David T. Melcher

David T. Melcher Licensed Independent Insurance Agent specializing in Medicare, Health, and Life Insurance. for their specific needs. Contact me today for a free consultation.

I help clients in DFW and beyond navigate Medicare Advantage, Medicare Supplement, and various insurance options, providing personalized guidance support. As a Licensed Independent Insurance Agent, my mission is to guide clients through the complex world of Medicare, Health Insurance, and Life Insurance. With a deep understanding of the unique needs and concerns of those in the Dallas-Fort Worth area and beyond, I am committed to providing personalized solutions that offer peace of mind and protection. My areas of expertise include:

Medicare: I help clients navigate the intricacies of Medicare, providing clear explanations of Original Medicare (Part A and B), Medicare Advantage (Part C), Medicare Supplement (Medigap), and Medicare Prescription Drug (Part D) plans. By understanding each client's unique healthcare needs and budget, I offer tailored recommendations to ensure they have the right plan for their needs. Medicare Advantage and Medicare Supplement: I specialize in helping clients understand the differences between Medicare Advantage and Medicare Supplement (Medigap) plans. By evaluating each client's healthcare needs, preferences, and budget, I guide them in selecting the plan that offers the right coverage and value for their needs. I am passionate about building long-lasting relationships with my clients, founded on trust, integrity, and a genuine concern for their well-being. By staying up-to-date with the latest industry trends and regulations, I ensure that my clients always have access to the best insurance solutions available. If you're looking for a lLicensed Independent Insurance Agent who will go above and beyond to help you navigate Medicare, Health Insurance, and Life Insurance, I am here to help.

I am here for all your continuing Medicare and Health Insurance Needs.  Whether you are turning 65, Tricare recipient, T...
10/30/2025

I am here for all your continuing Medicare and Health Insurance Needs. Whether you are turning 65, Tricare recipient, TRS Medicare recipient or just checking to see if you qualify for additional benefits. I work with all major carriers, including United Healthcare, Humana, Blue Cross Blue Shield, Well Care, Aetna and Cigna.

Local to DFW Metroplex, but I can help all the Great State of Texas.

Call/text me 817-657-4538 or email david@texashealthteam.com

Need to speak with a trained, licensed and knowledgeable Medicare Insurance Agent?  Need to change your plan or just dis...
10/21/2025

Need to speak with a trained, licensed and knowledgeable Medicare Insurance Agent? Need to change your plan or just discuss the benefit changes for 2026? Want to work with a local Agent (who speaks English)?

I am proud to be at Goodwill here in South Arlington, Texas every Tuesday from 10 am to 2 pm. Address here is Goodwill 7351 S. Cooper, Arlington, Texas 76001.

Call me and I can meet you here at Goodwill or anywhere around town.. I am local to Mansfield, Texas.

David Melcher 817-657-4538 david@texashealthteam.com

United Healthcare Medicare Plan Meeting at WellMed in Mansfield, Texas.Reach out to me to learn about the changes to the...
10/20/2025

United Healthcare Medicare Plan Meeting at WellMed in Mansfield, Texas.

Reach out to me to learn about the changes to the plans for 2026. I have information on all plan carriers.

Thursdays during Annual Enrollment Period (AEP), find me at the local Mansfield H-E-B.  I will be here from 9:00 am to 1...
10/16/2025

Thursdays during Annual Enrollment Period (AEP), find me at the local Mansfield H-E-B. I will be here from 9:00 am to 1:00 pm, and review your current plan benefits for the new year and go over your options as well.

Find me near the cash registers. If you can't come on Thursday, please come on Tuesday to meet my co-worker Carol Young.

I am a Premier Agent and have been licensed more than 20 years. Please call or text me at 817-657-4538 to let me know you are coming.

David Melcher, licensed Medicare Insurance Agent.  At Goodwill every Tuesday during Senior Day to help educate people on...
10/16/2025

David Melcher, licensed Medicare Insurance Agent. At Goodwill every Tuesday during Senior Day to help educate people on there Medicare Plan Options.

Come by and visit with me.

Tuesdays from 10:00 am to 2:00 pm.

Feel free to call or text me and let me know you are coming.

Retiring Soon? Here’s What You Need to Know About Medicare.Don’t wait until the last minute to figure out Medicare.If yo...
10/11/2025

Retiring Soon? Here’s What You Need to Know About Medicare.

Don’t wait until the last minute to figure out Medicare.

If you’re retiring soon, here’s what you need to do:
✅ Find out if you need to enroll right away (or if your employer plan lets you delay).
✅ Check what Medicare covers (and what it doesn’t).
✅ Compare plan options so you aren’t stuck with unexpected costs.

💡 Medicare planning before retirement can save you money and stress later.

📞 Call me today to review Medicare plans in your area with a licensed insurance agent.

10/09/2025

Did you know? Medicare Part D Now Has a $2,000 Out-of-Pocket Cap!

As of 2025, Medicare Part D now limits your annual out-of-pocket drug costs to $2,000.

Here’s what this means for you:
✅ Once you spend $2,000 on covered medications, you won’t pay anything else for the rest of the year.
✅ This is a game-changer for people with high prescription costs.
✅ No more worrying about unlimited drug expenses!

💡 Want to make sure your plan takes full advantage of this new coverage? Let’s review your coverage.

📞 Call me for a no-cost, no-obligation Medicare consultation with a licensed insurance agent.

Need to talk about changes to your United Healthcare Medicare Plan in 2026.  Talk to a Premier Agent at your local HEB i...
10/09/2025

Need to talk about changes to your United Healthcare Medicare Plan in 2026. Talk to a Premier Agent at your local HEB in Mansfield, Texas. I am here every Thursday from October 15th to December 7th from 9 am to 1 pm.

You can also reach me directly. I have various locations and meetings.

David T. Melcher
817-657-4538
david@texashealthteam.com

Goodwill Every Tuesday from 10 am to 2 pm.
10/09/2025

Goodwill Every Tuesday from 10 am to 2 pm.

What is the Special Enrollment Period?The Medicare Special Enrollment Period (SEP) provides flexibility outside regular ...
10/09/2025

What is the Special Enrollment Period?

The Medicare Special Enrollment Period (SEP) provides flexibility outside regular enrollment periods for specific life events. Whether you're moving, losing coverage, or experiencing other qualifying life changes, the SEP ensures you have the chance to make Medicare changes when needed most.

Are you unsure whether you qualify for a Special Enrollment Period? I can help! Give me a call today to discuss your options. Call me or email me at 817-657-4538 or david@texashealthteam.com

10/08/2025

FAQ: Does Medicare Cover Hearing Aids?

👂 Original Medicare (Parts A & B) does NOT cover hearing aids or routine hearing exams. That means:

❌ You pay 100% of the cost for hearing aids & fittings
❌ Routine hearing exams aren’t covered unless medically necessary

📞 To learn more, Call me for a no-cost, no-obligation Medicare consultation with a licensed insurance agent.

Address

Mansfield, TX

Website

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