If you think you may qualify, it’s worth exploring this option. It could make your Medicare coverage more affordable.

Visit advocator.com/medicare to learn more about your options!

09/04/2025

The Ticket to Work (TTW) program is here to help you take that next step toward independence, stability and confidence in your career journey. Whether you’re looking to explore new opportunities, return to work after time away or grow your skills, TTW connects you with:

• Personalized career counseling
• Benefits guidance, so you can understand how working impacts your SSDI/SSI
• Training and support tailored to your goals
It’s not just about finding a job, it’s about building a future that works for you.

You don’t have to take the leap alone. With the right support, you can move forward at your own pace and with confidence.

Ready to see what’s possible? Let’s talk! Learn more about how Ticket to Work can support you at advocator.com/https://www.advocator.com/ticket-to-work