Kristal Royal, Realtor

06/19/2025

Liberation looks like land ownership.

06/16/2025

Paradise isn’t paved in Lexington—and that’s by design.
Learn what Lexington’s Urban Service Boundary is, how it impacts housing affordability, and why it could affect your next move.
Let's talk about growth, land, and what your dream home is really up against.

Paved Paradise? Not Here. Why Lexington’s Urban Service Boundary Is a Love Letter to the Bluegrass“Don&rsquo

06/15/2025

My dad always said two things:
1️⃣ Don’t mess with the thermostat.
2️⃣ Buy dirt.
I can’t help with the first one, but that second one? I’ve made a whole career out of it.
This Father’s Day, here’s to the dads, uncles, grandfathers, and father figures who taught us that real wealth is built on solid ground.
Whether you’re buying your first place or making room for the man who raised you—this work is always personal.

06/15/2025

Happy Father's Day to all of the Dads out there!

06/14/2025

Thinking about buying in Lexington, KY this year? The market’s still a seller’s playground—but it’s less of a circus now.
Buyers with a plan are getting in (and getting deals).
Here’s what’s really going on.

Is Lexington Still a Seller’s Market? 2025 Real Estate Trends You Need to Know (Before You Make a Move)Let me gues

06/14/2025

Open houses are cute… but private tours get you real info. Let me hook you up.

06/13/2025

The number of buyers I meet who still think they have to put down 20%? Too many.
The truth: most buyers don’t.
Whether your credit’s bruised or your savings account looks… delicate, there are solid options. I lay them all out here.

Which Mortgage is Right for You? FHA vs. VA vs. USDA vs. ConventionalChoosing the Right Loan: The Ultimate Homebuyer's D

06/13/2025

A lot can change in a month. Has your home’s value?

It's probably more than you think, and knowing now could mean everything later.

06/13/2025

Manifest it. Screenshot it. Save it. Then let’s go see it in person.

06/12/2025

Still renting because you think buying is out of reach?
This guide walks you through monthly costs, down payment myths, and why your rent might already be mortgage-level.
Let’s do the math — and maybe the keys come next.

How Much House Can You Afford in Central Kentucky? A Millennial’s Guide— for the brunch-loving, student-loan

06/12/2025

Still think you need $40K just to buy a starter home?
You don’t.
You need a loan officer, a clean-ish credit report, and someone like me in your corner.
✨ Bonus if you like hardwood floors and a good front porch.
Let’s stop letting outdated math block your blessings.
📩 DM me “CASH” for a free list of grants + low down payment options in Kentucky.

06/12/2025

Imagine hosting a backyard BBQ… and not getting a noise complaint. Ready when you are.