Stellar Health Benefits LLC

09/30/2025

✨ Real people. Real reviews. ✨
When it comes to health insurance, you deserve more than a call center script. You deserve a real conversation with someone who listens.

📞 Talk to a licensed agent who knows Southwestern Pennsylvania and puts your needs first.

🌐 stellarhealthbenefits.com | ☎️ 1-888-277-1528

09/28/2025

🌟 Trusted guidance. Honest reviews. 🌟
Health insurance can be confusing, but it doesn’t have to feel overwhelming. Get the clarity and personal attention you deserve.

📞 Talk to a licensed agent who knows Southwestern Pennsylvania and puts your needs first.

🌐 stellarhealthbenefits.com | ☎️ 1-888-277-1528

09/27/2025

💬 Real conversations with real people. 💬
No spam, no selling your information, and no endless emails. Just honest help when you need it.

📞 Talk to a licensed agent who knows Southwestern Pennsylvania and puts your needs first.

🌐 stellarhealthbenefits.com | ☎️ 1-888-277-1528

09/26/2025

What Is an Annual Notice of Change (ANOC) — and Why You Should Review It Every Year

Each fall, Medicare Advantage and Part D prescription drug plan members receive a document called the Annual Notice of Change (ANOC) from their insurance carrier.

This important letter outlines the updates coming to your health plan for the next year. It details changes in monthly premiums, deductibles, copays, provider networks, and even the drug formulary (which medications are covered and how much they will cost).

Why does this matter?

Because the plan that fits your needs this year may not be the best option for you next year. Even small changes—like a new copay for your specialist visits or your prescription being moved to a higher cost tier—can have a big impact on your healthcare expenses.That’s why it’s so important to carefully review your ANOC as soon as it arrives. If you find that your plan changes don’t work for you, you’ll have the opportunity to explore other options during the Medicare Annual Enrollment Period (October 15 – December 7).

At Stellar Health Benefits, we’re here to help you go through your ANOC line by line, answer your questions, and make sure you’re confident about your coverage for the coming year. Your health and financial peace of mind are our top priorities.

Contact Us Today:

(888)227-1528

07/18/2025

If you're losing Medical Assistance Health coverage, you may qualify for a low-cost or even no-cost subsidized health insurance plan through Pennie®, Pennsylvania’s official health insurance marketplace. At Stellar Health Benefits, we specialize in helping individuals and families explore their options and enroll in quality coverage that fits their needs and budget. We’re here to guide you through the entire process—free of charge—and ensure you don’t miss a beat when it comes to your healthcare coverage.

07/02/2025

The Fourth of July is a powerful reminder of our nation's enduring fight for freedom, independence, and unity. It's a day to reflect on the sacrifices made by generations past to secure the liberties we enjoy today as American citizens.

At Stellar Health Benefits, we carry that spirit of service and gratitude into everything we do. We thank each and every one of our clients for trusting us with their health coverage needs—it’s an honor to serve and support you and your families year-round.

06/16/2025

It would be our pleasure to serve you!

05/23/2025

Thank You to Our U.S. Military Veterans and Their Families

To the brave souls who gave their lives in service—and to the families who carry their legacy—we honor you with eternal gratitude.

May we never take for granted the freedoms we enjoy, the peace we live in, or the nation we call home. These blessings were paid for with your sacrifice.

Today and always, we remember your courage, your love of country, family, and the immeasurable cost of our liberty.

01/07/2025

01/04/2025

If you need help getting health coverage for 2025 we can help. The Affordable Care Act (ACA) deadline is approaching. Contact us today!

(888) 227-1528

Pennie's open enrollment period continues through January 15, 2025. Plans purchased after December 15th will be effective on February 1, 2025.