Hilltop's Health Access

04/22/2026

Do have questions about your medical bills, explaination of benefits, or other parts of your insurance coverage? Health Access is here help, our certified health coverage guides can answer many of your questions and give you resources for other assistance if you need more help than we can provide. Call us at 970-244-0850 to speak with a coverage guide or to set an appointment for in-person or virtual help.

How long do you typically have to pay medical bills?

Standard Medical Billing: Payment is generally due 30 days from when you receive your statement/bill.

Hospital Bills: Payment tends to be due between 30 and 90 days after you receive your statement/bill.

Emergency Services: Payment typically expected 30 and 60 days after you receive your statement/bill.

Elective procedures: Billing can run as quickly as 30 days or take up to 120 days due to coordination with insurance. Elective procedures, including dental procedures, may come with optional payment plans.

These are typical timeframes, and can be affected by state laws, insurance processing and other factors.

If you have any questions about your health insurance plans or how to use your benefits, please give our team a call at (855) 752-6749 or make an appointment at ConnectforHealthCO.com.

04/09/2026

If you are moving to Colorado, lose your current insurance coverage, or discover you are pregnant, you may be able to shop for new insurance with a Special Enrollment Period. When Life happens Hilltops Health Access is here to help. Call 970-244-0850 to schedule an appointment with a Health Coverage Guide.

03/26/2026

Do you have questions about the benefits of your health coverage plan? Hilltops Health Access is your local assistance site here in Grand Junction and we have the information and answers you need. We are not just here to help you sign up for health coverage but also during the year when you have questions on how to use it. Make an appointment by calling 970-244-0850 or stop by our office located at 359 Main Street on Walk-in Wednesday for next in line assistance.

Coinsurance is the percentage of the cost of a covered service that you pay after you've met your deductible.

Since it can be a confusing concept, here's an example of how it works:

Before you pay your full deductible, you'll pay 100% of the out-of-pocket costs of care. So, if a doctor's visits costs $100 in out-of-pocket costs, you'll pay $100.

After you've met your deductible, for a doctor's visit that costs $100, if your coinsurance percentage is 20%, you'll pay $20 and your insurance company will pay what remains ($80).

Unlike a copay, coinsurance is generally billed after the visit instead of being paid at the time of the visit, and it is always a percentage of the cost of care rather than a flat dollar amount.

Like a copay, coinsurance counts toward your out-of-pocket max (the maximum amount you'll pay out of pocket in a plan year).

03/18/2026

If you have questions about your Explanation of Benefits or other aspects of your health coverage, Hilltops Health Access is here to help. We offer health insurance literacy information and can help you navigate through your plans coverage. Call 970-244-0850 to set an appointment with a health coverage guide.

Your Explanation of Benefits is not a bill.

Don't feel bad if you've been confused by these documents in the past! Even though Explanation of Benefits (EOB) documents say "This is not a bill," in most ways, they look exactly like one.

An EOB is designed to show you how your claim was processed.

The document will include the maximum amount insurance could cover for your visit/procedure, what your plan covered, and what you will owe when you receive your request for payment.

Save your EOB documents when you receive them, as it's always helpful to be able to compare the explanation with the actual bill to identify errors before you make a payment.

02/06/2026

Important information!

Important 2026 Health Insurance Tax Credit UpdateStarting in 2026, a new federal rule eliminates the cap on Advance Premium Tax Credit (APTC) repayments. If ...

01/28/2026

What a wonderful event from our partners at Public Health!

🪁 Mesa County Partnership for Children & Families is hosting a free workshop called “Healthy Minds and Little Bodies.” Learn simple, practical tips to support your child’s social and emotional development is hosting a free workshop called “Healthy Minds and Little Bodies.” Learn simple, practical tips to support your child’s social and emotional development- plus nutrition ideas for little ones.

It’s happening Thursday, January 22 at 6 p.m. at the Clifton Community Campus at 3270 D ½ Rd.

Educators can earn continuing education credit for attending. Email mcpcf@mesacounty.us for more information.

01/21/2026

Keep an eye on the mail for this important documents

Your IRS Form 1095-A is on the way to your mailbox!

If you purchased health insurance through an official insurance marketplace like Connect for Health Colorado in 2025, you need to file Form 1095-A with your federal taxes.

The form will be delivered to your address on record by late January. If you're a Connect for Health Colorado customer, you can also find the form under My Documents in your account online.

Keep an eye out for an envelope from Connect for Health Colorado and make sure to store your 1095-A with your other important tax forms.

And if you have any questions about the form or how to use it, please give us a call at 1-855-752-6749 or visit the Tax Forms and Information section on ConnectforHealthCO.com.

01/14/2026

Last walk in Wednesday for open enrollment!

El último miércoles sin citas de este periodo abierto

01/09/2026

What a wonderful event from these two community partners!

Good Samaritan Free Medical Clinic is partnering with Colorado Department of Public Health and Environment's Mobile Public Health Clinic Program to host a vaccine clinic. There will be several adult vaccines available, including the flu shot.

It’s happening Friday, January 9 at 402 Grand Ave, Grand Junction.

Appointments are encouraged, but walk-ups are also available. For more details and to register, visit bit.ly/45z7G3R.

01/09/2026

Open Enrollment is coming to end! Make an appointment or join us for our walk-in days to look at your options.

Most people know that health insurance covers basic health needs. In fact, every health insurance plan available through Connect for Health Colorado covers 10 essential benefits.

What many don't know is that many plans cover a range of less expected benefits, including:

- Gym memberships and fitness classes

- Dietician and nutrition counseling

- Alternative and complementary treatments

- Smoking cessation programs

When you're comparing plans and benefits, make sure you're looking into everything each plan has to offer (beyond the basics).

And if you haven't enrolled for health insurance coverage for 2026 yet, you only have ONE WEEK LEFT before Open Enrollment ends. Enroll today at ConnectforHealthCO.com!

01/07/2026

Open Enrollment is coming to an end. Don't let this deadline pass you by, join us for Walk-in Wednesday or make appointment for any other day!

Ya casi termina el periodo de inscripción abiera. No deje que esta fecha llegue si ver para que pueda calificar. Puede venir hoy sin cita o hacer una cita para otro dia

https://www.htop.org/health-access

01/05/2026

We are approaching the end of Open Enrollment! We still have appointments available, schedule one now at https://www.htop.org/health-access!

We’ve got you covered