Axis Health Group

01/09/2026

“Today is your opportunity to build the tomorrow you want.”

01/08/2026

Fast Fact: MOOP is an acronym standing for “maximum out-of-pocket” costs. The MOOP is the limit on annual out-of-pocket expenditures paid by a health plan enrollee for medical services that are covered by a health insurance plan.

01/07/2026

With Health Insurance, Cost Sharing is the share of costs covered by your insurance that you pay out of your own pocket. This term generally includes deductibles, coinsurance, and copayments, or similar charges, but it doesn't include premiums, balance billing amounts for non-network providers, or the cost of non-covered services.

01/06/2026

An Out-of-Network Copayment is a fixed amount (for example, $30) you pay for covered health care services from providers who don't contract with your health insurance or plan. Out-of-network copayments usually are more than in-network copayments.

01/05/2026

Retiring in 2026? Retirees need to understand the financial implications of Medicare, IRMAA, Social Security, and tax-efficient withdrawal strategies.

01/02/2026

Fast Fact: You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription. Reimbursements for insulin are allowed without a prescription.

01/01/2026

12/31/2025

Wellness 101: Practice Mindfulness and Relaxation: Techniques like deep breathing exercises, meditation, or gentle stretching can help reduce stress and anxiety.

12/30/2025

HSA contributions are tax-deductible and distributions are tax-free (for qualified medical expenses). Traditional IRA distributions, on the other hand, are taxable. So it often makes sense to maximize HSA contributions over Traditional IRA contributions.

12/29/2025

An "Explanation of Benefits" EOB is created after a claim payment has been processed by your health plan. It explains the actions taken on a claim, such as the amount that will be paid, the benefit available, discounts, reasons for denying payment and the claims appeal process. EOBs are available as a paper copy or electronically.

12/26/2025

"Perfection is not attainable, but if we chase perfection, we can catch excellence."

12/25/2025

Health Insurance 101: A waiting period is the time that must pass before coverage can become effective for an employee or dependent who is otherwise eligible for coverage under a job-based health plan.