Silver Lining Advantage

07/08/2025

The Certified Senior Advisors blog addresses the critical issues facing older adults and the professionals who work with them.

06/07/2025

The Benefit Verification Letter from the Social Security Administration is an essential document for those receiving benefits in the United States.

04/08/2025

What Happens When Life Starts Looking Past Us? There’s a moment in Gene Hackman's story that won't leave me. I've written about Hackman and his profound influence on my movie-watching life.

02/19/2025

There has been much discussion and angst over the future of Medicaid funding. What is poorly understood, are the people and services covered under Medicaid programs. The following article provides a better base understanding of Medicaid, who is eligible and provides a picture the potential problems with dramatic reductions in funding.

Medicaid, the state-federal health insurance program for people with low incomes or disabilities, touches millions of Americans and has become deeply woven into the U.S. health care system.

12/19/2023

In one survey, almost 45% of American adults between 50 and 64 years old had low confidence in being able to afford health insurance during retirement.

04/01/2020

Help (some) is on the way...but not for everyone.

Americans on Social Security now have to file a ‘simple’ tax return to receive a stimulus check. Most high school seniors and college students won’t get any money at all.

04/01/2020

11/18/2019

As we are in the Medicare open enrollment period, it is important to evaluate potential health costs (including premiums). Original Medicare does not cover all costs and a Medigap plan is essential. If you have a Medicare Supplement, consider seeking assistance in acquiring the right Part D plan. If you are a DYI er, go to Medicare.gov to find options in your area.
Also know that as it relates to dental expenses, Advantage plans offer limited coverage and Supplements none at all. So consider standalone dental plans to enhance coverages.
It is all soooo complicated that seeking knowledgeable advice and guidance is always advisable.

Even if you have Medicare, you'l spend thousands in out-of-pocket health costs

10/15/2019

In working with clients, we often talk about getting their "house" in order. This always refers to paperwork (wills, advanced directives, POAs). There is equal importance that should be paid to the conversations - who you are, what is important in your life past and now, finding the time and the courage to say what is closest to your heart.
Watch and consider what you would say and to whom.

09/09/2019

Why couples living together need these key estate-planning documents

09/03/2019

https://www.longtermcarelink.net/articles/What-is-the-Difference-between-Conservatorship-and-Guardianship.htm

Sometimes it may be necessary to pursue a conservatorship or guardianship for a person who is not able to make or communicate decisions. Unlike a power of attorney, an individual appointed as a conservator or guardian can make decisions on behalf of the person being protected and those decisions can...

08/29/2019

Having assisted in "closing out" the home of several clients, it can be a daunting and time consuming experience, even without the emotional connections of it being your family. Seek help from an experienced professional and allow yourself the space to mourn and remember. Silver Lining Advantage can assist in the process or refer you to folks who can help.

One woman's advice after the death of her grandmother, a hoarder