KLC Financial

03/19/2026

Today we were proud to host “Ask a Credit Officer,” an open and candid forum through RMA where analysts and lenders could bring any question to a panel of seasoned credit leaders.

This event was all about creating a space for real conversations and learning more about the "why" behind credit decisions, and the practical guidance that helps us all grow in our careers.

A huge thank-you to our panel for sharing their insights, experience, and perspectives:

Dan Ryan, Credit Officer – Old National Bank
Todd Sharkey, Chief Credit Officer – Sunrise Banks
Shannon Smith, Chief Credit Officer – KLC Financial
Moderator: Ryan Baker, Vice President – SPECTRUM Commercial Finance

We’re grateful to RMA and to all the risk management professionals who joined us today. The engagement and thoughtful questions made this a truly valuable session.

Looking forward to hosting more events like this and continuing to support the development of our credit and lending community!

03/18/2026

Celebrating Excellence at KLC!

We’re proud to recognize two outstanding team members whose hard work and dedication continue to make a difference across our organization.

✨ Employee of the Month – Elizabeth Spafford

Elizabeth has made an incredible impact through her strong work ethic, positive attitude, and commitment to excellence. She consistently shows up ready to contribute, support her team, and go above and beyond in everything she does. Her reliability and drive truly embody the spirit of KLC, and we’re lucky to have her on our team!

👏 Sales Rep of the Month – Lesley (Thomas) Farmer, CLFP

Lesley continues to stand out for her ability to connect with clients and deliver results that matter. Her thoughtful approach, deep industry knowledge, and dedication to finding the right solutions make her a trusted partner to both customers and colleagues. She brings a level of professionalism and consistency that keeps raising the bar for our entire team.

Thank you, Elizabeth and Lesley, for your continued excellence and the energy you bring to KLC every day!

03/17/2026

🍀 Today, everyone’s a little bit Irish.

St. Patrick’s Day brings people together to celebrate rich traditions, lively spirit, and the joy of community. From parades and music to shared stories and laughter, it’s a day that reminds us how meaningful connection can be. 💚

However you’re celebrating, we hope your day is filled with cheer, good company, and a touch of Irish charm.

Happy St. Patrick’s Day from all of us at KLC Financial! 🍀

03/16/2026

Vegas, here we come. 🎢

Mike and Joe will be at Amusement Expo International next week at Booth #2069. If your business runs on games, rides, and fun, we should probably talk about financing.....between rounds of arcade games of course 🕹️

03/13/2026

We had a blast being a part of this event again this year. So much fun ❤️

03/09/2026

Last week the KLC crew was down in New Orleans for Gulf Coast Bank’s Rally Day.

Somewhere between finding our way to the rally, Gulf Coast’s pig mascot, and whatever is happening with those outfits… this photo happened. New Orleans has a way of bringing out the personality in a group.

Really grateful for the time with our Gulf Coast partners and the chance to spend a couple of fun days together.

03/06/2026

Yesterday this KLC team jumped into MATTERbox Madness at Mall of America, joining 15 other teams to pack 10,000 snack packs for kids across the Twin Cities. There was a little friendly competition, a lot of teamwork, and more snack boxes flying down the line than you could imagine.

Did we take home the trophy? Not this year. But we had a blast being part of it and helping make a real impact.

Thanks to MATTER for putting on such a fun event and for all you do for our community. Shout out to all of the teams who showed up with big time energy!

Training for next year starts now. 💪😄

03/04/2026

Excited to share several recent equipment financings supporting the growth of businesses across a variety of industries. From healthcare and recycling to construction, landscaping, and entertainment, we’re proud to help our clients expand capacity, enhance operations, and bring new offerings to their communities. Here are a few highlights:

💸 $37,290
Funding provided to support the expansion of a regional recycling and waste collection provider’s Material Recovery Facility, including a new industrial air compressor powering robotics that enhance sorting efficiency and overall operations.

💸 $542,606
Funding provided to support the expansion of surgical capacity at a Dallas area specialty hospital through the acquisition of advanced imaging, pain suite, and procedural equipment—including a C arm, ultrasound, thrombectomy system, patient monitoring, and bariatric lifting solutions—to prepare for increased case volume and future facility consolidation.

💸 $80,191
Funding provided to support the expansion of a leading landscape services provider through the purchase of an additional equipment trailer and the conversion of a rental excavator, strengthening capacity and efficiency for residential and hardscaping projects.

