HSA for America

HSA for America Helping Thousands Lower Health Insurance Costs Since 2004! Schedule your consultation and get a free quote.

Here at HSA for America, we strive to be nothing less than the best online HSA health insurance agency in the country. We are a small team dedicated to providing honest and outstanding personal customer service and to finding you the lowest rates for the coverage you need. If you have questions or need any assistance, email us or give us a call at 800-913-0172.

Skip the waiting room, not the care! 🏥Nearly half of employees are delaying medical care due to costs and time constrain...
08/08/2025

Skip the waiting room, not the care! 🏥

Nearly half of employees are delaying medical care due to costs and time constraints. But what if your team could see a doctor during their lunch break instead of taking half the day off?

Telehealth benefits are transforming workplace healthcare by making quality care accessible, affordable, and convenient. Employees get the flexibility they need, and employers see reduced absenteeism and happier, healthier teams.

Ready to give your workforce this modern healthcare advantage?

Read more: https://hubs.li/Q03BFQ0m0

Discover why telehealth & virtual care are key to retaining, supporting, & empowering employees in today’s workplace at HSA for America.

Living with a chronic condition? Your HSA might be more powerful than you think! 🏥Recent changes mean many preventive ca...
08/07/2025

Living with a chronic condition? Your HSA might be more powerful than you think! 🏥

Recent changes mean many preventive care services for diabetes, heart disease, and other chronic conditions are now covered before your deductible. This could save you hundreds or even thousands each year.

Read our latest blog to discover smart strategies for managing chronic disease costs with your HSA.

Read the full guide: https://hubs.li/Q03BFlJ-0

Dealing with chronic disease is a marathon not a sprint. Learn how to effectively manage the cost of chronic disease at HSA for America.

Not sure what a managed care plan is or which type is right for you? 🤔 These plans work with provider networks to keep y...
08/06/2025

Not sure what a managed care plan is or which type is right for you? 🤔

These plans work with provider networks to keep your healthcare costs down while ensuring quality care. From HMOs to PPOs, each has unique advantages depending on your needs and budget.

The key is understanding how features like provider networks, preventive care coverage, and prior authorization work together to control costs. Whether you prioritize savings or flexibility, there's a managed care option that fits.

Read our complete breakdown: https://hubs.li/Q03Btcft0

What is a managed care plan? Learn how HMOs, PPOs, and health sharing compare so you can choose the right coverage for your needs.

Need an MRI? Your HSA might cover it.An MRI can be a major medical expense—but if you have a Health Savings Account, you...
06/30/2025

Need an MRI? Your HSA might cover it.

An MRI can be a major medical expense—but if you have a Health Savings Account, you may be able to pay for it tax-free.

âś… Find out if MRI costs are HSA-eligible
đź§ľ Learn what receipts and records to keep
⚠️ Avoid common HSA misuse penalties

This quick read explains how to safely use your HSA to pay for an MRI and stay within IRS rules.

Can you use your HSA to pay for an MRI? Yes—if it's medically necessary. Learn when to use HSA funds vs. insurance.

Let’s give a big welcome to Becky Otteman, our newest Personal Benefits Manager at HSA for America! 👋She’s here to help ...
06/25/2025

Let’s give a big welcome to Becky Otteman, our newest Personal Benefits Manager at HSA for America! 👋

She’s here to help you and your family find affordable, flexible health coverage—so you can save more and stress less.

If you have questions about your plan or HSAs, I’m happy to help, too!

đź“§ Reach out to me directly at BeckyOtteman@HSAforAmerica.com

If you’re an Applicable Large Employer (ALE), failing to offer ACA-compliant health coverage can trigger huge IRS fines....
06/24/2025

If you’re an Applicable Large Employer (ALE), failing to offer ACA-compliant health coverage can trigger huge IRS fines.

đź’Ą Learn what causes the Shared Responsibility Penalty
đź“‹ Understand key compliance rules
âś… Get strategies to avoid penalties in 2025

Avoid costly ACA shared responsibility penalties. Learn how employers can meet mandates, cut costs, and offer affordable health coverage.

