FFIG - Marshall Orenic

FFIG - Marshall Orenic I work to give my clients peace of mind and a clear plan for the future. My process starts with discovering your goals and thoroughly assessing your situation.

That includes helping with health and life insurance, clarifying Medicare options and evaluating retirement planning tools. I help individuals, families and businesses with a wide range of goals and budgets because everyone deserves to feel financially secure. We can review your existing insurance coverage or start from scratch with any questions you have. You will have everything you need to make well-informed decisions. As an independent advisor with Futurity First, I provide truly objective guidance. Rather than just offer a few solutions, I can access FFIG’s massive portfolio including many of the top names in the industry. You will get a customized plan tailored to your specific needs. I enjoy being an active part of our community helping local neighbors secure their future.

This Hanukkah, we’re sending warm wishes to all who celebrate. May these eight days be filled with light, joy, and meani...
12/14/2025

This Hanukkah, we’re sending warm wishes to all who celebrate. May these eight days be filled with light, joy, and meaningful moments with the ones you love.

Wishing you a season of peace, happiness, and cherished traditions. Chag Sameach!

If you’re going through a life change or are new to life insurance, it might be time to think about your options. Term l...
12/10/2025

If you’re going through a life change or are new to life insurance, it might be time to think about your options. Term life insurance is one of the most affordable and straightforward ways to protect the people who matter most to you.

Here’s a quick breakdown of this type of life insurance:

✅ Fixed coverage for a set number of years (usually 10, 20, or 30)
✅ Tax-free payout for your loved ones if something happens
✅ Can help cover things like mortgage payments, tuition, and daily expenses

There are even flexible options like return-of-premium riders or convertible term policies, which can adapt to your needs over time.

And the best part? It may be more affordable than you think. A study found 72% of Americans overestimate the cost of term life insurance.

Keep in mind that term life insurance isn’t just for people without coverage currently. It can be layered on top of an existing policy if your life (and coverage) needs have changed, whether from a new job, a new home, or new responsibilities. Want help figuring out what makes sense for your situation? Feel free to reach out.

We spend so much time searching for the perfect gifts — something meaningful, lasting, and full of love. This season, co...
12/04/2025

We spend so much time searching for the perfect gifts — something meaningful, lasting, and full of love. This season, consider a gift that says it all and more.

It’s not flashy. It won’t go on sale. But it could make all the difference for the people you care about most.

Swipe through to see why life insurance may be worth considering before year’s end. And if you’re ready to start the conversation, give us a call today. We’re here to help.

As the year winds down, we’re reminded that growth often happens in the moments we least expect — when we take small ste...
12/02/2025

As the year winds down, we’re reminded that growth often happens in the moments we least expect — when we take small steps forward, even through uncertainty. Whether you're closing out a tough season or stepping into something new, keep going. You've come further than you think.

What’s one lesson you’re taking with you into the new year? Share with us in the comments. We’d love to hear it.

If you're looking for a tried-and-true Thanksgiving dish that always wins over the crowd, we’ve got just the dish for yo...
11/27/2025

If you're looking for a tried-and-true Thanksgiving dish that always wins over the crowd, we’ve got just the dish for you. Swipe to see the full recipe — we hope it brings something special to your holiday table!

Please note that our office will be closed on Thursday and Friday for the holiday. We'll be back Monday, ready to serve you.

From our team to yours, have a warm and happy Thanksgiving!

As Thanksgiving draws near, many of us find ourselves reflecting on what truly matters: family, health, security, and th...
11/18/2025

As Thanksgiving draws near, many of us find ourselves reflecting on what truly matters: family, health, security, and the comfort of home. It's a season filled with gratitude, and the perfect time to consider how we can protect the people and things we're most thankful for.

Life insurance offers a practical and lasting way to provide that protection. It ensures that your loved ones are supported financially in the event of the unexpected, offering security when it matters most.

To learn more about your life insurance options or to request a personalized quote, give us a call today. Wishing you and yours a wonderful season of thanks and togetherness.

Life doesn’t stand still, and your life insurance coverage shouldn’t either. Take a moment and ask yourself if your curr...
11/12/2025

Life doesn’t stand still, and your life insurance coverage shouldn’t either. Take a moment and ask yourself if your current coverage is still the right fit.

Here are a few life changes that could mean it’s time for a policy review:

🔸A new job, promotion, or retirement
🔸Getting married or divorced
🔸Welcoming a child or grandchild
🔸Buying a home or taking on new financial obligations
🔸Changes in health, income, or long-term financial goals
🔸Adjusting beneficiary designations or estate plans

If any of these resonate with you, or if it’s simply been a while since your last review, it’s worth taking a fresh look. Let’s ensure your coverage still aligns with your goals.

Ready to schedule a quick review? Reach out today. We're here to help!

Over turkey and pie, the big questions always seem to come out — and as financial advisors, many of the ones we hear are...
11/11/2025

Over turkey and pie, the big questions always seem to come out — and as financial advisors, many of the ones we hear are about money. Today, we’re “talking turkey” and sharing five key financial concepts that we often find ourselves discussing around the Thanksgiving table.

Swipe for more information, and as always, reach out with any questions or needs. Wishing you and yours a wonderful Thanksgiving season!

On this Veterans Day, we’re taking a moment to reflect and say thank you. To all who have served and to the families who...
11/11/2025

On this Veterans Day, we’re taking a moment to reflect and say thank you. To all who have served and to the families who support them: your sacrifice, strength, and dedication mean more than words can express.

It’s easy to get caught up in the day-to-day, but today reminds us to slow down and recognize the everyday heroes who walk among us. If you’re a veteran or have one in your life, we hope today brings you the appreciation you so deeply deserve. Thank you for your service.

Please note that our office is closed on November 11th in observance of the holiday. We’ll be back on Wednesday, November 12th, ready to respond to any messages received during our absence.

Whether you’re carving pumpkins, sipping cider, or sneaking the good candy from the stash, today’s the day to let your f...
10/31/2025

Whether you’re carving pumpkins, sipping cider, or sneaking the good candy from the stash, today’s the day to let your fun-loving side shine. Our advice: Give ‘em pumpkin to talk about!

From all of us, have a spooky, silly, and treat-filled Halloween 🎃

Don’t forget to fall back this weekend!Daylight Saving Time ends this Sunday, November 2nd, so be sure to turn any non-s...
10/30/2025

Don’t forget to fall back this weekend!

Daylight Saving Time ends this Sunday, November 2nd, so be sure to turn any non-self-setting clocks back one hour before bed on Saturday night.

While you're at it, it’s a smart time to check off a few other seasonal to-dos:

✅ Replace the batteries in your smoke detectors.
✅ Adjust your thermostat for cooler evenings.
✅ Double-check your security lights or timers.

A few simple steps now can help keep your home safe and comfortable as we head into the holiday season. As always, if there’s anything we can do for you, just let us know!

10/29/2025

With Open Enrollment for 2026 health coverage beginning November 1, now’s a great time to start thinking through your options.

If you want your new plan to begin January 1, you’ll need to enroll by December 15. Enrollments submitted between December 16 and January 15 will start coverage on February 1.

Whether you’re planning to renew your current plan or explore new options, we’re here to help you secure the coverage that fits your needs. Give us a call today! 540-380-8340

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Harrisonburg, VA

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