Oaks Counseling Associates

08/22/2025

In the wrap-up from his Financial Infidelity series, Jon talks about how money secrets don’t just damage your relationship - they shape your kids too. From “Don’t tell Dad, Grandma paid” to full-blown financial crises, hidden money habits can quietly (and harmfully) pass down dysfunction for generations.

Learn why financial secrecy is so devastating, how it teaches children to hide from their partners, and what it takes to break the cycle.

08/19/2025

Proud to partner with in supporting our community! 🤝 Their Family Navigators help connect individuals and families to mental health and substance use recovery resources. Together, we're building bridges to healing and hope.

08/08/2025

Therapy, but make it tropical. 🏖️💻
Jonathan’s office: Wi-Fi, waves, and coaching for your money, mind, and relationships that’s tide-tested.
🎉

08/05/2025

✈️ Thinking about a couples trip? Don’t book those flights just yet.
Jonathan Kolmetz MBA, MS, CFP® was featured in a recent MarketWatch article by Aditi Shrikant offering expert advice on how couples can avoid financial conflict before they travel. His take? Start by asking what “vacation” even means to your partner - and why.

💬 “This is a good, fun conversation to practice talking about money,” says Kolmetz. “You can practice being curious and asking questions and listening.”

👉 https://www.marketwatch.com/story/dont-spend-thousands-on-a-couples-trip-without-taking-these-3-steps-first-or-you-risk-fighting-the-whole-time-ab04d4e5?st=BzZnra&reflink=desktopwebshare_permalink

You can avoid, or at least minimize, conflict by setting financial and experiential expectations. Here are three ways to do that before your vacation.

07/17/2025

Sexual health and mental health are more connected than most people realize. Chronic stress can quietly disrupt desire, arousal, and connection in ways that affect both partners.

In her recent blog, OCA's Chelsea Koutroulis breaks down how stress impacts the sexual response cycle.

If you’ve ever felt “off” sexually during a stressful season (or if your partner has), this might be a must-read.

👉 When Stress Shows Up in the Bedroom: Understanding the Mind-Body Connection: bit.ly/4kI2YWc

07/10/2025

💳 Featured in Bankrate, financial therapist & CFP Jonathan Kolmetz explains why credit cards can lead to overspending - and why it’s not just about money.

“Credit cards hijack your brain’s pain system,” Kolmetz says. “The swipe distances you from the cost, and that disconnect makes it easier to spend.”

In the article, he unpacks how emotional triggers like FOMO, gamification, and the illusion of rewards keep people swiping - even into debt.

📲 Read the full piece at link below to understand how behavioral psychology plays a bigger role in your spending than you think.

07/07/2025

We are deeply saddened by the recent flooding in Texas and the toll it’s taken on so many lives.

At Oaks Counseling Associates and Oaks Wealth Management, we are holding space for everyone impacted - families, first responders, and entire communities facing loss and uncertainty.

We see the strength and resilience in our fellow Texans, and we are standing with you.

07/01/2025

🎥 What’s really behind financial infidelity?

It’s almost never just about money.

📍 Childhood shame.
📍 Fear and silence.
📍 Unhealed trauma.

In this clip, Jonathan Kolmetz MBA, MS, CFP® explains how early money wounds follow people into their relationships - and how emotional disconnection can lead to secrecy, imbalance, and betrayal.

Want to understand why your partner might hide financial decisions? Or why you do it yourself?

This is the conversation that connects the dots.

06/19/2025

What counts as financial infidelity?

Jonathan breaks down how secrecy around money can hurt relationships just as much as cheating - because when trust breaks down, people go looking to fill the gap… sometimes in a bedroom, sometimes in a bank account.

💸 Don’t miss this honest conversation on what happens when money becomes a secret.

06/18/2025

Feeling stuck? You're not alone.

Maybe it’s your job. Maybe it’s a relationship. Maybe it’s just this quiet voice saying, “I don’t want this anymore… but I don’t know what I do want.”

👉 In her new blog, therapist Chelsea Koutroulis, M.Ed., LPC-Associate, CST, shares how to navigate life transitions. Whether you’re questioning what’s next, comparing yourself to others, or wondering if it’s “too late” to start over, Chelsea offers real tools to help you move forward.

💬 It’s okay to want something different. And it’s okay to take your time figuring it out.

📲 Read the full blog here 👉 https://oakscounselingassociates.com/from-i-dont-know-to-im-okay-a-therapist-on-life-transitions/
📍Chelsea sees adult clients both in person and via telehealth.

05/14/2025

Are you hiding money, debt, or spending habits from your partner? You’re not alone — but silence creates shame, and shame keeps the cycle going.

Financial infidelity may not get the headlines, but it can damage trust just like a sexual affair.

📍Ready to do the work? Start by talking. Or get help if you can’t yet.

💬 Save & share this with someone who needs to hear it.

New blog on OCA by Jonathan Kolmetz, MBA, MS, LPC

Link in bio

05/09/2025

We’re proud to share that OCA founder Jonathan Kolmetz, MS, MBA, CFP®, has joined the Board of Directors at Mosaics, a nonprofit helping individuals navigate mental health and substance use recovery resources.

With his unique background in both therapy and financial planning, Jonathan is passionate about reducing stigma, promoting healing, and building stronger communities. He looks forward to helping Mosaics fulfill its mission.