10/28/2025
The Medicare Advantage & Prescription Drug Plan Annual Enrollment Period (AEP) is NOW!
Question: What is the difference between Medigap (Medicare Supplement) and a Medicare Advantage plan?
A Medigap plan is designed to fill the gaps of original Medicare, which is made up of Medicare Part A (Hospitalization) and Medicare Part B (Medical Services). It has deductibles and co-insurance but does not cover prescription medications. This is why many people on original Medicare purchase a Medigap plan and may also purchase a Medicare Part D Prescription Drug plan.
Medicare Advantage plans are private Medicare plans that have a contract with the government. These plans’ benefits must be at least comparable to original Medicare, and many feature additional benefits beyond those covered by original Medicare, often including a Prescription Drug plan for no additional charge.
Be sure to review your Medicare insurance plan’s Annual Notice of Change (ANOC) letter. For assistance, visit medicareOnDemand.com/Mountainside or call the Helpline toll-free to speak with a licensed insurance agent at 855-342-5559, TTY 711. *MedicareOnDemand is a non-government platform
