Barbara Cowles at Prosperity Home Mortgage

Barbara Cowles at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR #1255985
PHM, LLC NMLSR #75164 NMLS Consumer Access @ www.nmlsconsumeraccess.org/

Women's Outerwear in one size and plus size. I also sell leggings hats and other accessories. I use my small business as a way to give back to local charities by tithing back a percentage of every sale. when I am not doing various fundraisers my give back goes to SPA WOMEN'S MINISTRY HOMES in Elkhart, IN

The best thing about our FHA Rate Rollback Special being extended is… 👀✔️ rolling back rates like it’s a time machine fo...
03/24/2026

The best thing about our FHA Rate Rollback Special being extended is… 👀

✔️ rolling back rates like it’s a time machine for your wallet
✔️ a complimentary 1-0 buydown for year one

Because easing into your mortgage payment > jumping in the deep end.

Let’s make homeownership feel a little more manageable. 🏡

📊 It's Mortgage Monday and rates held steady—but what does that actually mean?The Fed’s latest decision reflects a pause...
03/23/2026

📊 It's Mortgage Monday and rates held steady—but what does that actually mean?

The Fed’s latest decision reflects a pause as policymakers evaluate the next move. While mortgage rates don’t move in lockstep with the Fed, shifts in policy and expectations can influence the direction of the market over time.

Understanding the “why” behind the headlines helps everyone make more informed decisions.

Spring is officially here. 🌷 Longer days, fresh blooms, and new beginnings are on the way.Happy First Day of Spring! ...
03/20/2026

Spring is officially here. 🌷
Longer days, fresh blooms, and new beginnings are on the way.

Happy First Day of Spring!

A little outdoor refresh can make home feel brand new 🪴🏡Whether you’re updating the home you love or planning your next ...
03/18/2026

A little outdoor refresh can make home feel brand new 🪴🏡

Whether you’re updating the home you love or planning your next move, which space would you tackle first—front porch or back patio? 💙

🩺 Is there a doctor in the house?If your career is dedicated to caring for others, your home financing should work just ...
03/18/2026

🩺 Is there a doctor in the house?

If your career is dedicated to caring for others, your home financing should work just as hard for you. We have loan programs specifically designed with medical professionals in mind—from physicians and dentists to veterinarians and beyond.

🏠 Ready to explore your options? Let’s talk.

🌸 Spring Home Tip Tuesday 🌸Longer days and warmer weather make spring the perfect time to give your home a little extra ...
03/17/2026

🌸 Spring Home Tip Tuesday 🌸

Longer days and warmer weather make spring the perfect time to give your home a little extra attention. From clearing winter debris to refreshing your entryway and prepping your yard, a few simple steps can help your home look its best for the season ahead.

👉 Swipe through for quick spring home tips you can tackle this week.

🍀 Happy St. Patrick’s Day! 🍀May your day be filled with good fortune, great company, and a touch of Irish luck. 🌈 ...
03/17/2026

🍀 Happy St. Patrick’s Day! 🍀

May your day be filled with good fortune, great company, and a touch of Irish luck. 🌈

03/16/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

Mortgage Mondays 📊The Fed paused rate cuts in January after three consecutive decreases, and additional cuts may now be ...
03/16/2026

Mortgage Mondays 📊

The Fed paused rate cuts in January after three consecutive decreases, and additional cuts may now be off the table until later this year.

Mortgage rates tend to respond to broader economic expectations, not just Fed decisions alone. That’s why staying informed about policy trends can help buyers and sellers better understand what’s happening in the housing market.

Happy Pi Day 🥧No matter how you slice it, CompetitivEdge® makes the deal even sweeter.With HomeSURE Advantage pre-approv...
03/14/2026

Happy Pi Day 🥧

No matter how you slice it, CompetitivEdge® makes the deal even sweeter.

With HomeSURE Advantage pre-approval, a fully underwritten commitment letter, and a $30,000 On-Time Closing Guarantee, buyers can bring serious confidence to the table.

Thinking about buying this spring?
Let’s slice into the strategy together.

03/13/2026

Friday the 13th is spooky enough — your mortgage process doesn’t have to be. 👻
Big financial changes during the loan process, like opening new credit, moving money around, or missing document requests, can create delays when you least expect them. The good news? Most of these mistakes are avoidable. Stay responsive, stay consistent, and check with your loan officer before making major money moves.

Ready to keep your homebuying journey on track? Let’s talk.

🌿 Spring Refresh: This or ThatWhether you’re improving the home you love or planning your next move, small upgrades can ...
03/11/2026

🌿 Spring Refresh: This or That

Whether you’re improving the home you love or planning your next move, small upgrades can make a big difference.

Which one are you choosing—laundry room upgrade 🧺 or mudroom drop zone 👟?

Address

1101 Parkway Avenue – Suite 100
Elkhart, IN
46516

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