💸 $339,000
Funding provided to support the expansion of a multi location amusement and attractions operator through the addition of new rides and onsite enhancements, elevating the guest experience and increasing revenue potential at a high traffic entertainment venue.

💸 $110,000
Funding provided to support the expansion of a concrete pumping equipment fleet through the acquisition of an additional pump, enabling increased capacity to service both new and existing construction customers across commercial, residential, and public works projects.
Looking to fuel your growth in 2026?
Let’s talk about how KLC can help power your next chapter:
https://bit.ly/4u6oSZa

02/26/2026

We’re honored to share that KLC has been named a 2026 Monitor Best Company in the Culture category. This recognition means a lot because it reflects who we are behind the scenes. The way our team supports each other. The way we show up for our customers. The steady, everyday commitment to doing things the right way while having tons of fun doing it.

View our press release: https://bit.ly/4qYAAlV

Thankful for a team that makes KLC what it is. Grateful for everyone who trusts us to be part of their growth. 💙

02/23/2026

🎉 𝗪𝗲'𝗿𝗲 𝗛𝗶𝗿𝗶𝗻𝗴!

KLC Financial, a division of Gulf Coast Bank & Trust, is hiring an Account Manager to join our Minnetonka team.

If you love building relationships, supporting customers, and being part of a team that genuinely enjoys helping businesses grow, this could be a great fit.

Come grow with us.

Apply here:

Summary  The Account Manager is responsible for managing all aspects of an assigned portfolio from a Business Development Representative. The Account Manager acts as a right-hand resource to sales, and facilitates major communication between departments (Sales, Ops, Accounting, Titling, Cu...

02/20/2026

Celebrating Excellence at KLC!

We’re excited to recognize two incredible team members whose dedication and drive continue to elevate our organization.

✨ Employee of the Month – Mai Moua

Mai brings a level of consistency, teamwork, and commitment that makes a meaningful impact every single day. Her dependability, attention to detail, and willingness to go the extra mile reflect the very best of KLC’s values. We’re grateful for everything she brings to the team!

👏 Sales Rep of the Month – Lesley Farmer

Lesley continues to shine with her customer-first mindset and exceptional sales leadership. Her ability to build strong relationships, uncover needs, and deliver creative solutions sets a standard of excellence for our entire sales team. Month after month, she proves what it means to lead with both heart and strategy.

Thank you, Mai and Lesley, for your hard work, professionalism, and the positive energy you bring to KLC!

02/17/2026

We’re kicking off 2026 with strong momentum and continuing to help businesses secure the equipment they need to grow.

From cranes and drilling rigs to advanced manufacturing systems, marine repair equipment, and specialty machinery for recreational operations, we’re proud to support companies across a wide range of industries with smart, flexible financing solutions.

Here’s a look at some of the recent investments we’ve funded

💸 $607,506
84‑month financing provided for the acquisition of a hydraulic truck crane to support expanded capacity for two newly awarded contracts. This deal enables the client to strengthen its crane, rigging, and specialized transportation capabilities while continuing to deliver high‑quality service backed by decades of industry experience.

💸 $119,565
Financing provided for a specialized grout‑dispensing and chemical‑mixing system to support critical marine and subsea repair work, including structural pylon restoration on major Gulf Coast infrastructure. This upgrade replaces aging equipment and expands the client’s capabilities in corrosion prevention, structural strengthening, and underwater civil‑works projects. The opportunity originated through a strong banking referral network.

💸 $590,000
Financing provided for advanced extrusion equipment used to produce close‑tolerance polyester roll stock for the thermoforming and laminating industries. This investment supports the client’s continued growth in high‑precision manufacturing using state‑of‑the‑art technology.

💸 $29,915
Financing provided for a wheel loader used to support operations at a motocross park, including dirt moving and jump construction, as well as additional work performed at partner facilities. This equipment enhances the client’s ability to maintain and develop high‑performance riding terrain.

💸 $200,000
Financing provided for a bore machine to support expanded directional drilling and road‑boring operations. This equipment enables the client to tackle projects ranging from residential utility installs to complex river crossings and heavily congested infrastructure work—filling the gap between jobs too small for major contractors and too technical for smaller operators.

Looking to fuel your growth in 2026?
Let’s talk about how KLC can help power your next chapter:
https://bit.ly/4rr4L6n