Sullivan Health Care Solutions - Medicare Guidance

Sullivan Health Care Solutions - Medicare Guidance Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Sullivan Health Care Solutions - Medicare Guidance, Medical and health, Oconomowoc, WI.

We offer no cost, unbiased Medicare guidance. | sullivanhcs.com | Personalized Medicare solutions for health and financial peace of mind | Award-winning recipient of the 2025, 2024, 2023 and 2022 distinguished Wisconsin state sales excellence award.

Medicare eligible;We are currently serving those that are Medicare eligible April 1 and the second quarter of 2026. Our ...
03/13/2026

Medicare eligible;

We are currently serving those that are Medicare eligible April 1 and the second quarter of 2026.

Our services are informative and no cost.

262-261-8027 company number
www.sullivanhcs.com

Most Wisconsin seniors assume Medicare Part D is their only option for prescription coverage.Wisconsin has a unique prog...
02/24/2026

Most Wisconsin seniors assume Medicare Part D is their only option for prescription coverage.

Wisconsin has a unique program called SeniorCare that can be used as a strategic alternative to Part D — especially for people with few or no medications.

But here’s the part most people misunderstand:
For higher-income seniors, SeniorCare isn’t insurance at all.

It’s a self-insurance strategy that preserves flexibility, avoids penalties, and even allows a mid-year enrollment into Part D if your situation changes.

I just published a short article explaining:
1. How SeniorCare really works
2. Who it’s ideal for (and who it isn’t)
3. The two benefits most people don’t know about

Read the full article here: https://www.sullivanhcs.com/seniorcare

Medicare used to be a retirement issue. It isn’t anymore.It’s now a workforce issue, a financial planning issue, and a c...
02/21/2026

Medicare used to be a retirement issue. It isn’t anymore.

It’s now a workforce issue, a financial planning issue, and a cost-management issue.

More people are working past 65 than ever before — and most employers and advisory firms aren’t fully prepared for what that means.

Medicare mistakes are expensive. For employees and for organizations.

I published a short article on:

• Why Medicare is now a workforce issue
• The hidden cost of keeping Medicare-eligible employees on group plans
• And why bringing in a Medicare specialist costs nothing — but can save a lot

If you work with employees or clients approaching 65, this is worth a read:

https://www.sullivanhcs.com/bringing-in-a-medicare-specialist

Share with someone looking for help with Medicare

📣 📣 Understanding the insurance carrier’s loss ratio is crucial when shopping for a Medicare Supplement plan; When peop...
02/06/2026

📣 📣 Understanding the insurance carrier’s loss ratio is crucial when shopping for a Medicare Supplement plan;

When people shop for a Medicare Supplement (Medigap) plan, the first thing they always ask me is:

“Which one is the cheapest?”

Totally fair question — but it’s only a small part of the story.

🚨 There are two things I encourage ny clients to understand before choosing an insurance carrier; the company’s loss ratio and rate increase history.

To learn more about the loss ratio; what it is and when it's a red flag, please read the article at the link below;

https://lnkd.in/gFTVjH-7

My job as a broker isn’t just to find a good price - it’s to educate to help clients make sound decisions to try to avoid unpleasant surprises down the road. And this is exactly why carrier selection matters just as much as plan selection.

Share with someone looking for help with Medicarecafid

12/30/2025

The Center for Medicare and Medicaid Services (CMS) recently released the 2026 premiums, deductibles and coinsurance amounts for the Medicare Part A and Part B programs.

If you or someone you know needs help with answers to Medicare questions or with any other Medicare health care plan needs, please reach out.

262-261-8027 (direct company number)
Sullivan Health Care Solutions
sullivanhcs.com
bsullivanhcs@gmail.com

We are currently serving those who are eligible for Medicare in December 2025 and the first and second quarters of 2026....
11/22/2025

We are currently serving those who are eligible for Medicare in December 2025 and the first and second quarters of 2026.

We offer free services that are local and informative.

262-261-8027 direct company number
www.sullivanhcs.com
bsullivanhcs@gmail.com

Licensed in Wisconsin, Florida, Indiana, Minnesota and Virginia

📣 The Hidden Differences Between Local Brokers and Call Centers🚨 There’s a big difference between enrolling with a local...
11/22/2025

📣 The Hidden Differences Between Local Brokers and Call Centers

🚨 There’s a big difference between enrolling with a local broker and calling a national 1-800 number.
A call-center agent may enroll you in a plan, but once the call ends, their job is done.

A local broker builds a relationship. I’m here year after year — to answer questions and review your coverage as your needs change.

When you work with a broker who knows your doctors, your area, and your story, it’s not just about choosing a plan — it’s about having a partner.

