Caregivers Resource Group

10/18/2025

When you’re deep in caregiving, it’s easy to lose sight of what matters most.

Clarity doesn’t fix the hard parts — but it changes how you see them.

🌿 Explore Family Care Clarity free for 7 days — and if you join before Oct 21, you’ll lock in the lowest-ever price as part of the founding launch (limited to 35 families).

After that, the program stays open — but at the regular price.

Start Your 7 Day FREE Trail Now!
https://www.familycareclarity.com/familycare-clarity-beyond-the-chaos-affiliates?affiliate_code=aabee2&fbclid=IwY2xjawNeJo5leHRuA2FlbQIxMABicmlkETF0czR6cFVyRW0yUGIzNGptAR77MMNg1orguRuKtn4xRKxlLVZK4XkDN8_gHP9VYZw6dmtUj5vfCNj_tX_e_g_aem_nWozRBYTk9wmiQbpNj8ZAw

10/16/2025

Yesterday, I made public for the first time a service I’ve been working on for a while now.

I didn’t sleep much Tuesday night — not knowing how it’d be received.

This is my vision — built from personal and professional experience, countless hours of research, and real conversations with caregivers — an ecosystem of resources and services that truly support Family Caregivers.

There were a bunch of likes and even a few shares.

But I know most caregivers don’t comment — they just keep going.

That’s who I built FamilyCare Clarity: Beyond the Chaos™ for.

It’s a place to take a breath and start making sense of everything that’s piled up.

Inside, you’ll get:
✅ Step-by-step system to make sense of the chaos
✅ Financial wellness & coaching tools
✅ Checklists, templates, and a supportive community

Try it free for 7 days → https://www.familycareclarity.com/familycare-clarity-beyond-the-chaos-affiliates?affiliate_code=aabee2&fbclid=IwY2xjawNeJo5leHRuA2FlbQIxMABicmlkETF0czR6cFVyRW0yUGIzNGptAR77MMNg1orguRuKtn4xRKxlLVZK4XkDN8_gHP9VYZw6dmtUj5vfCNj_tX_e_g_aem_nWozRBYTk9wmiQbpNj8ZAw

If you know someone carrying a lot right now, please share or tag them.

Sometimes, the right resource shows up at just the right time.

Step-by-step caregiving plan with legal docs, financial coaching, and live support. Avoid burnout and make confident decisions.

10/15/2025

Caregiving changes everything.

One day you’re managing your own life — the next, you’re holding everyone else’s together.

That’s why I built FamilyCare Clarity: Beyond the Chaos™ — to help family caregivers find calm, get organized, and take back control.

You can explore it free for 7 days →
https://www.familycareclarity.com/familycare-clarity-beyond-the-chaos-affiliates?affiliate_code=aabee2

💬 If someone you know is in the middle of caregiving chaos, tag or share this post — it might be exactly what they need today.

10/14/2025

You remind your dad to take his pills, call the clinic, heat his dinner,
then sit in the car five minutes before driving home, too tired to turn the key.

Family Caregivers don’t burn out because they don’t care.

They burn out because love without structure eventually collapses.

FamilyCare Clarity: Beyond the Chaos™ turns good intentions into a plan that works.

Launches October 15 for 35 Founding Family Caregivers ready to move from surviving to steady.

If that scene feels familiar, this was built for you.
https://www.familycareclarity.com/familycare-clarity...

The FamilyCare Clarity: Beyond the Chaos (TM) is too important not to share. Please forward, like, share and comment. Thank you!

10/13/2025

As Founder of Caregivers Resource Group, I’m thrilled to finally share something deeply important to me. After years supporting families through caregiving chaos, I’ve built a new way to bring clarity, calm, and confidence back into daily life.

The missing piece was financial confidence—and now, through a partnership with Savology, families can access personalized financial coaching as part of their caregiving journey. Together, we’ll address both emotional, organizational, processes and financial strain with clarity and care.

October 15–21: FamilyCare Clarity: Beyond the Chaos™ opens for 35 Founding Family Caregivers ready to reclaim calm and rebuild stronger.

💬 Find out how: https://www.familycareclarity.com/familycare-clarity-beyond-the-chaos-affiliates?affiliate_code=aabee2

Step-by-step caregiving plan with legal docs, financial coaching, and live support. Avoid burnout and make confident decisions.

09/06/2025

💬 “Have you talked with your aging parent about how they want to handle long-term care—or how they’ll pay for it?”

