Nic Polanco - USA Benefits Group Health / Life / Senior Insurance

03/02/2026

With Stacy Cooper – I'm on a streak! I've been a top fan for 20 months in a row. 🎉

02/08/2026

“Just like a great game plan on Super Bowl Sunday, having a smart health insurance plan matters all year long. If you have questions about your coverage or upcoming Marketplace changes in 2026, I’m here to help!”

Nic Polanco
Independent Health Insurance Broker

📸 Drop your game predictions and who you’re rooting for in the comments! 🙌

01/21/2026

Most self-employed workers overpay for health insurance. You don’t have to. See what you qualify for in minutes.
•
•
•

01/10/2026

We just launched our custom website courtesy of
Thank you for the great support and creative design! Can’t wait to put this new site into action to discover the benefits that make us the top choice for your health insurance needs.

Check link in bio

12/31/2025

Most people don’t have an insurance problem.
They have an information problem.

They pick the cheapest plan and hope it works.
Or they overpay for coverage they do not need.

Both are expensive mistakes.

The right plan is not about price.
It is about fit.

Fit for your income.
Fit for your health.
Fit for your family.
Fit for how you actually use insurance.

If you have ever thought:
“Am I overpaying?”
“Do I even need this coverage?”
“Is there a better option for me?”

That is your signal.

A short conversation can save you thousands.
And it costs you nothing to ask.

Health. Life. Medicare.
Clear answers. No pressure.
•
•
•

12/24/2025

🎄 Merry Christmas from NP Health Solutions🎄
The holidays are about family, peace of mind, and taking care of what matters most ❤️
If health or Medicare insurance has felt confusing or overwhelming this year, know that you’re not alone—and we’re here to help.
As we celebrate Christmas, we want to thank you for trusting NP Health Solutions with your health, life, and Medicare needs. We’re grateful for every client, referral, and conversation this year.
Wishing you and your loved ones a blessed Christmas filled with joy, health, and peace 🎁✨
— NP Health Solutions
Health • Life • Medicare

12/15/2025

Open enrollment is closing soon. Don’t miss your chance to get health insurance for the year.

We help individuals, families, and the self-employed compare ACA and private plans in FL, GA, TX, NC, and SC.

📞 Call (772) 812-6280 today for a customized quote before the deadline.
•
•
•

12/11/2025

Explore private health options built around your family, budget, and goals!

11/07/2025

📣 Attention Everyone on Marketplace (Obamacare) Plans!
2026 is already showing signs of major premium increases — and many families will be hit with sky-high monthly costs if they stay where they are.

Here’s the issue 👇
Most people renew their plan without reviewing new rates… and end up paying more for less coverage.

✅ Premiums keep increasing
✅ Deductibles are higher
✅ Networks are shrinking

And if you don’t actively shop your plan, the Marketplace will automatically re-enroll you — even if the price increases.

But here’s what most people don’t know…

➡️ I work with Private carriers OUTSIDE of the Marketplace
➡️ These plans often include broader coverage, nationwide access, and can save you hundreds per month
➡️ Customized plans — not pre-selected Marketplace renewals

If you’re:

🔹 Self-employed
🔹 Not receiving a subsidy
🔹 Tired of overpaying for limited coverage

…there are better options available.

📲 FREE PLAN REVIEW — No obligations.
Just message me “INFO” or reach out directly:

📞 772-812-6280
📧 npolanco@usabg.net

🌐 usabg.net/npolanco

Don’t wait until renewal hits and your premium jumps.
Be proactive — not reactive.

Your wallet (and peace of mind) will thank you. 💙

USA Benefits Group is a nationwide network of independent health and life insurance professionals that have been serving individuals, small-business owners and the self-employed since 1988. We offer Health Insurance, Critical Illness, Accident Plans, GAP Plans, Dental Plans, Rx Drug Plans, Life Insu...

11/06/2025

Open Enrollment for Obamacare (ACA) is happening now until Jan 7 5th! If rising premiums worry you, let our experts find a plan suited to your needs and budget. Take control of your health coverage today - contact us for personalized assistance and maximize your savings!

➡️npolanco@usabg.net
🔹️Usabg.net/npolanco

11/05/2025

💎 Premium-level coverage – without the inflated ACA price tag
Finally – real health insurance that doesn’t punish you for being successful, self-employed, or remote. Get strong benefits at a smarter, more sustainable cost.

🌎 True nationwide PPO freedom – wherever you go
Work from anywhere, travel often, or move states with ease. Access a trusted national PPO network and choose the doctors you want without referrals.

🩺 $0 preventive care + unlimited $0 telehealth – stay healthy, stay remote
Free annual checkups, routine screenings, vaccines – plus unlimited virtual visits at no cost. Protect your time and wellbeing.

💰 Flexible, low-deductible options – designed around you
Pick from several affordable deductible choices so you can customize your plan for comfort, cost, and peace of mind.

📋 Straightforward, predictable costs – no surprises
No confusing insurance math or hidden fees. Clear copays for doctor visits, labs, imaging, prescriptions, and urgent care – so you always know what to expect.

➡️Npolanco@usabg.net

11/03/2025

🚨 Marketplace Premiums Are Skyrocketing… But There Are Solutions 🚨

If you’ve noticed your health insurance premiums going way up this year, you’re not alone. Many carriers have raised rates, and a lot of families are feeling the impact.

But here’s the good news — you do NOT have to settle for that.

As an Independent Health Broker, I have access to multiple carriers and plan options that most people don’t see on their own. That means I can:

✅ Compare your current plan
✅ Look for new carriers entering your zip code
✅ Find options that lower your monthly premium
✅ Make sure your doctors & medications are still covered

You deserve coverage that works for you — not against your budget.

If your premiums jumped this year, message me or comment “HELP” and I’ll run a free review. No pressure. Just solutions.

👉 Nic Polanco – Independent Health & Medicare Broker
📧 NPolanco@usabg.net
📱 772-812-6280
🌐 usabg.net/npolanco

Let’s get you back in the Best position 💪🇺🇲

USA Benefits Group is a nationwide network of independent health and life insurance professionals that have been serving individuals, small-business owners and the self-employed since 1988. We offer Health Insurance, Critical Illness, Accident Plans, GAP Plans, Dental Plans, Rx Drug Plans, Life Insu...