Golden Age Home Care

24/07/2025

2025 Tax Brackets You Should Know! 💙
💬 Most home care workers in Pennsylvania fall into the 12% or 22% range, and some into the 24% federal tax bracket - plus the flat 3.07% PA state tax.That means you’re not taxed at one flat rate—you’re taxed in steps, so only the income in each range is taxed at that rate.
Here’s a quick look at the 2025 federal tax brackets for most working caregivers. These apply to your taxable income—that’s your income after deductions like the standard deduction:
📌 Single Filers
10% on income after the standard deduction up to $11,925
12%: $11,925 – $48,475
22%: $48,475 – $103,350
24%: $103,350 – $197,300
📌 Married Filing Jointly
10% on income after standard deduction up to $23,850
12%: $23,850 – $96,950
22%: $96,950 – $206,700
24%: $206,700 – $394,600
✅ What to keep in mind:
• The standard deduction is going up to $15,750 for single and $31,500 for married couples—this reduces your taxable income
💥 No federal tax on the first $12,500 of overtime pay!
If you make less than $150,000 a year, your first $12,500 of overtime pay in 2025 is 100% federal tax-free! 🙌 That means more of your hard-earned money stays with YOU.
• You can still get credits like the Child Tax Credit if you qualify
• If you earn extra from overtime or a second job, it could bump you into the next bracket—plan ahead so you’re not caught off guard at tax time!
Double-check your W-4 to make sure enough is being withheld
✅ Why it matters:
Knowing your tax bracket helps you plan ahead—whether you’re adjusting your paycheck withholding or budgeting for next spring.
Overtime just got more rewarding 💵

14/07/2025

🌡️ Understanding the Signs: Heat Exhaustion vs. Heat Stroke

Summer heat can be dangerous—especially for older adults and those with chronic conditions. Know the signs and act quickly.

✅ Heat Exhaustion = the body is overheating
🚨 Heat Stroke = a life-threatening emergency

07/07/2025

🎉 Great News for Caregivers and Families! 🇺🇸

On Friday, July 4, President Trump signed a "Big Beautiful Bill" into law — and it brings meaningful financial relief to many hardworking Americans, including caregivers and seniors. Here are key highlights:

💰 Overtime Tax Relief
• Workers earning under $150,000/year can deduct up to $12,500 of overtime pay from federal income taxes ($25,000 for joint filers with annual earnings up to $300,000).
• This relief applies through 2028 and phases out for higher incomes.
Note: This is a deduction, not a full exemption from tax. The deduction will be claimed when you file your 2025 federal income tax return in early 2026.

📈Standard Deduction Boost
• The standard deduction will be to $15,750 for single filers and $31,500 for joint filers for 2025 tax year
• These amounts will be adjusted for inflation after 2025.

👶 Child Tax Credit
• Increased permanently from $2,000 to $2,200 per child.

🏡 State & Local Tax (SALT) Deduction
• Deduction cap raised from $10,000 to $40,000 for married couples earning up to $500,000/year, available through 2029.
• Note: You must itemize to claim this deduction — it's not available if you take the standard deduction.

👵 Senior Tax Additional Deduction
• Seniors aged 65 and older can claim an additional deduction of up to $6,000 per person ($12,000 for couples).
• This is in addition to the current senior deduction of $2,000 for single filers and $3,200 for married filers.
• Available from 2025 through 2028 for those with income under $75,000 (single) or $150,000 (joint filers).

Always check with a tax professional to see how these changes apply to your unique situation. At Golden Age Home Care, we’re always watching for changes that can benefit the caregivers and families we proudly serve. This bill is a win for those who give so much — and now, get a little more back. 💙

04/07/2025

As we celebrate the 4th of July, we pause to appreciate the everyday freedoms we often take for granted—freedom to gather, to care, and to connect.

We’re proud to support independence every day by helping our clients live safely and comfortably where they belong.

Wishing everyone a safe and joyful 4th of July, filled with gratitude, togetherness, and momen

03/07/2025

📢 Philadelphia Wage Tax Update – Effective July 1, 2025 🧾

The City of Philadelphia has announced new Wage and Earnings Tax rates effective July 1, 2025:

🔹 Residents of Philadelphia will pay 3.74%
🔹 Non-residents (who work in Philadelphia but live elsewhere) will pay 3.43%

These are slight decreases from the current rates:
➡️ Previously: 3.75% for residents and 3.44% for non-residents.

👉 Any paycheck dated after June 30, 2025, must reflect these new tax rates. This means that your check for your pay date today reflects new tax rates

Information about upcoming changes to Philadelphia's tax structure.

01/07/2025

☀️ July is UV Safety Month!
Summer sun feels good—but it can be risky for aging skin, especially older adults who are more vulnerable to sun damage.
these small steps make a big difference:

🧴 Apply broad-spectrum sunscreen (SPF 30+) daily
👒 Wear hats and lightweight, long-sleeved clothing
😎 Use sunglasses to protect eyes
🌳 Stay in the shade during peak hours (10 a.m.–4 p.m.)
🚫 Be cautious even on cloudy days—UV rays still reach you!
At Golden Age Home Care, we encourage safe sunshine and smart routines to help our clients enjoy summer without the risks.

