HSA for America

04/06/2026

Start the Week: Why Your HSA Is Your Financial Safety Net

It's April and Tax Deadline Day is just 9 days away (April 15).

Here's a question worth thousands:

Did you max out your HSA for 2025?

You still have until April 15 to contribute and claim the deduction on your 2025 taxes.

Individual limit: $4,300
Family: $8,550.

Don't leave that tax savings on the table. 👇

Don't leave those tax savings on the table. ar?

03/12/2026

Did you know your HSA can do a lot more than cover copays? 💰

With 2026 contribution limits now at $4,400 for individuals and $8,750 for families, your HSA can grow tax-free and become a powerful retirement savings tool — especially since the average retiring couple may face $350,000+ in healthcare costs.

Learn how to make every dollar work harder for you.

Read the full strategy guide: https://hubs.li/Q046x6Zh0

03/03/2026

5 states + DC still penalize uninsured residents in 2026—up to $3,500+

But here's what matters: one ER visit costs way more than any fine.

Understand your state's requirements & find affordable alternatives ⬇️

https://hubs.li/Q045hKLd0

What is the penalty for not having health insurance in [year]? Learn the rules by state and explore smart, affordable alternatives today!

02/28/2026

HSA tip for parents with adult kids on their health plan:

If your child (18-25) is on your HDHP but you don't claim them as a tax dependent, they can open their own HSA and contribute up to $8,750 for 2026—completely separate from your family contribution.

That's $17,500 in combined tax-advantaged savings. 💰

The catch? This ends when they turn 26, and most families have no idea it exists.

Full guide on who qualifies and how to set it up:
https://hubs.li/Q04548fZ0

Maximize your HSA family contributions with this tax-saving loophole. Learn how your adult child can open an HSA and grow long-term savings.

02/16/2026

Are you maximizing your HSA in 2026? Most people aren't.

Here's what you need to know:

2026 Contribution Limits:
✅ Individual: $4,400
✅ Family: $8,750
✅ Age 55+ catch-up: $1,000

But knowing the limit is just the beginning.

The real question: How much should YOU contribute?

It depends on:

✅ Your employer's contribution
✅ Your expected medical costs
✅ Your monthly budget
✅ Whether you're using it for retirement

⚠️ Warning: Over-contribute and you'll face a 6% IRS penalty.

💡 Pro tip: Set up automatic payroll deductions. For biweekly pay, that's about $169 (individual) or $337 (family) per paycheck.

Want the complete strategy? 👇

Read our full guide: https://hubs.li/Q0438fy30

How much should I contribute to my HSA? Get expert tips, IRS limits, and a custom strategy to save more. Start maximizing your HSA today!

08/08/2025

Skip the waiting room, not the care! 🏥

Nearly half of employees are delaying medical care due to costs and time constraints. But what if your team could see a doctor during their lunch break instead of taking half the day off?

Telehealth benefits are transforming workplace healthcare by making quality care accessible, affordable, and convenient. Employees get the flexibility they need, and employers see reduced absenteeism and happier, healthier teams.

Ready to give your workforce this modern healthcare advantage?

Read more: https://hubs.li/Q03BFQ0m0

Discover why telehealth & virtual care are key to retaining, supporting, & empowering employees in today’s workplace at HSA for America.

08/07/2025

Living with a chronic condition? Your HSA might be more powerful than you think! 🏥

Recent changes mean many preventive care services for diabetes, heart disease, and other chronic conditions are now covered before your deductible. This could save you hundreds or even thousands each year.

Read our latest blog to discover smart strategies for managing chronic disease costs with your HSA.

Read the full guide: https://hubs.li/Q03BFlJ-0

Dealing with chronic disease is a marathon not a sprint. Learn how to effectively manage the cost of chronic disease at HSA for America.

08/06/2025

Not sure what a managed care plan is or which type is right for you? 🤔

These plans work with provider networks to keep your healthcare costs down while ensuring quality care. From HMOs to PPOs, each has unique advantages depending on your needs and budget.

The key is understanding how features like provider networks, preventive care coverage, and prior authorization work together to control costs. Whether you prioritize savings or flexibility, there's a managed care option that fits.

Read our complete breakdown: https://hubs.li/Q03Btcft0

What is a managed care plan? Learn how HMOs, PPOs, and health sharing compare so you can choose the right coverage for your needs.

06/30/2025

Need an MRI? Your HSA might cover it.

An MRI can be a major medical expense—but if you have a Health Savings Account, you may be able to pay for it tax-free.

✅ Find out if MRI costs are HSA-eligible
🧾 Learn what receipts and records to keep
⚠️ Avoid common HSA misuse penalties

This quick read explains how to safely use your HSA to pay for an MRI and stay within IRS rules.

Can you use your HSA to pay for an MRI? Yes—if it's medically necessary. Learn when to use HSA funds vs. insurance.

06/25/2025

Let’s give a big welcome to Becky Otteman, our newest Personal Benefits Manager at HSA for America! 👋

She’s here to help you and your family find affordable, flexible health coverage—so you can save more and stress less.

If you have questions about your plan or HSAs, I’m happy to help, too!

📧 Reach out to me directly at BeckyOtteman@HSAforAmerica.com

06/24/2025

If you’re an Applicable Large Employer (ALE), failing to offer ACA-compliant health coverage can trigger huge IRS fines.

💥 Learn what causes the Shared Responsibility Penalty
📋 Understand key compliance rules
✅ Get strategies to avoid penalties in 2025

Avoid costly ACA shared responsibility penalties. Learn how employers can meet mandates, cut costs, and offer affordable health coverage.

06/23/2025

Join us in welcoming Christopher Felix to the HSA for America team! 👋

As a Personal Benefits Manager, Christopher brings a passion for helping individuals and families find affordable health plans.

He’s here to simplify your healthcare decisions—so you can save more and worry less.

📧 Reach out: ChristopherFelix@HSAforAmerica.com