Alexander Lott health and retirement planning specialist

09/22/2025

Exciting news—new Medicare plan details for 2026 will be released soon! Medicare is making changes for next year, and I want you to know that I’m closely monitoring all the updates.

As your trusted health agent, I make it my priority to stay informed about every plan, benefit, and change each year. When the official 2026 plans are available, I’ll review all the options to ensure you remain in the best possible situation for your health coverage. I am here to answer any questions and help you choose the plan that fits you best.

Please reach out if you would like to schedule a review or if you have any concerns about your Medicare coverage for 2026. Your peace of mind is my top priority!

Best regards,
Alexander Lott
📞(304)-991-9929
📩 Alexander.lott@bankerslife.com

09/17/2025

Hi everyone,

I wanted to reach out because I care a lot about our loved ones on Medicare. If you have any parents, grandparents, or anyone close to you who is enrolled in Medicare, I’d love for you to connect them with me when they have questions or concerns about their healthcare coverage.

Having someone you know and trust right here, who can talk to you face-to-face (or at least locally), is so much better than relying on calls from strangers in another state who may not understand your needs or have your best interest at heart. I’m here to be a resource, answer questions, help navigate options, and make sure they’re getting the coverage and support they deserve.

Your family’s health and peace of mind are incredibly important, and it would mean a lot to me to be able to offer my knowledge and help to those you care about.

Feel free to give them my number or reach out to me anytime!

Thank you for trusting me to look out for your family.
Alexander Lott
Contact in anyway possible
Call/text:(304)-991-9929

09/15/2025

FREE Medicare Plan Reviews!

Curious about changes coming to Medicare plans in 2026?
I’m offering FREE reviews of your current Medicare coverage.
Let me help you understand any upcoming updates and make sure you’re getting the best benefits.

Call/Text today to schedule your no-cost, no-obligation review!

09/11/2025

Family have a history of heart attack, stroke, or cancer?
Why You Shouldn’t Miss Out on This CI Policy—Coverage + Savings!

Hey!
I wanted to tell you about a crazy good critical illness (CI) policy—it’s honestly a no-brainer. Not only does it secure your health, but it also works as a savings tool.

Here’s how it works:
It is all based apon age and payout for the monthly payment.
- Coverage: For around $24.51/month-$35.50/month (non-to***co), you get $10,000-$20,000 in coverage for major illnesses like cancer. If you’re ever diagnosed, you get a lump sum payout of $10,000-$20,000-$30,000 to use however you need.
- Savings Benefit: If you never need to use the policy over 20 years, you get all your premiums back—close to $6,000-$8,500! It’s like guaranteed savings if you stay healthy.
- No Money Lost: Think about it—we all pay for insurance on our phones, cars, and homes, and if we don’t make a claim, that money is just gone. With this CI plan, if you don’t use it, you get your money back after 20 years.
- Affordable: These plans are genuinely affordable, especially compared to what we pay for other types of insurance we rarely or never claim on.

If you use to***co the rate is a bit higher, but the value stays the same.
It’s kind of a steal: either you get paid out when you need it, or you save up a nice amount to get back later.

Let me know if you want to see a no-obligation quote or have questions!

09/10/2025

Long-term care is a vital component of retirement planning because unexpected health events and the need for ongoing care can quickly erode even the most carefully constructed nest egg. Without planning for long-term care, retirees risk losing their independence, depleting their savings, and placing a significant emotional and financial burden on their loved ones. Incorporating long-term care into your retirement strategy not only protects your assets, but also preserves your dignity and gives you—and your family—the peace of mind to enjoy your retirement years to the fullest.

09/08/2025

Flexible Bonus Index Annuity (FBIA) – Key Benefits:

1. Bonus Credits: Get an upfront or recurring bonus added to your annuity for extra growth.
2. Principal Protection: Your original investment is safe from market losses.
3. Growth Potential: Earn interest based on a stock market index, but never lose value from bad years.
4. Tax-Deferred: Your earnings grow tax-free until withdrawal.
5. Flexible Payments: Add money over time, not just all at once.
6. Withdrawal Options: Take out part of your money each year without penalty after the first year.
7. Lifetime Income: Can be converted to steady retirement income.

In short: FBAIs are good for safe growth, bonuses, flexibility, and retirement income without risking your initial investment.

09/08/2025

Critical illness protection is essential because it provides financial security during challenging times. If you're diagnosed with a serious condition such as cancer, a heart attack, or a stroke, this insurance offers a one-time lump sum payout. This payout can help cover medical expenses, replace lost income, and ensure you have the necessary funds for treatment and recovery. With critical illness protection, you can focus on your health and well-being without the added stress of financial burden, making it a crucial safeguard for you and your loved ones.

09/05/2025

Attention Family & Friends! Please share!

If you know anyone on Medicare who doesn’t have a dedicated health agent, please reach out to me. Major changes are coming to Medicare plans, and I’m here to help navigate the updates and make sure these changes won't negatively impact their current coverage. If necessary, I can help build a solid plan to prevent high out-of-pocket costs, especially with the 2026 changes ahead.

If you have referrals—Mom, Dad, Aunt, Uncle, Grandma, Grandpa, or friends—please don’t hesitate to contact me. You can even leave referrals directly through my website. I’m here to help in any way possible!

Thank you!

Visit Alexander Lott, Bankers Life Agent at 200 Star Avenue in Parkersburg, WV for a quote, to schedule an appointment, or to learn more about insurance, investing, and retirement options near you.

09/02/2025

Get Ready for Medicare AEP – Let’s Sit Down Together!

Are you ready for Medicare’s Annual Enrollment Period (AEP)? Whether you’re new to Medicare or looking to review your current plan, I’m here to help!

- Review your current Medicare plan benefits & costs
- Explore new plan options for 2025/2026
- Make sure your prescriptions and doctors are covered
- Get answers to all your Medicare questions

Don’t go through AEP alone! Our agents will help you understand your choices and make confident decisions for your health and budget.

Book your no-cost, no-obligation appointment today!
Let’s make Medicare easy—together.

Call (304) 991-9929 or visit [https://agents.bankerslife.com/wv/parkersburg/200-star-avenue/alexander-lott] to get started!

08/29/2025

Medicare changes every year because healthcare costs, regulations, and the needs of people using Medicare can change from year to year. The government updates Medicare rules, benefits, and costs (like premiums, deductibles, and co-pays) to reflect these changes and to improve the program.

Private insurance companies that offer Medicare Advantage (Part C) and Medicare Part D (prescription drug plans) also review and update their plans every year. They adjust their coverage, provider networks, drug lists, and prices to stay competitive, meet government requirements, and respond to changes in the healthcare market. This is why every fall, during Medicare's Annual Enrollment Period (October 15 – December 7), providers launch new plans or make changes to existing ones, giving people on Medicare the option to compare and choose the plan that best fits their needs for the coming year.

Feel free to call, text, or message me with any questions. I’m licensed with all our major local providers, so I can review your current plan and let you know about any upcoming changes you should be aware of.