04/17/2026
And that’s pretty much it.
Insurance companies love collecting premiums… but when it’s time to pay your claims, they're not so quick, are they? Oh, here’s some fun terms they use and what they secretly mean:
“We need more information” = “we’re hoping you go away.”
“Not medically necessary” = “we’re hoping you AND your doctors go away.”
“Prior authorization,” =you didn’t ask permission before needing help, and we hope you go away.”
“Experimental service or treatment” = “even though it’s been around since 1998, we’re not paying, and we still hope you go away.”
That’s to name a few. Hey, none of us ask or desire to be insured; we get it for protection. The hope is not to use it, but if you do need it, it’s crazy how difficult the process can be.