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Monday 9:30am - 4:30pm Tuesday 9:30am - 4:30pm Wednesday 9:30am - 4:30pm Thursday 9:30am - 4:30pm Friday 9:30am - 4:30pm

Michelle Dempsey, Title 19 Specialist in CT

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Mystic, CT
Michelle Dempsey, Title 19 Specialist in CT

Michelle Dempsey guides families through the complex Medicaid application process to help seniors pay nursing home & long term care costs in CT.

Title XIX, or Medicaid, can help pay for long term care, nursing home and home care expenses for the elderly and disabled. The rules can be complex, especially those for a married couple. In addition, the amount of documentation needed for the application in the State of CT is extensive, and the process itself can be frustrating and stretch on for months. I've worked in this field for more than 18 years and submitted over 200 applications while working for an attorney who specialized in elder care. Knowing what the rules and requirements are for the various programs, I can make sure you meet the program qualifications and help you and your family through the application process.

12/18/2025

The December holiday season is busy—but your Title 19 planning doesn’t have to be overwhelming ❄️

As a Title 19 Consultant in Connecticut, I help individuals and families:
✅ Understand eligibility
✅ Prepare documentation
✅ Navigate the process with confidence

Get peace of mind this holiday season knowing your Title 19 needs are handled.

🎄📑

12/15/2025

As 2025 winds down, it’s a great time to review your Title 19 eligibility basics.

Check your total income and countable assets.

Gather bank statements, insurance policies, and documentation of anything that could affect eligibility.

If you’re married or applying for long-term care benefits - make sure you and your spouse understand the special rules.

✅ A quick year-end check now can prevent surprises later.
If you want help organizing your paperwork or reviewing eligibility, I’m here for you.

12/13/2025

🎄👩‍💼 Maybe you’re picking up a part-time holiday job, or earning extra hours this season. For those on or considering Title 19, it’s important to know how income affects eligibility.

If you work while on Title 19 or plan to report your earnings correctly, and ask how it impacts your benefits.

I can help you plan ahead and make sure everything stays in compliance.
(860) 245-8165

⏳

12/12/2025

📬🔔 Planning a move? Change of phone or household status? If you’re enrolled (or plan to enroll) in Title 19, be sure to update your address, income or family status with the state before year-end.

Little updates like these help avoid delays or problems down the road.
If you’d like help reviewing what needs to be updated - I’m just a message away.

12/10/2025

💡 The holidays bring extra expenses -gifts, travel, celebrations. But if you’re considering Title 19 benefits soon, it’s important to spend wisely and be mindful of asset limits.

✨ Simple tips:

Keep holiday spending modest and documented (save receipts).

Avoid large “gifts” or money transfers that could affect eligibility.

If you plan to give to loved ones, do so carefully and with advice.

Enjoy the season and stay protected. Reach out if you want help understanding how holiday expenses impact Title 19.

12/09/2025

💛 Title 19 Caregivers: Take a Moment for Yourself 💛

Caring for a loved one while navigating Title 19 applications and long-term care planning can be overwhelming - especially around the holidays. 🎄📄

Remember:
✅ Saying “no” to extra tasks or obligations is okay.
✅ Taking even a few minutes for yourself helps you recharge.
✅ Self-care isn’t selfish — it makes you a better advocate for your loved one.

Balancing caregiving and planning for the future is hard.

Give yourself permission to rest, breathe, and step back when you need to. You deserve it. 💆‍♀️

12/08/2025

If you’re applying for Title 19, here’s what you’ll need ✔️
This is one of the most asked questions, so here’s a quick starter list:

🗂️ 5 years of bank statements
📄 Social Security award letters
🏡 Proof of home ownership or rental
💳 Life insurance policy statements
💰 Income verification documents
🧾 Tax returns
📑 Proof of medical expenses

It can feel like a lot but you don’t have to organize it alone. I help families gather, sort, and prepare everything correctly so the application process is smooth and stress-free.

12/05/2025

💙 Planning for long-term care doesn’t have to be stressful - as long as you don’t wait until the last minute.

Why starting early helps:
📌 Avoids rushed decisions
📌 Protects more family assets
📌 Ensures smoother application approval
📌 Reduces emotional and financial stress
📌 Gives your loved one more care options

Early Title 19 planning means peace of mind for everyone involved.

If you’re thinking about the future, now is the perfect time to start.

12/04/2025

Let’s clear up some common myths surrounding Title 19 👇

❌ Myth: You must lose everything to qualify.
✅ Fact: Many families keep assets with proper planning.

❌ Myth: It’s too late once a crisis happens.
✅ Fact: You can still apply — you just need guidance.

❌ Myth: Anyone can easily handle the application alone.
✅ Fact: One mistake can delay or deny your case.

Getting the right information MATTERS. I’m here to guide you through every step with clarity, compassion, and expertise.

12/03/2025

✨ What is Title 19 and who actually qualifies?

Navigating care for an aging parent or loved one can feel overwhelming. Title 19 helps cover long-term care costs.. but the rules can be confusing.

Here’s the good news:
✔️ You don’t need to be broke
✔️ You can protect assets
✔️ You’re not alone in the process

As a Title 19 Specialist, I help families understand the requirements, the documentation needed, and how to plan correctly - so you can focus on caring for the people you love. 💙

12/01/2025

The holidays can be a beautiful time - but for caregivers, they can also be overwhelming.

Balancing celebrations while caring for a loved one often brings emotional and financial stress.

If you’re navigating long-term care decisions this season, please know: you don’t have to do it alone.
As a Title 19 Consultant, my goal is to bring clarity to the Medicaid process and relieve some of the pressure families feel this time of year.

✨ You deserve support too.

👉 If you need guidance or have questions about Title 19, I’m here to help.

11/30/2025

As we wrap up the year, now is the perfect time to prepare, especially if you’re considering applying for Title 19 (Medicaid) for long-term care.

Starting early helps:
✔ Gather required documentation
✔ Understand eligibility rules
✔ Prevent costly mistakes
✔ Reduce stress for you and your loved one

A new year brings new opportunities for clarity, organization, and peace of mind.

💡 Let’s make 2026 the year you feel fully prepared.

👉 Reach out to begin the planning process today.

Address

12 Roosevelt Avenue, Mystic Packer Building, Packer Business Suites, Office 6
Mystic, CT
06355

Opening Hours

Monday	9:30am - 4:30pm
Tuesday	9:30am - 4:30pm
Wednesday	9:30am - 4:30pm
Thursday	9:30am - 4:30pm
Friday	9:30am - 4:30pm

Website

https://Title19Help.com/

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Guiding Families Through the Complex Medicaid Application Process

Title XIX, or Medicaid, can help pay for long term care, nursing home and home care expenses for the elderly and disabled. The rules can be complex, especially those for a married couple. In addition, the amount of documentation needed for the application in the State of CT is extensive, and the process itself can be frustrating and stretch on for months. Michelle Dempsey has worked in this field for more than 12 years and submitted over 200 applications while working for an attorney who specialized in eldercare. Knowing what the rules and requirements are for the various programs, Michelle can make sure you meet the program qualifications as she helps you and your family through the application process.

Don’t waste time and effort (and money) trying to qualify for a federal or state program that may not work for you or your loved ones. Call Michelle Dempsey today at (860) 245-8165.