KLM Benefits Solutions, LLC

KLM Benefits Solutions, LLC Medicare, Health, and Life Insurance solutions with you in mind.

Fast Fact: Medicare Advantage plans were created under the Balanced Budget Act of 1997 and signed into law by President ...
11/04/2025

Fast Fact: Medicare Advantage plans were created under the Balanced Budget Act of 1997 and signed into law by President Bill Clinton. These plans are commonly called Part C of Medicare . Some doctor’s offices call them replacement plans, more on that below.

Wellness 101: Regular exercise has numerous benefits for mental health, including reducing stress, improving mood, and e...
11/03/2025

Wellness 101: Regular exercise has numerous benefits for mental health, including reducing stress, improving mood, and enhancing cognitive function.

“I don’t know the word ‘quit.’ Either I never did, or I have abolished it.”
10/31/2025

“I don’t know the word ‘quit.’ Either I never did, or I have abolished it.”

A Medicare Summary Notice (MSN) is a quarterly explanation of benefits statement that Medicare provides to show you the ...
10/30/2025

A Medicare Summary Notice (MSN) is a quarterly explanation of benefits statement that Medicare provides to show you the healthcare services received and what Medicare paid toward them. You should review your MSN to determine if you owe any balances that are due.

Medicare Part C is a type of Medicare health plan offered by a private company that contracts with Medicare. Medicare Ad...
10/29/2025

Medicare Part C is a type of Medicare health plan offered by a private company that contracts with Medicare. Medicare Advantage Plans provide all of your Part A and Part B benefits, with a few exclusions, for example, certain aspects of clinical trials which are covered by Original Medicare even though you’re still in the plan.

The Income Related Monthly Adjustment Amount (IRMAA) is an additional monthly charge that people with certain high-incom...
10/28/2025

The Income Related Monthly Adjustment Amount (IRMAA) is an additional monthly charge that people with certain high-income levels must pay on top of their Medicare Part B and D premiums.

Prior Authorization is the approval that you must get from a Medicare drug plan before you fill your prescription in ord...
10/27/2025

Prior Authorization is the approval that you must get from a Medicare drug plan before you fill your prescription in order for the prescription to be covered by your plan. Your Medicare drug plan may require prior authorization for certain drugs.

Stop out and see me at the Norwalk Baptist Church on US 20 Norwalk OH! Their food bank is open until 11:30 AM and I can ...
10/25/2025

Stop out and see me at the Norwalk Baptist Church on US 20 Norwalk OH! Their food bank is open until 11:30 AM and I can answer questions about Medicare!

10/25/2025

I will be at Norwalk Baptist Church’s Food Bank tomorrow (Saturday 10/25/25) 9 AM to 11:30 AM. Stop by and see me if you have questions about Medicare plans! 2084 US 20 Norwalk OH 44857

“Magic is believing in yourself. If you can make that happen, you can make anything happen.”
10/24/2025

“Magic is believing in yourself. If you can make that happen, you can make anything happen.”

While mental exercise is important for brain health, that doesn’t mean you never need to break a sweat. Physical exercis...
10/23/2025

While mental exercise is important for brain health, that doesn’t mean you never need to break a sweat. Physical exercise helps your brain stay sharp. It increases oxygen to your brain and reduces the risk for disorders that lead to memory loss, such as diabetes and cardiovascular disease.

Medicare Part B premiums are set each year by the federal government and most people pay the same standard rate. Some hi...
10/22/2025

Medicare Part B premiums are set each year by the federal government and most people pay the same standard rate. Some high earners (fewer than 5%) pay an income-related adjustment in addition to the standard Part B premium.

Address

150 Milan Avenue, Suite D
Norwalk, OH
44857

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15673043533

Website

https://calendly.com/kim-klmbenefitssolutions

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