Community CARE & Advocacy

08/29/2025

Me and my little princess catching a quick bite to eat.

08/29/2025

🚨 Tariffs are here — and your money could feel the impact!

When markets react to rising tariffs, your 401(k), stocks, and mutual funds can swing wildly — in the wrong direction.

✅ But with an Indexed Universal Life (IUL) policy or a fixed/indexed annuity, your money can be shielded from market losses while still giving you growth.

💡 That means:

Protection from market downturns 📉

Money Growth 💰

Guaranteed income options in retirement* 💵

Potential tax advantages that keep more in your pocket 📊

Don’t let new tariffs drain your retirement accounts or investments — it’s time to put your money in a safe, strategic lane.

📲 DM me or 📞 862-210-9189 or 973-332-5565 today to learn how to lock in protection before the next market shake-up.

08/29/2025

💡 Give Your Child More Than Love — Give Them Leverage!

Most parents and grandparents want to leave a legacy.

But legacy isn’t just about what you leave behind — it’s also about what you build in them early.

📈 Studies show that children who grow up with assets or savings are:

✔️ 2–3x more likely to graduate college.
✔️ More likely to own a business or home
✔️ Less likely to live paycheck to paycheck

And that’s exactly what a Children’s Whole Life or IUL policy can do: 🔒 Lock in lifelong coverage

💰 Build tax-advantaged cash value
🏦 Give them access to capital for college, business, or real estate
📚 Teach financial literacy early through real experience

You're not just protecting them — you're positioning them.

💬 Want to learn how to start one with as little as $15–$50/month?

DM me “Legacy” or 📞 862-210-9189 or 973-332-5565 and let’s build your child’s future today.

08/29/2025

Loving your family means thinking beyond today. ❤️🧑‍🧑‍🧒‍🧒

It’s not just about the ones you see in front of you — your spouse, your kids — but also the generations who’ll come after.

That’s where generational wealth begins.
With smart tools like IUL insurance (Indexed Universal Life), you can start building a legacy that lives on long after you're gone.

And guess what?
It doesn’t take a lot to get started…
It just takes getting started.

📲 DM me “LEGACY” or 📞 862-210-9189 or 973-332-5565 to learn how you can protect and empower your family for generations.

Disclaimer: I do not own the rights to this music. All rights belong to the rightful owner.

08/29/2025

🛡️ WHAT IS SUPPLEMENTAL INSURANCE?
Let’s break it down 👇

Supplemental Insurance is extra protection that works with your primary health, life, or disability coverage — not in place of it.

It helps cover the gaps your main insurance might miss, like:

💸 Deductibles
💳 Co-pays
🚑 Lost income from missed work
🏥 Unexpected out-of-pocket costs

And the best part?
Cash benefits are paid directly to YOU, so you can use the money however you need — for bills, groceries, childcare, or recovery.

Here’s what it can include:

✅ Accident Insurance
✅ Hospital Coverage
✅ Critical Illness Plans
✅ Cancer Protection
✅ Disability Income Insurance

Plans start as low as $15/month, and they’re completely customizable to fit your lifestyle and income.

📩 DM or 📞 862-210-9189 or 973-332-5565 to learn how to protect your finances from life’s unexpected moments.

Disclaimer: l do not own the rights to this music. All rights belong to the rightful owner.

08/29/2025

🔐 Why Annuities Might Be the Missing Piece in Your Retirement Plan vs. a 401(k) 💼💸

💼 401(k):
✔️ Employer-sponsored savings
✔️ Tax-deferred growth
✔️ May include employer match
⚠️ Market-based – your retirement depends on performance
⚠️ Forced withdrawals at 73

🔐 Annuity:
✅ Guaranteed income you can’t outlive
✅ Shields your retirement from market crashes
✅ Tax-deferred growth potential
✅ Legacy benefits for your loved ones
✅ Peace of mind — income for life
⚠️ Less flexible, but designed for security

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BOTTOM LINE:
📈 401(k) grows your money — but comes with risk.
🛡️ Annuities protect and pay you — for the rest of your life.

💬 Want retirement confidence, not just hope?
📲 Call/Text 862-210-9189 or 973-332-5565 to learn how annuities can help lock in your future.

07/12/2025

Chillin at the Roselle house fest!

04/03/2025

04/01/2025

Opportunity is knocking! 🚪💼 Don’t miss Newark’s Community Job Fair on April 10th (12-4PM) at the Temple of Hip Hop. Bring your resume and meet local employers ready to hire!.

📍 Where: 55 Ludlow St.
✍️ Register now: https://docs.google.com/forms/d/1IFdIl1t93LS24l71IV57kBrWLwY927xerTrmBGXPqsw/viewform?edit_requested=true

04/01/2025

Opportunity is knocking! 🚪💼 Don’t miss Newark’s Community Job Fair on April 10th (12-4PM) at the Temple of Hip Hop.

🗓️ DATE: April 10, 2025
⏰ TIME: 12 PM – 4 PM
📍 LOCATION: Temple of Hip Hop, 55 Ludlow St, Newark

WALK IN, WALK OUT WITH A JOB!
📱 Scan QR Code
✨ BRING YOUR RESUME & ENERGY

✍️ Register now: https://docs.google.com/forms/d/1IFdIl1t93LS24l71IV57kBrWLwY927xerTrmBGXPqsw/viewform?edit_requested=true

03/02/2025

Let's put a plan together for you! Contact me for a free consultation and benefits review...973-332-5565.
Click the link in the bio 👆🏽