📣 Compare your Medicare Advantage plan during the 2026 Open Enrollment period 🚨 Open Enrollment is here - and yet, 7 in ...
11/22/2025

📣 Compare your Medicare Advantage plan during the 2026 Open Enrollment period

🚨 Open Enrollment is here - and yet, 7 in 10 people don't compare their Medicare Advantage plans each year.
​
That's a missed opportunity. Every year, plans can change - premiums, provider networks, drug coverage, and out-of-pocket costs all shift. What worked well last year might not be the best fit for next year.
​
That's where working with an independent Medicare broker makes all the difference. As a broker, I review plans from multiple insurance carriers - not just one company - to find coverage that aligns with your doctors, prescriptions, and budget. My role is to simplify the process, explain the fine print, and help you make confident, informed decisions. A short review now can save you time, money, and frustration later.
​
Open Enrollment runs from October 15 through December 7 - this is the time to make sure your 2026 coverage still works for you.
​
Call me at 262-261-8027 to request your no-cost plan review and see if your current plan is still the right fit.

Check out our article on our website;
https://lnkd.in/gHjqu_6s

Sullivan Health Care Solutions
www.sullivanhcs.com
262-261-8027
bsullivanhcs@gmail.com

📣 Attention Employers: Are Your T65 Employees Getting the Medicare Support They Need? 🔹Turning 65 can be overwhelming fo...
09/27/2025

📣 Attention Employers: Are Your T65 Employees Getting the Medicare Support They Need? 🔹

Turning 65 can be overwhelming for your employees — especially when it comes to Medicare. As an employer, you want to ensure they’re supported, informed, and making the best coverage decisions. That’s where a Medicare broker comes in.

🔹 Supporting Your T65 Employees Saves Everyone Money

When employees turn 65, Medicare becomes an important piece of their benefits puzzle. Without proper guidance, they may:

• Delay enrollment and face costly lifetime penalties
• Stay on group coverage that is more expensive than Medicare
• Choose the wrong plan and face high out-of-pocket costs
• Increase your group plan expenses by not transitioning at the right time

✅ Partnering with a Medicare broker provides financial benefits for BOTH your company and your employees:

🔹 Lowers employer group health costs when Medicare becomes the primary payer
🔹 Prevents penalties and unnecessary expenses for employees
🔹 Ensures employees maximize their Social Security and retirement dollars
🔹 Reduces HR’s time spent on benefits questions, saving administrative resources
🔹 Offers expert, no-cost Medicare guidance — with zero financial burden to your business

Helping employees navigate Medicare isn’t just good service — it’s a smart financial strategy for your business. Medicare isn’t one-size-fits-all. Every employee has unique healthcare needs and financial goals.

As a licensed broker, I help your team make confident, informed choices — at no cost to them or to you.

📩 Let’s have a conversation about how I can support your workforce, add value to your HR team and protect your bottom line.

📩 Message me to learn more — or tag someone who needs this!

For information about our free program, check out our employer page on our website and call to schedule a free Medicare presentation.

https://lnkd.in/gkqfZhEm

Catch up on our Medicare 101 Basics presentation here.

https://lnkd.in/dgDpZGGN

www.sullivanhcs.com
262-261-8027

🚨Medicare Scams Are On the Rise 🚨📣 If it sounds too good to be true, it probably is.Medicare scams are becoming more sop...
07/28/2025

🚨Medicare Scams Are On the Rise 🚨

📣 If it sounds too good to be true, it probably is.

Medicare scams are becoming more sophisticated.
🚫 Unsolicited calls
🚫 “Free” services or genetic testing
🚫 Fake Medicare cards

If someone contacts you out of the blue asking for your Medicare number, hang up. Then call someone you trust.

✅ As a licensed Medicare broker, I help clients avoid costly mistakes — and shady offers.

Let’s talk before you enroll.

262-261-8027
www.sullivanhcs.com
bsullivanhcs@gmail.com

🚨Medicare Scams Are On the Rise 🚨📣 If it sounds too good to be true, it probably is.Medicare scams are becoming more sop...
07/28/2025

🚨Medicare Scams Are On the Rise 🚨

📣 If it sounds too good to be true, it probably is.

Medicare scams are becoming more sophisticated.
🚫 Unsolicited calls
🚫 “Free” services or genetic testing
🚫 Fake Medicare cards

If someone contacts you out of the blue asking for your Medicare number, hang up. Then call someone you trust.

✅ As a licensed Medicare broker, I help clients avoid costly mistakes — and shady offers.

Let’s talk before you enroll.

262-261-8027
www.sullivanhcs.com
bsullivanhcs@gmail.com


Address

Oconomowoc, WI
53066

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Website

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