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Monday 9:30am - 4:30pm Tuesday 9:30am - 4:30pm Wednesday 9:30am - 4:30pm Thursday 9:30am - 4:30pm Friday 9:30am - 4:30pm

Michelle Dempsey, Title 19 Specialist in CT

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Mystic, CT
Michelle Dempsey, Title 19 Specialist in CT

Michelle Dempsey guides families through the complex Medicaid application process to help seniors pay nursing home & long term care costs in CT.

Title XIX, or Medicaid, can help pay for long term care, nursing home and home care expenses for the elderly and disabled. The rules can be complex, especially those for a married couple. In addition, the amount of documentation needed for the application in the State of CT is extensive, and the process itself can be frustrating and stretch on for months. I've worked in this field for more than 18 years and submitted over 200 applications while working for an attorney who specialized in elder care. Knowing what the rules and requirements are for the various programs, I can make sure you meet the program qualifications and help you and your family through the application process.

03/19/2026

Many families ask whether personal assets like vehicles affect Medicaid eligibility. 🚗

The answer often depends on individual circumstances and program rules. Learning about these details early can help families plan with confidence.

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

03/18/2026

Joint bank accounts can sometimes complicate Medicaid applications. 💳

Understanding how these accounts are reviewed during the eligibility process can help families avoid confusion and unexpected delays.

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

03/17/2026

Many families worry about how long-term care expenses might impact retirement savings. Understanding Medicaid eligibility rules can help protect financial stability while ensuring loved ones receive the care they need.

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

03/16/2026

When a loved one needs nursing home care, decisions often need to be made quickly. Being informed about options ahead of time can help reduce stress during an already emotional time.

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

03/14/2026

Planning for long-term care isn’t just about medical needs - it’s also about protecting your financial future. 💡

Having a plan in place can help families feel more confident and prepared for whatever the future may bring.

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090

03/13/2026

Many people assume Medicare will cover long-term nursing home care. Unfortunately, that’s usually not the case.

Medicaid (Title 19) is often the program that helps cover extended nursing home care costs. Understanding the difference between these programs can help families plan more effectively.

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

03/12/2026

After age 65, long-term care planning becomes an important part of protecting your financial future. Many families aren’t aware of how Medicaid eligibility rules can impact their savings and assets.

Understanding your options today can provide peace of mind tomorrow.

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

03/11/2026

Did you know that giving money or transferring assets before applying for Medicaid can affect eligibility? 💰

Medicaid has specific rules around asset transfers, and misunderstanding them can lead to penalties or delays. Planning carefully can help families avoid unexpected issues during the application process.

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

03/10/2026

Timing matters when applying for Title 19 Medicaid. Applying too early or too late can lead to delays or unnecessary complications.

Knowing the right time to start the process can help protect assets and reduce stress for families navigating long-term care decisions.

Need guidance?

📞 Phone: (860) 245-8165
📠 Fax: (800) 684-2090
📧 Email: mdempsey@Title19Help.com

03/01/2026

When families start talking about Title 19 (Medicaid) planning emotions can run high.

Questions like:
• “Will we lose everything?”
• “What happens to the house?”
• “Is it too late to plan?”
• “How do we protect assets and still qualify?”

The good news? There is a path forward where everyone can feel informed, protected, and at peace with the decision.

Working with a knowledgeable Title 19 specialist makes all the difference.

With Michelle Dempsey, families across Connecticut receive guidance that helps them:

✔️ Understand Medicaid eligibility rules
✔️ Protect assets legally and strategically
✔️ Navigate nursing home and long-term care decisions
✔️ Reduce stress and family conflict
✔️ Create a clear, confident plan forward

Title 19 planning isn’t just about paperwork; it’s about protecting your loved one, your finances, and your peace of mind.

With the right specialist by your side, resolution is possible.
Clarity is possible.
And yes.. everyone can feel good about the decision.

If your family is facing long-term care questions, don’t wait until it becomes a crisis.

📞 Reach out today and let’s find the right solution together.
(860) 245-8165

02/25/2026

Many families don’t realize that nursing home care can cost over $10,000 per month. Without a plan, life savings can disappear quickly.

Title 19 (Medicaid) planning helps:
✔️ Protect assets
✔️ Preserve your home
✔️ Qualify for long-term care benefits
✔️ Reduce financial stress for your family

💡 Tip: The 5-year look-back period means planning early is critical. Waiting too long can limit your options.

Planning isn’t about giving things away; it’s about protecting what you’ve worked hard for.

Let’s secure your family’s future today. 🤝

⚖️🏡

02/22/2026

As the blizzard approaches, it’s a reminder that life can change quickly.

Severe weather often brings unexpected health emergencies, hospitalizations, and stress on families. If you or a loved one are considering long-term care planning or Medicaid (Title 19) eligibility, preparation matters.

Now is the time to:
• Review asset protection strategies
• Organize financial documentation
• Discuss contingency plans with family

Storms pass. Planning lasts.

Stay safe and reach out if you need guidance navigating Title 19 planning.

— Michelle Dempsey

Address

12 Roosevelt Avenue, Mystic Packer Building, Packer Business Suites, Office 6
Mystic, CT
06355

Opening Hours

Monday	9:30am - 4:30pm
Tuesday	9:30am - 4:30pm
Wednesday	9:30am - 4:30pm
Thursday	9:30am - 4:30pm
Friday	9:30am - 4:30pm

Website

https://Title19Help.com/

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Guiding Families Through the Complex Medicaid Application Process

Title XIX, or Medicaid, can help pay for long term care, nursing home and home care expenses for the elderly and disabled. The rules can be complex, especially those for a married couple. In addition, the amount of documentation needed for the application in the State of CT is extensive, and the process itself can be frustrating and stretch on for months. Michelle Dempsey has worked in this field for more than 12 years and submitted over 200 applications while working for an attorney who specialized in eldercare. Knowing what the rules and requirements are for the various programs, Michelle can make sure you meet the program qualifications as she helps you and your family through the application process.

Don’t waste time and effort (and money) trying to qualify for a federal or state program that may not work for you or your loved ones. Call Michelle Dempsey today at (860) 245-8165.