Getmymedicareinsurance.com

05/09/2022

There are multiple life events that can make you eligible for a Special Enrollment Period (SEP). A SEP allows you to make changes to your Medicare coverage outside the standard enrollment periods. For example, you may qualify for Extra Help. EXTRA HELP is a program that helps people with limited income gain more affordable access to prescription drug coverage (Part D).

REASONS FOR SPECIAL ENROLLMENT PERIOD:

I am in a Medicare Advantage Plan and have had Medicare for less than 3 months. I want to make a change.

I recently moved outside of the service area for my current plan or I recently moved and this plan is a new option for me.

I want to join a Special Needs Plan that tailors its benefits to my chronic condition.

I am entering or leaving a long-term care facility.

I want to enroll in a 5-star Medicare plan.

If you have any questions, or need to discuss SEP opportunities further, please feel free to contact me at this email address or 949-233-0422 or email me at argie@getmymedicareinsurance.com.

01/21/2022

DON'T WAIT.......Medicare Advantage Open Enrollment ends March 31

Did you know that if you’re unhappy with your Medicare Advantage Plan (Medicare Part C), you have options? Each year, there’s a Medicare Advantage Open Enrollment Period from January 1 – March 31. During this time, if you’re in a Medicare Advantage Plan and want to change your health plan, you can do one of these:

Switch to a different Medicare Advantage Plan with or without drug coverage. Go back to Original Medicare and, if needed, also join a Medicare Prescription Drug Plan . If you switch Medicare Advantage Plans or go back to Original Medicare with or without a Medicare drug plan, your new coverage will start the first day of the month after your new plan gets your request for coverage. Keep in mind, if you go back to Original Medicare now, you may not be able to buy a Medicare Supplement Insurance (Medigap) policy.

12/17/2021

12/17/2021

The Medicare Advantage Open Enrollment Period starts January 1 and ends on March 31. During this period, members enrolled in Medicare Advantage can:

If you’re in a Medicare Advantage Plan (with or without drug coverage), you can switch to another Medicare Advantage Plan (with or without drug coverage)

You can drop your Medicare Advantage Plan and return to Original Medicare. You will also be able to join a Medicare Prescription Drug Plan.

The effective date for the Medicare Advantage Open Enrollment Period election is the first day of the month after we receive the enrollment request.

12/08/2021

The price you pay for your Medicare coverage is important but it should not be the only determining factor. Deductibles co-pays, coinsurances contribute to your out of pocket costs and they can quickly add up. If you’re on Original Medicare, there is no maximum out of pocket limit. You’re responsible for 20% of the costs.

Unlike Original Medicare, most Medicare Advantage plans have a maximum out of pocket limit of $7,550. Once you reach this limit, your plan pays 100% of your health care expenses for covered medical services for the rest of the year. So, when reviewing your plans, remember to consider other factors besides the price.

11/15/2021

According to some news source, there is a 14.5% increase in Part B premiums will take monthly payments for those in the lowest income bracket from $148.50 a month this year to $170.10 in 2022. Medicare Part B covers physician services, outpatient hospital services, certain home health services, medical equipment, and certain other medical and health services not covered by Medicare Part A. However, beneficiaries who collect Social Security benefits will see a cost-of-living adjustment of 5.9% in their 2022 monthly payments, which is the largest hike in 30 years, which helps to offset the premium increase. Also, CENTENE has received a 5-Star rating on a Wellcare of California plan! The only 5 star Plan in Orange County, Ca. for 2022 that offers a give-back of $125.00 to the Part B Premium.

11/10/2021

If you would like to review Medicare plans, as well as Drug plans in your area, please visit my website at www.getmymedicareinsurance.com and click on the link that states "START HERE". If you have any questions, please let me know.

My goal is to find the absolute ideal Medicare solution for every client. I represent a variety of carriers and products to ensure that you can get your Medicare insurance needs met at once.

Finding a medicare plan that is right for you, best meets your needs and gives you peace of mind.

11/06/2021

Each year, the Centers for Medicare & Medicaid Services (CMS) issues objective ratings on all Medicare Advantage and Medicare Drug plans to determine if they provide high-quality care for their members. CENTENE has received a 5-Star rating on a Wellcare of California plan! The only 5 star Plan in Orange County, Ca. for 2022!

11/04/2021

When you are eligible for Medicare, to avoid a penalty, you will want to sign up for Medicare Part B at the same time as Medicare Part A unless you are going to have creditable employer coverage yourself or through your spouse. If you do not get Part B when you're first eligible, your monthly premium may go up 10% for each 12-month period you could have had Part B, but didn't sign up.

11/04/2021

If you are enrolling in Medicare this year, Original is just a starting point. It only covers doctor visits and hospital stays. You usually pay a monthly Part B premium, must meet yearly deductibles, and then pay 20% of the cost of your care. There is no limit to your out-of-pocket costs each year! MEDICARE ADVANTAGE plans on the other hand, offer what original Medicare offers as well as many other benefits and many plans in Orange County have a $0 monthly premium.

10/06/2021

09/13/2021