The Medicare Lady

The Medicare Lady Darlene Swaffar, aka The Medicare Lady TM, specializes in Medicare Health Insurance.

Darlene Cerezo Swaffar aka The Medicare Lady is focused on making the process of choosing the right Medicare Health Insurance Plan as easy as possible for her clients.

Most people get this WRONG about Medicare in 2026…Here are the facts 👇✅ Part A deductible is $1,736 per benefit period (...
04/07/2026

Most people get this WRONG about Medicare in 2026…

Here are the facts 👇
✅ Part A deductible is $1,736 per benefit period (NOT per year)
✅ Skilled Nursing: Days 21–100 cost $217/day
✅ Part B premium: $202.90/month (higher with income)
❗ After deductible, you pay 20% with NO max out-of-pocket

👉 Yes… that means unlimited risk.

🚨 The BIG mistake:
Thinking Medicare caps your costs—it doesn’t.

That’s why many people choose a Medigap plan.

💡 Also important:
• Late enrollment penalty = lifetime increase
• Medicare does NOT cover dental, vision, hearing, or prescriptions
• Enrolling in Part A = you can’t contribute to an HSA
• Medicare Advantage ≠ Medigap

📣 The way your Medicare is structured matters.

📩 Message me or comment “REVIEW” if you want help. Or visit our website www.medicareladypro.com

Disclaimer:
Not affiliated with or endorsed by Medicare or any government agency. We do not offer every plan available in your area. Currently representing multiple organizations offering Medicare Advantage plans and Medicare Supplement (Medigap) policies. Please contact Medicare.gov or 1-800-MEDICARE for all available options.

Rate Increases announced today for UnitedHealthcare Medicare Supplement effective June 1, 2026.For Example non- smoker:6...
03/04/2026

Rate Increases announced today for UnitedHealthcare Medicare Supplement effective June 1, 2026.

For Example non- smoker:
65 Female in 33442 for Plan G went from $292.28 to $339.04 which is a 16% rate increase.

65 Male in 33442 for Plan G went from $304.35 to $368.47
which is a 21% increase.

For more information contact your agent.

www.MedicareLadyPro.com



Unlock your Medicare potential today and discover the best options tailored just for you. Visit medicareladypro.com to l...
02/28/2026

Unlock your Medicare potential today and discover the best options tailored just for you. Visit medicareladypro.com to learn how to navigate your Medicare journey with confidence.

Navigating the world of Medicare can feel daunting, but it doesn't have to be. With personalized guidance and a wealth o...
02/27/2026

Navigating the world of Medicare can feel daunting, but it doesn't have to be. With personalized guidance and a wealth of resources, finding the ideal Medicare plan is just a click away at medicareladypro.com.

Why We Recommend Meeting in PersonYesterday, a client initially asked to handle his Medicare enrollment over the phone.I...
02/27/2026

Why We Recommend Meeting in Person

Yesterday, a client initially asked to handle his Medicare enrollment over the phone.

I gently explained that we do business the old-fashioned way — because meeting face-to-face leads to better clarity, fewer misunderstandings, and more satisfied clients.

Many CMS-related complaints come from beneficiaries who enroll over the phone and later realize they didn’t fully understand their benefits.

So he came into the office.

We spent an hour reviewing plan materials, verifying his doctors and prescriptions, and walking through everything step by step.

At the end of our meeting, he smiled and said:

"You were right. This makes more sense in person. I really understand how this works, and I’m very happy with my Medicare choice."

It’s never about being right.

It’s about making sure you feel confident, informed, and supported — so there’s no confusion later.

Better understanding leads to better outcomes.

If you're turning 65 or reviewing your coverage, I invite you to experience the difference of an in-person appointment.

📍 Local. Professional. Personal.
📞 754-444-2782 (TTY 711) Licensed Agent/Agency

We do not offer every Medicare plan. To find out about all of your choices, please visit Medicare.gov

Understanding Medicare options is crucial for your health and well-being. Visit medicareladypro.com to find the best pla...
02/02/2026

Understanding Medicare options is crucial for your health and well-being. Visit medicareladypro.com to find the best plan tailored to your needs today.

01/19/2026

Have Medicare Questions?
Working with a local agent makes the process of choosing Medicare Health Insurance easy and stress free.
Call Darlene Swaffar The Medicare Lady today at 754-444-2782 (TTY 711) Licensed Agency/Agent.
www.MedicareLadyPro.com

We do not offer every plan available in your area. Please contact Medicare.gov to get information on all of your options








01/16/2026

Call the Medicare Lady today and understand your Medicare Health Insurance choices with ease.
Office: 754-444-2782 (TTY 711) Licensed Agent/Agency
Serving Medicare Beneficiaries for over 15 years.





01/14/2026

Explore your Medicare Health Insurance Options with a Local Agent.
Call Darlene Cerezo Swaffar The Medicare Lady today and understand your Medicare Insurance choices with ease.
Office: 754-444-2782 (TTY 711) Licensed Agent/Agency





01/12/2026

Call the Medicare Lady today and understand your Medicare Health Insurance choices with ease.
Office: 754-444-2782 (TTY 711) Licensed Agent/Agency





01/09/2026

Call to request your free Medicare with Confidence Guide.
Office: 754-444-2782 (TTY 711) Licensed Agent/Agency
Serving Medicare Beneficiaries for 15 years.





01/07/2026

Working with a Local Medicare Insurance Agent leads to the best understanding of your choices.
Call Darlene Cerezo Swaffar The Medicare Lady today at 754-444-2782 (TTY 711) Licensed Agent/Agency serving Beneficiaries for 15 years.





Address

10 Fairway Drive Suite # 118
Deerfield Beach, FL
33441

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 4pm

Telephone

+17544442782

Website

https://www.annutiesexpert.com/

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