05/19/2026
It’s our final Transparency Tuesday 💙
Over the past few weeks, we’ve talked about insurance, costs, service fees, integrative medicine, and even some of our own weaknesses. To wrap up this series, we want to bring it back to something patients do not always see, the behind-the-scenes care that happens around every visit, and one of the questions we hear most often, “Why did I get a copay for my Annual Wellness Visit?”
🩺 Behind-the-Scenes Care
A lot of care happens outside the exam room. Before your visit, time may be spent reviewing your chart, looking over past records, checking medications, reviewing prior labs, and preparing for your concerns so the appointment can be as useful and focused as possible.
During and after your visit, there is still a great deal happening behind the scenes, documentation, care planning, prescriptions, lab review, referrals, insurance paperwork, patient messages, follow-up instructions, and coordination of next steps. Even when those tasks are not visible to patients, they are a real part of providing careful, safe, and thorough care.
In many cases, the visit itself is only one piece of the work involved in caring for a patient well.
💳 Why did I get a copay for my Annual Wellness Visit?
Your Annual Wellness Visit through Medicare, and many Medicare Advantage plans, is considered preventive care. That part is usually covered at 100%, with no copay.
A copay may happen when the visit also includes medical care beyond prevention, like managing chronic conditions, adjusting medications, discussing new symptoms, or ordering labs for a specific problem.
When that happens, insurance may treat it as two visits in one:
Preventive wellness visit ✅
Problem-based medical visit ➕
That second piece may lead to a copay or deductible.
Our goal at Restore 🤍
We want you to get the most out of your visit, have time to discuss your concerns, and avoid surprises when possible. Sometimes that means addressing concerns during the same visit and explaining there may be an added cost. Other times, it means recommending a separate follow-up so your wellness visit can remain fully preventive.
Bottom line:
Preventive care = usually covered
Medical care = may have a copay
Thank you for following along with our Transparency Tuesday series. Honest conversations matter to us, and we hope this gave you a clearer picture of how care works behind the scenes.