Stay sun-smart. Stay safe. Stay glowing.

23/06/2025

🌡️ Heatwave Ahead! Hydration Tips for Seniors 💧
With soaring temperatures expected from now till Wednesday, it’s critical to protect our senior loved ones from dehydration. Older adults are more vulnerable in hot weather—but a few simple habits can make all the difference:

✅ Sip water all day
✅ Eat water-rich fruits 🍉
✅ Avoid caffeine/alcohol
✅ Stay cool indoors (10 AM–4 PM)
✅ Know signs of dehydration (confusion, dry mouth)

Caregivers at Golden Age are ready to help every step of the way.

💙 Stay safe. Stay cool. Stay cared for.
📞 Contact us if you need extra support during the heatwave!

20/06/2025

☀️ Welcome to the First Day of Summer ! ☀️
Summer is here, bringing sunshine, warmth, hope and reasons to stay outdoors! At Golden Age Home Care, we’re excited to help our clients enjoy this beautiful season—whether it’s a stroll in the park, a refreshing iced tea on the porch, or simply relaxing in comfort.
Our caregivers are here to ensure your loved ones stay safe and happy all summer long, with personalized care that lets them thrive.
🌞 Ready to embrace the season with peace of mind? Contact us at 215-689-0000 or visit our office at 600 Washington Ave, Unit 18 UB, Philadelphia, PA 1914 to learn about our home care services.

19/06/2025

Today, we join our community in honoring Juneteenth—a day that marks freedom, resilience, and the strength of generations past and present.
We are proud to serve a diverse community and recognize the importance of this day in our shared history. We are committed to treating every client and caregiver with the respect, dignity, and compassion they deserve.
Let’s continue to learn from one another, uplift every voice, and care with open hearts.

15/06/2025

👔 Celebrating Amazing Dads This Father’s Day! 👔
At Golden Age Home Care, we’re honoring all the incredible fathers and father figures who are our dear participants and our caregiver Dads for being heroes at home and in our community 💙
Our dedicated caregivers are here every day, including holidays, to provide the compassionate care your dad deserves—whether it’s a helping hand with daily tasks or a friendly chat to brighten his day. We’re proud to support families in keeping their loved ones safe and happy at home.
🌟 Want to give your dad the gift of care? Reach out to us at 215-689-0000 to learn about our personalized home care services.

02/06/2025

🌿 Honoring Alzheimer’s & Brain Awareness Month 🌿

Alzheimer’s doesn’t just affect memory—it reshapes relationships, routines, and the everyday moments we often take for.
This month, we’re shining a light on what it means to walk alongside someone facing cognitive decline—with patience, creativity, and deep respect.
It’s the familiar songs that spark recognition.�It’s the calm voice that brings comfort on a confused day.�It’s the little things—done with love—that make all the difference.

Our compassionate caregivers provide specialized support, helping clients maintain dignity and connection in the comfort of home.

Behind every diagnosis is a person full of stories, emotions, and experiences that deserve to be honored. Join us in raising awareness—share a story, wear purple, or learn more about brain health. Together, we can make a difference. 💜

29/05/2025

💰 Boost Your Savings with the Retirement Saver's Credit! 💰
At Golden Age Home Care, we’re committed to your financial wellness! Did you know you might be eligible for a tax credit just for saving in our 401(k) plan? It’s called the Retirement Saver's Credit, and it can help you save more for your future. Here’s what you need to know:
🌟 What’s the Saver's Credit? It’s a tax credit for contributing to your 401(k), IRA or Roth IRA, or similar retirement plan. It can lower your tax bill by up to $1,000 (or $2,000 if filing jointly)!
📋 Who Qualifies?
You’re 18+ and not a full-time student or dependent.
For 2025, if your income is below:
$47,500 (married filing jointly)
$35,625 (head of household)
$23,750 (single or other)
…you could get up to $1,000 ($2,000 for couples) off your taxes—just for saving toward retirement!
You contribute to our 401(k) plan by December 31, 2025. For IRAs, you have until the tax filing deadline (April 15, 2026, for the 2025 tax year) to contribute and claim the credit.
💡 How It Works: Contribute to your 401(k) and claim a credit of 10%-50% of your contribution (up to $2,000 for singles, $4,000 for joint filers).
The credit is nonrefundable, meaning it reduces your tax liability but won't result in a refund beyond what you owe.
📅 Claim It When Filing: Use IRS Form 8880 with your 2025 taxes to get this credit. It’s a great way to make your retirement savings go further.
We’re proud to offer a 401(k) plan to help our caregivers and staff build a secure future. If you're eligible for the Saver’s Credit, that’s even more reason to start (or keep) contributing!
Talk to your tax preparer or HR for more info—and keep saving smart.