CBG

10/01/2025

💡 Is your group health plan really working at its best?

Here’s the truth: 3% of employees drive nearly

50% of healthcare costs.

Without a repeatable, predictable strategy to mitigate those high claims, you’re leaving millions on the table.

09/26/2025

Healthcare costs are projected to rise by 6.5% in 2026. CFOs & HR leaders are under pressure to balance budgets and support employees.

At CBG, we help employers design cost-smart plans that protect your bottom line.

👉 What’s your biggest benefits challenge heading into 2026?

09/24/2025

What does the next 5 years of healthcare benefits look like?

🔮 Prediction #1: Rising demand for flexibility

🔮 Prediction #2: Data-driven decision-making

🔮 Prediction #3: Focus on employee mental health

09/16/2025

DEAF-INITELY a breakthrough in Hearing Restoration!

What if one injection could restore hearing to children born deaf?

A new gene therapy targeting the OTOFERLIN gene has done exactly that—restoring hearing in just weeks with no major side effects. The study showed that children as young as 1 began to hear and even speak after treatment.

🔬 Real science. Real results.
👶 10 participants.
🎯 1 injection.
📈 A future without cochlear implants?

Read the full story and understand what this means for the future of genetic medicine and auditory care: https://zurl.co/dmKUO

In a remarkable turn of events for the field of audiology and genetic medicine, a recent clinical study has shown that a single gene therapy injection can restore hearing to individuals born with a specific form of congenital deafness—and in as little as a few weeks. This game-changing treatment c...

09/12/2025

📊 Virtual Care vs. Telehealth — What every CFO & HR leader needs to know.

While telehealth focuses on remote clinical visits, virtual care goes further — delivering a comprehensive digital health ecosystem that improves access, lowers costs, and supports a healthier, more productive workforce.

Virtual care can reduce the overall company healthcare spending through early intervention and better chronic condition management.

Aside from that, It enhances employee experience with 24/7 access, proactive support, and improved retention.

In a world where benefits strategies impact both the bottom line and employee well-being, understanding this distinction is no longer optional — it’s essential.

💡 How is your organization planning to integrate virtual care into its benefits strategy?

09/11/2025

Why don’t TV ads ever tell us what a drug costs?

That could change soon! thanks to a bold new transparency bill. But legislation takes time.

Read the full story: https://www.linkedin.com/pulse/drug-price-transparency-transforming-pharmaceutical-advertising-nhvkc

09/09/2025

60% of CFOs say rising healthcare costs are their #1 challenge. Do you agree?

09/03/2025

The healthcare landscape just changed—again.

With the passing of the One Big Beautiful Bill, over 40 healthcare provisions are now law.

Medicaid tightened. ACA subsidies restructured. HSAs and CHOICE arrangements expanded.

What does that mean for your company’s benefits strategy, stop-loss planning, and employee coverage?

If you're a CEO, CFO, or HR leader planning for 2026, this is not something to skim over.

Here’s what the law really means—and how smart employers are turning it into strategic advantage.

Read full article: https://zurl.co/1in5i

08/27/2025

From an information deluge to a $3.5 billion valuation. Incredible story of founder Daniel Nadler identifying a critical need for physicians and building OpenEvidence to meet it. This is what targeted innovation looks like.

Read full article: https://zurl.co/wGhzV

08/22/2025

Why do some CFOs become a CEO's most trusted strategic partner, while others remain stuck as scorekeepers?

The difference is trust. And that trust is fragile. It's lost when a CFO makes critical, yet common, mistakes. If you want to evolve from a financial operator
to a strategic leader, you must avoid these three pitfalls.

1. You're stuck in the rearview mirror (Accounting vs. FP&A)

You treat Accounting and FP&A as the same function. They are not.
Accounting is compliance. It looks backward.

FP&A (Financial Planning & Analysis) is strategy. It looks forward.
Your board and CEO don't hire you for historical reports; they need a forward-looking navigator. According to a study, 79% of CFOs confirm that advanced FP&A capabilities lead to faster, better decisions.

Action: Separate the functions in both process and mindset. Empower your FP&A team to build future scenarios and anticipate, not just report on the past.

2. You're mesmerized by profit and ignore cash

Profit is an opinion. Cash is a fact.

You can post record profits and still go bankrupt because you can't make payroll. In fact, 82% of small business failures are due to poor cash flow management. If you're not obsessing over liquidity, you're one surprise away from disaster.

Action: Implement a rolling 13-week cash flow model. Make cash flow forecasting a weekly, if not daily, obsession. Profit doesn't pay the bills—cash does.

3. You treat risk as an afterthought

The passive CFO hopes for the best. The strategic CFO prepares for the worst.

Market shifts, cyber threats, and compliance violations aren't abstract concepts; they are ticking time bombs. Research shows 40% of companies that neglect risk management face significant financial losses within a year. Ignoring risk is betting your company's future on blind luck.

Action: Run regular, rigorous risk assessments. Build contingency plans. Remove surprises from the CEO’s plate.

The Takeaway:

The path to becoming a highly sought-after, top-tier CFO isn't about simply avoiding mistakes. It's about a fundamental shift in mindset:

🛑 Stop being a historian. Become a strategist.
🛑 Stop chasing profit. Master cash.
🛑 Stop reacting to crises. Anticipate risk.

The opportunities for strategic finance leaders are exploding. The question is, are you building the trust to seize them?

08/19/2025

Is your company one claim away from a financial crisis?

Sun Life just released its 2025 report on the real cost of employer-sponsored health plans—and the numbers are staggering.

📈 $3.3B in high-cost claims
💊 $84M for one cancer drug
🧬 $2M+ for a single gene therapy dose
🏥 $11.9M for one newborn with a congenital condition

If you're a CFO, CEO, HR leader, or business owner, you can't afford to miss this breakdown. It's not just about insurance—it's about protecting your company from the unexpected.

Learn what’s driving costs and how strategic companies are fighting back.

Read full article: https://zurl.co/qbvXv