11/21/2025
The U.S. Department of Education is moving forward with a proposal to reclassify many professional degrees by significantly narrowing the definition of "professional degree programs" to a specific list of 11 programs.
This would exclude degrees in fields such as nursing, public health, social work, and physical therapy from being classified as professional, which will impact federal student loan eligibility and borrowing limits for students in those fields.
The proposed changes are part of a new student loan policy under the One Big Beautiful Bill Act (OBBBA).
The proposal would exclude degrees such as those in nursing (MSN, DNP), public health (MPH, DrPH), social work (MSW), physical therapy (DPT), physician assistant (PA), and occupational therapy (OTD), Speech- Language Pathology (SLP) among others.
The narrow definition would include only a specific list of 10 programs: pharmacy, dentistry, veterinary medicine, chiropractic, law, optometry, osteopathic medicine, podiatry, theology, and clinical psychology.
The Department of Education is expected to release a formal Notice of Proposed Rulemaking, which will open a public comment period before the changes are finalized.