Health FLA

08/07/2023

Customer Service / Office assistant – Office in Port Charlotte near Murdock Circle area – Relaxed office environment

Company:
Health Florida - a health insurance agency that also assist clients with a wide range of supportive services.

Job description:
*Light office work consisting of various task.
*Candidate will need to be self-motivated as will often only be in touch with coworkers through remote screens.
*Must have clean record as job requires handling of client personal information
*Good communication and interpersonal skills.
*Candidate will greet clients, make appointments, resolve minor issues, etc.
*Must be reliable.

Skills:
*Light computer knowledge
*Customer Service knowledge
*A second language is a definite plus.
*Health Insurance knowledge

06/13/2023

How does Original Medicare work?
Original Medicare covers most, but not all of the costs for approved health care services and supplies. After you meet your deductible, you pay your share of costs for services and supplies as you get them. There’s no limit on what you’ll pay out-of-pocket in a year unless you have other coverage (like Medigap, Medicaid, or employee or union coverage). Get details on cost saving programs.

Services covered by Medicare must be medically necessary. Medicare also covers many preventive services, like shots and screenings. If you go to a doctor or other health care provider that accepts the Medicare-approved amount, your share of costs may be less. If you get a service that Medicare doesn’t cover, you pay the full cost.

With Original Medicare, you can:

Go to any doctor or hospital that takes Medicare, anywhere in the U.S. Find providers that work with Medicare.
Join a separate Medicare drug plan (Part D) to get drug coverage.
Buy a Medicare Supplement Insurance (Medigap) policy or sign up for Medicare Advantage to help with your costs of services you get.

06/09/2023

Saving money with the prescription drug law
A new prescription drug law that went into effect January 1, 2023, will help save money for people with Medicare. This law improves access to affordable treatments and strengthens the Medicare program. Here’s what the law means for you:

More vaccines covered
People with Medicare Part D drug coverage now pay nothing out-of-pocket for even more vaccines. Your Part D plan won't charge you a copayment or apply a deductible for vaccines that the Advisory Committee on Immunization Practices recommends, including the vaccines for shingles, whooping cough, and more.

Lower costs for insulin
Your Medicare drug plan can't charge you more than $35 for a one-month supply of each Part D-covered insulin, and you don’t have to pay a deductible for your insulin. Other questions about insulin coverage?

If you get a 2- or 3-month supply of insulin, your costs can’t be more than $35 for each month’s supply of each covered insulin.
If you take insulin through a traditional pump that's covered under Medicare’s durable medical equipment benefit, that insulin is covered under Medicare Part B — these benefits go into effect on July 1, 2023.
Get more information about this new insulin benefit.
Learn more about insulin costs. [PDF, 133 KB]

Lower out-of-pocket drug costs
Starting April 1, 2023, you might pay a lower coinsurance amount for certain drugs and biologicals covered by Part B, if their prices have increased higher than the rate of inflation. The specific drugs and potential savings change every quarter.
If you have drug costs high enough to reach the catastrophic coverage phase in your Medicare drug coverage, you won’t have to pay a copayment or coinsurance, starting in 2024.
Extra Help affording prescription drug coverage (the Part D Low-Income Subsidy (LIS) program) will expand to cover more drug costs for people with limited resources who earn less than 150% of the federal poverty level, starting in 2024.
Your yearly Part D out-of-pocket costs will be capped at $2,000, starting in 2025. You’ll also have the option to pay out-of-pocket costs in monthly amounts over the plan year, instead of when they happen.
Medicare will negotiate to get you lower drug prices
For the first time, Medicare will be able to negotiate directly with manufacturers for the price of certain high-spending brand-name Medicare Part B and Part D drugs that don’t have competition.

This year, we’ll announce the first 10 drugs selected for negotiation.
Negotiated prices for these first 10 drugs will be effective in 2026.
Medicare will select and negotiate costs for:
15 Part D drugs in 2025 (effective in 2027).
15 Part B and Part D drugs in 2026 (effective in 2028).
20 Part B and Part D drugs in 2027 (effective in 2029).
20 Part B and Part D drugs in 2028 and every year after.
Manufacturers that don’t follow the negotiation requirements will have to pay a tax, and will have to pay penalties if they don’t fulfill other manufacturer requirements.

06/09/2023

Losing Medicaid? You might qualify for a Medicare Special Enrollment Period (SEP)

06/09/2023

Medicare Savings Programs
Get help from your state paying your Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) premiums through a Medicare Savings Program. If you qualify, Medicare Savings Programs might also pay your Part A and Part B deductibles, coinsurance, and copayments.

You’ll apply for Medicare Savings Programs through your state. When you apply, your state determines which program(s) you qualify for. Even if you don’t think you qualify, you should still apply.

06/08/2023

06/08/2023

Need Help with Medicare Plans?
Book an appointment with us today.

call 1-800-305-5390 to talk to a licensed agent.