Your Senior Savior, LLC

Your Senior Savior, LLC Insurance Services at their finest. Protecting and Serving families in PA, NJ, DE, SC, NC, VA and FL

Serving clients In PA, NJ, NC, SC, FL, VA and DE...specializing in life/final expense, MEDICARE (supplements, Advantage plans & prescription plans), supplemental plans (Hospital Indemnity & Cancer) and fixed annuities.

Well, it’s a wrap but what a party it was! So fun and Santa even came! Tag yourselves and keep a lookout for the next on...
07/26/2025

Well, it’s a wrap but what a party it was! So fun and Santa even came! Tag yourselves and keep a lookout for the next one! Thank you Morrisville Senior Centerfor hosting! Cousin Eddie even had a great time! Santa Scott

07/25/2025

This is why we’ve been working on this event for three months!!!

07/25/2025

When Aunt Kathy shows up to Christmas like she owns the driveway…“SAVE THE NECK FOR ME, CLARK!” 😂🎬 Presenting the one, the only: Cousin Kathy.Hold onto your eggnog, folks. She’s bringing the robe, the sass, and zero shame.

Medicare Open Enrollment (Oct. 15 – Dec. 7) is your chance to review your coverage and make changes if needed. Swipe thr...
07/24/2025

Medicare Open Enrollment (Oct. 15 – Dec. 7) is your chance to review your coverage and make changes if needed. Swipe through for tips on preparing and ensuring you have the best plan for your health and budget.

Have questions about Medicare? Contact our team today — we’re here to help you navigate your options!

🎄🎶 This Friday! Get ready to shout BINGO and “Sh*tter was full!” in the same night 😆CHRISTMAS IN JULY MUSIC BINGO🎅 Natio...
07/24/2025

🎄🎶 This Friday! Get ready to shout BINGO and “Sh*tter was full!” in the same night 😆

CHRISTMAS IN JULY MUSIC BINGO
🎅 National Lampoon’s Christmas Vacation–themed chaos + $500 Grand Prize = one unforgettable evening!

🗓️ Friday, July 25, 2025
🕕 6–9 PM (Doors open at 5!)
📍 Morrisville Senior Servicenter – 31 E Cleveland Ave, Morrisville, PA
🎟️ Tickets are sold out!

🎁 What to expect:
🎶 10 rounds of Music Bingo
💵 Cash prizes
🎟️ 50/50
🧺 Lottery baskets
🍕 Food & refreshments
🎄 And $500 GRAND PRIZE!

Dress festive, come hungry, and bring your best Cousin Eddie impression. You don’t want to miss this!

Your health is your greatest asset — protecting it shouldn’t be a financial burden. With the right personal health and b...
07/22/2025

Your health is your greatest asset — protecting it shouldn’t be a financial burden. With the right personal health and benefits coverage, you gain peace of mind, access to quality care, and financial stability when you need it most.

Let’s find a plan that fits your life and secures your future. Reach out today to learn more!

Alert!!  We have 2026 news!!  Next year is not looking too bad. Yes it would be nice to see things improve, but it could...
07/22/2025

Alert!! We have 2026 news!! Next year is not looking too bad. Yes it would be nice to see things improve, but it could be worse!

The Medicare Part D 2026 changes:

Part D MOOP will increase from $2000 to $2100

Part D Deductible will increase from $590 to $615.

Following is the summary from the CMS link below:

In 2026, Medicare Part D is undergoing significant changes, particularly impacting cost-sharing for prescription drugs. The most notable changes include an increase to the out-of-pocket (OOP) spending threshold, changes to the cost-sharing structure in the initial coverage phase, and updates to cost-sharing for insulin and adult vaccines.

Key Changes for 2026:

• Out-of-Pocket Threshold:
The annual out-of-pocket (OOP) spending threshold will increase to $2,100, up from $2,000 in 2025. This means beneficiaries will continue to pay 25% of their prescription drug costs until they reach this threshold.

• Initial Coverage Phase:
The enrollee pays 25% coinsurance for covered Part D drugs. The sponsor typically pays 65% of the cost of applicable drugs and selected drugs and 75% of the cost of all other covered Part D drugs. The manufacturer, through the Manufacturer Discount Program (Discount Program), typically covers 10% of the cost of applicable drugs. CMS pays a 10% subsidy for selected drugs during a price applicability period. This phase ends when the enrollee has reached the annual OOP spending threshold of $2,100, for CY 2026.

• Catastrophic Coverage:
The enrollee pays no cost sharing for covered Part D drugs. Sponsors typically pay 60% of the costs of all covered Part D drugs. The manufacturer pays a discount, typically equal to 20%, for applicable drugs. CMS pays a reinsurance subsidy equal to 20% of the costs of applicable drugs and 40% of the costs of all other covered Part D drugs that are not applicable drugs, including selected drugs, during a price applicability period.

• Insulin:
Cost-sharing for a one-month supply of covered insulin products will be capped at the lesser of $35, 25% of the maximum fair price, or 25% of the negotiated price.

• Adult Vaccines:
Cost-sharing will be eliminated for adult vaccines recommended by the Advisory Committee on Immunization Practices (ACIP) and covered under Part D.

• Deductible:
The annual deductible will be $615 for 2026, according to the Centers for Medicare & Medicaid Services | CMS (.gov).

Today, the Centers for Medicare & Medicaid Services (CMS) released the Final Calendar Year (CY) 2026 Part D Redesign Program Instructions (the Final CY 2026 Program Instructions) concurrently with the Announcement of CY 2026 Medicare Advantage (MA) Capitation Rates and Part C and Part D Payment Poli...

SOLD OUT! Thank you to everyone who purchased tickets! 25 tickets available at the door on a first come, first serve bas...
07/21/2025

SOLD OUT! Thank you to everyone who purchased tickets! 25 tickets available at the door on a first come, first serve basis. We can’t wait to have fun with you on Friday night!

🎶🎉 Get ready to embark on a musical journey down memory lane with us at the Morrisville Senior Center! Join us for a fun...
07/18/2025

🎶🎉 Get ready to embark on a musical journey down memory lane with us at the Morrisville Senior Center! Join us for a fun-filled Music Bingo night on July 25th, featuring a National Lampoon Vacation theme. 🚙💼

Test your music knowledge, enjoy the company of friends, and compete for exciting cash prizes, including a grand prize of $500! 🏆💵

Mark your calendars, invite your friends, and let the good times roll. Don't miss out on an evening of laughter, nostalgia, and delightful tunes.

Have questions? Feel free to reach out to our team. We can't wait to see you there!

Are you recovering from an injury, surgery, or chronic condition? Physical therapy can be key to your recovery — but doe...
07/15/2025

Are you recovering from an injury, surgery, or chronic condition? Physical therapy can be key to your recovery — but does Medicare cover it? Swipe through for essential details.

Contact our team today for guidance on your Medicare coverage and options.

Address

Langhorne, PA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 2pm

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