It’s one of the hardest conversations adult children face. And yet, avoiding it often leads to heartbreak and chaos.

Here’s how it plays out for so many families:
“We’ll cross that bridge when we get there,” they say.
But when crisis hits—a fall, a hospital stay—there’s no bridge. Just panic. 🚑
❌ No care plan.
❌ No financial roadmap.
❌ No clarity on whether Mom wants to stay home or move to a facility.
Instead, siblings scramble to coordinate care, cover costs upfront, and manage endless paperwork—while emotions spiral with guilt, frustration, and resentment.

🌟 Why having “the talk” matters before a crisis:

Decisions made in stress rarely reflect what your parent truly wants.

Medicare does not pay for most long-term care—home care, assisted living, and memory care are often $4,000–$8,000/month, paid out-of-pocket.

Without a plan, savings drain quickly, and the financial load falls on family.

💡 What to cover in the conversation:
🏠 Care Preferences – Do they want to age in place with support, or would they consider assisted living or nursing care if needed?
💵 Financial Planning – Have they saved for care? Do they have long-term care insurance? Would they qualify for Medicaid?
📑 Legal Documents – Is there a Power of Attorney? A will or trust covering care decisions?
👥 Family Roles – Who do they want involved in decisions? Are siblings aligned?

These talks may feel awkward at first—but starting them now gives your family more choices, less stress, and the peace of knowing you’re honoring your parent’s wishes.

✨ The best day to begin is today.
If you’re unsure where to start, I can help. Schedule a free consultation, and let’s create a roadmap that brings clarity and confidence to your family’s caregiving journey.
📅https://www.caregiversresourcegroup.com/Book_Your_Consult_Call

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The information provided in this content is for educational and informational purposes only and should not be construed as financial, legal, or tax advice. All investment advisory services are provided through Advice Only. Further details are available in our ADV or at www.adviceonly.com.

09/05/2025

💻 “I Have Power of Attorney—Why Can’t I Log Into My Mom’s Bank Account?”

Having a signed Power of Attorney and neatly organized paperwork doesn’t guarantee access when it matters most—especially online.

One caregiver found this out the hard way after her mom’s hospitalization. Despite holding POA, the bank refused her online access. Email and utility logins were locked by missing passwords and two-factor codes on devices she couldn’t reach. To make matters worse, her POA didn’t cover digital accounts—and every provider had its own rules. The result? Critical bills went unpaid, hours were wasted, and stress skyrocketed at the worst possible time. 😔

Here’s why this happens: Most POA documents don’t mention digital accounts. Banks often require their own forms, special digital authorizations, or in-person verification. And without current passwords or two-factor access, even well-meaning caregivers are locked out.

The risks are real:
⚠️ Bills can’t be paid on time
⚠️ Funds and insurance access gets delayed
⚠️ Accounts remain locked during emergencies
⚠️ Caregivers lose precious time proving their right to help—when they should be focused on caregiving

✅ How to get ahead before a crisis:

Update your POA to specifically include digital assets and online accounts

Create a secure inventory of usernames, passwords, and recovery contacts

Use a password manager to safely store and share access (with consent)

Ask banks and utilities what forms they require for online access—many need their own paperwork

Add trusted contacts or co-users where possible

Legal standing is crucial, but real caregiving today also requires digital access. Don’t let missing passwords or outdated paperwork become your biggest caregiving headache.

✨ Want to make sure your family is truly prepared—on paper and online? Schedule a free consultation with us today, and let’s get your plan in place.
📅https://www.caregiversresourcegroup.com/Book_Your_Consult_Call

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The information provided in this content is for educational and informational purposes only and should not be construed as financial, legal, or tax advice. All investment advisory services are provided through Advice Only. Further details are available in our ADV or at www.adviceonly.com.

09/04/2025

💸 “You’re not just giving your time — you’re quietly draining your bank account.”

If you’re a family caregiver, you’ve probably picked up a bottle of Tylenol here, a box of supplements there — maybe a pack of adult diapers “just to help out.” You tell yourself, “It’s only a few dollars.” But then your credit card bill tells a very different story.

The truth? Most caregivers spend over $7,000 a year of their own money (AARP, 2024) — often without realizing it. And those little costs? They repeat every single month. 🧾

Think about it: pain relievers, digestive aids, vitamins, sleep aids, cold or allergy meds, incontinence supplies, nutrition shakes, pill organizers, blood pressure monitors, gas, tolls, and parking for appointments. Anything not covered by insurance or Medicare? That comes straight from your wallet.

