11/01/2025
I just want to say something about what’s going on with health insurance premiums right now—because it’s not just “part of doing business.”
It’s personal, it’s local, and it’s affecting our community more than most people realize.
Therapists—many of us who own our own practices—are watching our insurance costs skyrocket. I’ve seen dozens of colleagues saying they may have to shut down their private practices and go back to salaried jobs just to keep healthcare coverage.
You might think, “Well, that’s unfortunate, but why should I care?”
Here’s why: if therapists can’t afford healthcare, they get sick and can’t work. If they have to shut their doors, you lose your therapist. And we all know finding a therapist who actually fits—your schedule, your needs, your personality, and your insurance—is already like finding a unicorn in rush hour traffic.
When private practice therapists disappear, access disappears. When insurance companies keep low-balling reimbursement rates, we can’t sustain this work and keep it affordable. That means therapy becomes something only the privileged can afford—and that’s not okay.
This isn’t just a small business issue. It’s a mental health access issue. It’s a community issue.
Email your senators. Tell them these hikes are unsustainable and hurting both providers and clients.
If we want to keep mental health care accessible, we have to speak up now.