Barbara Cowles at Prosperity Home Mortgage

05/01/2026

POV: You’re a new homeowner…
keys in hand, plans in motion, and a whole new chapter ahead 🔑

Ready for your POV moment? Let’s make it happen.

05/01/2026

This month, we celebrate the rich cultures, contributions, and lasting impact of Asian American and Pacific Islander communities. At Prosperity Home Mortgage, we’re proud to honor the diversity that strengthens our communities and helps open doors for all.

04/29/2026

The internet is debating, so now we are too 👀

Big tiles or small tiles?

Some say big tiles feel clean, modern, and seamless.
Others love small tiles for the texture, detail, and design moment.

Swipe through and cast your vote: 1 or 2? ⬇️

04/28/2026

📰 Big news for VA buyers and sellers.

Starting May 1, 2026, updates to VA appraisal guidelines are making it easier for homes to qualify—removing several long-standing property requirements.

What does that mean for you?

✔ Fewer repair hurdles
✔ More homes eligible for VA financing
✔ Smoother transactions from contract to closing

If you’ve ever been told a home “won’t pass VA,” it might be time to take another look.

On your VA homeownership journey, Mortgage Insiders keep you ahead of the changes that matter.

04/27/2026

📊 Mortgage Mondays Market Snapshot

Metro-level forecasts for 2027 show a range of outcomes—from price growth to slight softening depending on the market.

For agents and buyers alike, this reinforces one key takeaway:
👉 Local expertise matters more than ever.

04/24/2026

The market isn’t standing still—and neither should your strategy.

This week’s update breaks down what’s moving rates and how it’s impacting buyer activity right now.
👉 https://bit.ly/4cJebDQ

Use it to guide smarter conversations and set better expectations.

This Market Update is written by our Capital Market specialists each week to bring you insight into what's happening in the market and how it may affect mortgage rates and real estate trends.

04/22/2026

🌎 Earth Day + Which One Wednesday: Which upgrade would you choose—Heat pump ♨️ vs. Tankless water heater 🚿?
Buyers: what matters most to you? Agents: what are clients asking for lately? ⬇️

04/22/2026

Caring for our planet starts with all of us. 🌍

Happy Earth Day!

04/20/2026

📊Mortgage Mondays: Treasury outlooks are ~4.10% for 2026 and mortgage rates are forecast at ~6.25%. 2027 is looking at a mortgage range of ~6.05%.

Reminder: these are predictions and not a promise. Plan accordingly and don't forget it's never too early to talk with your mortgage consultant! 📱

04/20/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

04/17/2026

From pre-approval ➝ shopping ➝ offer ➝ closing ➝ after you move in ➝ your future financing needs.

We’re Relentless in Service for every step—and every relationship.

04/15/2026

Your tax refund isn’t just extra cash—it’s an opportunity. 💰

Putting it toward your down payment could help you get into a home sooner than you think. Small moves now can make a big difference later.

Let’s turn that refund into a foundation. 🏡