👉 Nearly 75% of caregivers underestimate their spending — and most never claim the tax deductions they’re eligible for (AARP & NAC, 2024). It’s not just caregiving; it’s “death by a thousand cuts.”

Here’s how you can start protecting your finances:
✅ Track every expense — use a notebook, app, or spreadsheet.
✅ Save receipts — many supplies may be tax-deductible.
✅ Explore assistance — Medicare Savings, Medicaid, VA programs, or hospital care funds may help.
✅ Talk about it — share costs with family, and don’t carry the burden alone.

👣 You’re not “just” a caregiver. You’re also an unpaid financial manager for someone’s health. You deserve recognition, and more importantly, relief.

✨ Ready to stop the quiet financial drain? Schedule a free consultation with us today. We’ll help you track, plan, and protect your resources while caring for your loved one.
📅https://www.caregiversresourcegroup.com/Book_Your_Consult_Call

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The information provided in this content is for educational and informational purposes only and should not be construed as financial, legal, or tax advice. All investment advisory services are provided through Advice Only. Further details are available in our ADV or at www.adviceonly.com.

09/03/2025

⏳ Timing Is Everything: When Your Parent Loses Capacity, You Lose Options

Last month, your parent was sharp—paying bills, joking over coffee, living independently. Today, they’re in a hospital bed, confused and unable to sign even the simplest document.

One daughter shared: “My mom always said I’d handle things. But we never did the paperwork—now she’s confused, and the bank won’t even talk to me.” Her mom never signed a Power of Attorney, never appointed a health care proxy. She thought they had time. But capacity can vanish overnight—and when it does, so do your options. 💔

Here’s what happens when families wait too long:
⚖️ The only path forward is court—petitioning for guardianship just to pay bills or approve care.
💸 Weeks pass with frozen accounts, unpaid bills, and delayed treatment.
💥 Family conflict escalates at the worst possible time.
🚫 Missed opportunities for Medicaid or VA benefits—because no one had legal authority when it mattered.

The truth? This scenario isn’t rare. Most families assume they’ll “handle it later.” Too often, later is too late.

💡 The good news: You don’t have to be perfect—just proactive. If your parent still has mental capacity—even on a good day—you still have time to:
✅ Sign a Power of Attorney
✅ Document medical preferences
✅ Update account access at banks, insurers, and benefit offices

One timely conversation now can prevent months of chaos later. The biggest mistake isn’t waiting too long—it’s assuming you have more time.

✨ Don’t wait for capacity to slip away. Schedule a free consultation with us today and let’s make sure your family has the legal tools in place before it’s too late.
📅https://www.caregiversresourcegroup.com/Book_Your_Consult_Call

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The information provided in this content is for educational and informational purposes only and should not be construed as financial, legal, or tax advice. All investment advisory services are provided through Advice Only. Further details are available in our ADV or at www.adviceonly.com.

09/02/2025

💡 Hidden Life Insurance Policies: The Overlooked Asset That Could Change Your Caregiving Journey

Did you know thousands of dollars could be quietly waiting in a life insurance policy your parent forgot about? It happens more often than you think. Families sometimes discover old, paid-up whole life or endowment policies tucked away in a drawer or hidden in old files. These policies may still hold cash value or provide death benefits that could ease the rising costs of care. 💰

Imagine sorting through paperwork and uncovering a forgotten, fully paid policy. This could be the relief your family needs to cover medical bills, home care, or even end-of-life expenses. But here’s the catch—these benefits only help if you know the policy exists and claim it on time. Too often, delays, missing paperwork, or lack of awareness lead to benefits being overlooked or even denied.

Many people don’t realize that even if premium payments stopped years ago, a paid-up policy may still be active. Some hold cash value that can be accessed while your parent is still alive. Others provide benefits for loved ones after death. Ignoring them means families pay out-of-pocket for care that could have been covered.

✨ The takeaway: don’t assume there’s nothing there. Proactively review financial and insurance records, ask questions, and confirm what’s active. A little digging could uncover resources that make a big difference in your caregiving journey.

📞 Want help organizing and reviewing your loved one’s financial picture? Schedule a free consultation with us today—we’ll guide you through the process so no asset goes unnoticed.
📅https://www.caregiversresourcegroup.com/Book_Your_Consult_Call

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The information provided in this content is for educational and informational purposes only and should not be construed as financial, legal, or tax advice. All investment advisory services are provided through Advice Only. Further details are available in our ADV or at www.adviceonly.com.