Join us in welcoming Christopher Felix to the HSA for America team! đź‘‹ As a Personal Benefits Manager, Christopher brings...
06/23/2025

Join us in welcoming Christopher Felix to the HSA for America team! đź‘‹

As a Personal Benefits Manager, Christopher brings a passion for helping individuals and families find affordable health plans.

He’s here to simplify your healthcare decisions—so you can save more and worry less.

đź“§ Reach out: ChristopherFelix@HSAforAmerica.com

If you're exploring healthshare plans, these two popular options each come with pros and tradeoffs.✔️ NetWell is budget-...
06/19/2025

If you're exploring healthshare plans, these two popular options each come with pros and tradeoffs.

✔️ NetWell is budget-friendly with solid everyday coverage
✔️ HSA Secure offers more provider flexibility and HSA compatibility
✔️ We compare pricing, deductibles, and more

Summary: The best plan depends on your health needs and financial goals—this post makes the decision easier.

HSA SECURE is for self-employed people and business owners. netWell is a great overall healthsharing choice, but does not support HSAs.

Please welcome Theresa Meigs, our newest Personal Benefits Manager at HSA for America! đź‘‹Theresa brings years of experien...
06/16/2025

Please welcome Theresa Meigs, our newest Personal Benefits Manager at HSA for America! đź‘‹

Theresa brings years of experience helping individuals and families make smart decisions about health coverage, health shares, HSAs, and long-term savings. She’s here to help you take control of your healthcare, without overspending.

đź“§ Reach out: TheresaMeigs@HSAforAmerica.com

You don’t need a massive budget to offer great employee benefits.This guide shows how small businesses can:✅ Set a reali...
06/12/2025

You don’t need a massive budget to offer great employee benefits.

This guide shows how small businesses can:
âś… Set a realistic per-employee benefits budget
âś… Replace high-cost group plans with smarter options
âś… Retain employees without overspending

It’s not about cutting care—it’s about budgeting smarter.

Learn how to budget for employee benefits effectively and make the most of your resources with this comprehensive guide from HSA for America.

Want to lower healthcare costs without cutting quality?You don’t have to choose between saving money and providing great...
06/10/2025

Want to lower healthcare costs without cutting quality?

You don’t have to choose between saving money and providing great care.

This guide breaks down simple cost containment strategies that work for:
đź’Ľ Small businesses
👨‍👩‍👧‍👦 Families
đź§ľ Anyone tired of high premiums

Cost containment in healthcare is critical for employers. Learn best strategies to lower costs while keeping employees covered and cared for.

04/30/2025

Big life change? You might qualify for health coverage right now — no need to wait for Open Enrollment. 🎉

If you’ve recently:
✔️ Moved
✔️ Gotten married
✔️ Had a baby
✔️ Lost your current insurance

You may be eligible for a Special Enrollment Period — and we can help you find the right plan fast.

đź’¬ Talk to a Personal Benefits Manager for free.
Call or text us at 800-913-0172 or email us at info@HSAforAmerica.com

Address

Fort Collins, CO
80524

Opening Hours

Monday 9am - 11pm
Tuesday 9am - 11pm
Wednesday 9am - 11pm
Thursday 9am - 11pm
Friday 9am - 11pm
Saturday 9am - 11pm
Sunday 9am - 11pm

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Our Story

The middle class and small business owners are being clobbered by exploding health insurance rates.

We believe that getting affordable health coverage shouldn't be so confusing and maze-like. Individuals should have the right to purchase the kind of healthcare that works for them at a cost that doesn’t bankrupt them.

That’s why we’ve made it our mission to help individuals who don’t qualify for a health insurance subsidy find less expensive options. We’re not afraid to look outside the box, and were among the first to help individuals and small businesses to access both HSA-qualified plans and health sharing plans.

Since 2004, we’ve helped over 16,000 people find the health coverage that works best for their needs, and we’re pretty proud of that.