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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Centre for Homeownership & Economic Development

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United States
Hillsborough, NC
Centre for Homeownership & Economic Development

The Centre for Homeownership & Economic Development Corporation, Inc. (CHOEDC) was created in 2004 to

10/24/2025

What banks won’t tell you:
“We only want businesses that don’t actually need loans.”

At CHOEDC's Capital Funding Resources, we believe the businesses that need capital most will use it best.

We look at:
✅ Where you’re headed
✅ What’s possible
✅ Why you won’t quit

Not just your credit score from that rough patch.
Ready for a lender who gets it? Let’s grow your vision together.

Apply Today: https://bit.ly/43WjNrm

10/22/2025

Building wealth isn’t a solo journey. It’s about who’s in your corner.

A strong financial foundation requires a strategic team:
🔹 Mortgage Broker
🔹 CPA
🔹 Insurance Agent
🔹 Real Estate Attorney
🔹 Financial Advisor
🔹 Estate Planner

The right professionals don’t just provide services—they become partners in your financial journey.

The Financial Empowerment Academy equips you with the knowledge and confidence to choose the right partners for your goals.

💼 Drop a briefcase emoji if you’re ready to strengthen your wealth network.

Sign Up Today: https://bit.ly/4egrHzh

10/20/2025

While you wait 6-8 weeks for a traditional loan decision, your competitor is already moving.

⚡ Applications reviewed in DAYS
⚡ Real people, real conversations
⚡ Less red tape, more green lights

Opportunity has an expiration date. Don't let slow processes kill good opportunities.
Your moment is NOW.

Apply Now: https://bit.ly/43WjNrm

10/17/2025

2:47 AM. Still up?

We see you. The midnight entrepreneurs. The dreamers who won't wait for "someday."
Your dedication deserves a partner who matches your energy.

What keeps YOU up at night? 👇

Capital Funding Resources - powered by CHOEDC - helps entrepreneurs who refuse to wait for "someday."

https://bit.ly/43WjNrm

10/13/2025

That "NO" from the bank? Not the end of your story.

Traditional banks see numbers. We see potential.

CHOEDC's Capital Funding Resources exists for entrepreneurs who've been overlooked. The ones with vision but no connections. The dreamers who won't quit.
Your rejection might be our opportunity to say yes.

Apply Today: https://bit.ly/43WjNrm

10/09/2025

Small investment. Massive impact.

$99 can buy a lot of things you'll forget about by next week.
Or it can unlock financial freedom.

The Domino Effect:
$99 → Financial literacy → Mortgage-ready → Certificate → Pre-approval → Financial Freedom (Priceless)

What you get:
✓ Self-paced online course
✓ Credit repair strategies that work
✓ Budget mastery without restriction
✓ HUD-certified certificate
✓ Clear path to homeownership

Who this is for:
Renters ready to own. People tired of financial stress. Future homeowners who need a real roadmap.

The difference between thinking homeownership is impossible and actually owning a home? The right information.
📞 919.241.4718
🔗 https://bit.ly/4egrHzh

10/06/2025

You’ve got the vision. Let’s get you the capital.

Starting or expanding a business shouldn’t feel impossible. At CHOEDC, we believe entrepreneurs deserve access to fair funding — without the red tape or predatory rates.

Our Small Business Lending Pool helps local business owners turn ideas into income with loans designed to empower, not discourage.

📈 Ready to grow your business the right way?
👉 Visit https://bit.ly/43WjNrm to apply today.

10/02/2025

Is your side hustle costing you more than it’s giving back?
Many entrepreneurs spend 11–16 hours a week for just a few hundred dollars a month. That’s what we call the Side Hustle Tax.

Through CHOEDC’s Business Lending Pool, you can stop paying that tax and start building:
✔️ Bigger contracts
✔️ A real team
✔️ Wealth you can pass on
✔️ More control of your time

👉 Don’t just hustle. Build a business. Apply today at https://bit.ly/43WjNrm

09/29/2025

💬 “I can’t afford a house right now.”
💬 “My credit is cooked.”
💬 “I don’t even know where to start.”

We hear these concerns all the time, and we have the answers.

Our Financial Empowerment Academy gives you the real tools, knowledge, and confidence to move forward with your financial goals.

Call us today at 919.241.4718 or visit https://bit.ly/4egrHzh to learn more.

It’s never too late to take the first step.

09/26/2025

Weekend reminder: We're here when you're ready.

✓ Housing counseling
✓ Homebuyer education
✓ Financial empowerment courses
✓ Business lending guidance

Your goals don't wait for Monday. Neither do we.
Ready to take the next step? Reach out anytime.

Learn More: https://bit.ly/3TiLWmp

09/24/2025

Housing Math They Don't Want You to See

When affordable housing disappears, here's the REAL math:
Teachers can't afford to live here = 9.9% turnover rate
Nurses move 45 minutes away = Longer ER wait times
Restaurant workers commute 1+ hour = Empty storefronts
Essential workers priced out = $23/hour job, $1,360+ rent

The domino effect:
-Schools lose funding
-Healthcare becomes harder to access
-Local businesses can't stay staffed
-Economic development stalls

But here's what we CAN do together:
When housing markets are tough, education and guidance become essential.

CHOEDC provides HUD-certified housing counseling and homebuyer education to help people navigate these challenges and find affordable paths to homeownership.

Real solution: Housing education + financial empowerment = Helping families succeed even in difficult markets.

Learn More: https://bit.ly/4gFsnPP

09/22/2025

If you could go back and tell your 18-year-old self ONE money lesson, what would it be?

Our most popular answers from workshop participants:
💳 'Credit cards aren't free money'
🏠 'Start saving for a house deposit in your 20s'
📊 'Learn to budget before you NEED to budget'
🎓 'Understand your student loans before signing'
💰 'Emergency funds aren't optional'

The good news? It's never too late to learn these lessons. Our Financial Empowerment Academy teaches the money skills you wish you'd learned years ago. What would YOU tell your younger self?

Invest in yourself today! https://bit.ly/4egrHzh

Address

960 Corporate Drive
Hillsborough, NC
27278

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+19192414718

Website

https://homeownershipcentre.org/

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Who we are

CHOEDC’s mission is to provide support and innovative approaches that focus on health, economic stability, disaster recovery, financial independence, jobs, small business technical training, business development, and affordable housing. Recently we joined the North Carolina Community Action Association in order to partner and address the anti-poverty strategies that are needed in economically distressed rural areas. CHOEDC measures the success of its services and activities by its social return on investments and environmental benefits in its target market. To date, CHOEDC has counseled and provided small business technical assistance to hundreds of entrepreneurs located in rural counties throughout North Carolina. New jobs have been created and small businesses have been impacted providing economic sustainability in their communities.