Jonathan Guzman, RICP - Financial Advisor, President - RANDA Strategies LLC

Helping families and businesses protect and acumulate wealth My Mission: Helping you protect, accumulate and enjoy - YOUR ASSETS PRODUCTS OFFERED: • Individual Life Insurance • Fixed Immediate & Deferred Annuities* • Long-Term Care Insurance • Disability Income Insurance** • Health Insurance** • Mutual Funds # • Variable Universal Life # • Variable Annuities # • 529 Plans # PERSONAL PLANNING FOR: • Life Insurance Needs • Estate Conservation • College Funding • Mortgage Protection • Charitable Giving • IRA Funding BUSINESS PLANNING FOR: • Buy-Sell Funding • Deferred Compensation • Executive Bonus • Key Person Protection • Voluntary Payroll Deduction Programs • Qualified Plan Funding: SEPs Keoghs 401(k)s Pensions Hablo Espanol New Jersey, Licensed Pennsylvania, Licensed New York, Licensed * Issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation). ** Products available through one or more carriers not affiliated with New York Life, dependent on carrier authorization and product availability in your state or locality. # Securities offered through NYLIFE Securities LLC (member FINRA/ SIPC). Neither New York Life nor its agents provide tax, legal, or accounting advice.

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