McNally$Money

McNally$Money Retirement Doesn’t Need to be Complicated or Scary. If you plan properly by following a few Simple Steps, you can have the Retirement Lifestyles You Deserve.

You can have the Health - Wealth - & Freedom to Live Your Dream Retirement! Let's get started! W: 530-319-5158
E: patrick@rlaplan.com

Our mission at Retirement Lifestyles Advisory Group is to help our clients generate a stress free retirement income by using investments that are predictable, safe and can increase every year no matter what the market is doing. We offer a fee-based fiduciary relationship for retirees or soon to be retirees.

05/30/2025

What Bonds and See-Saws Have in Common...

Remember the see-saw? That glorious piece of playground equipment that taught every kid a valuable physics lesson—when one side goes up, the other side comes down.

Well, welcome to the grown-up version: interest rates vs. bond values.

Watch to see how it works:

✅ Ready to Schedule a Strategy Call: https://link.rlaplan.com/widget/bookings/rladiscoverycall
✅ Join The Retirement Inner Circle: https://link.rlaplan.com/widget/form/hZMKe6ArmNRsTWKHOvN8
✅ Visit: https://www.rlaplan.com/
✅ More Links to good stuff:
https://linktr.ee/themcnally
▶️ Subscribe to the channel here: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1

05/29/2025

How to Help a Charity, Cut Your Taxes, and Look Like a Genius—all at Once.

Ever wish you could take money out of your IRA tax-free and feel like a generous philanthropist all at the same time?

Well, grab your cape, because this might be the closest thing to a financial superhero move...

✅ Join The Retirement Inner Circle: https://link.rlaplan.com/widget/form/hZMKe6ArmNRsTWKHOvN8
✅ Schedule a Strategy Call: https://link.rlaplan.com/widget/bookings/rladiscoverycall
✅ Visit: https://www.rlaplan.com/
✅ More Links to good stuff:
https://linktr.ee/themcnally
▶️ Subscribe to the channel here: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1

05/28/2025

Reverse Mortgages: Retirement Lifesaver or Financial Trapdoor?

Few financial tools are as mysterious, misunderstood, and advertised by more B-list celebrities than the good ol’ reverse mortgage.

You’ve probably seen the commercials:

Some silver-haired TV icon leans in with a reassuring smile and says,

"You’ve earned this. Tap into your home’s equity and enjoy retirement now!"

Sounds amazing, right?

Like finding money in your couch cushions—except it’s your whole house.

But before you start planning a European river cruise with your home equity, let’s break it down infotainment-style…

✅ Join The Retirement Inner Circle: https://link.rlaplan.com/widget/form/hZMKe6ArmNRsTWKHOvN8
✅ Schedule a Strategy Call: https://link.rlaplan.com/widget/bookings/rladiscoverycall
✅ Visit: https://www.rlaplan.com/
✅ More Links to good stuff:
https://linktr.ee/themcnally
▶️ Subscribe to the channel here: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1

05/27/2025

Diversification: Boring in the Short Run, Brilliant in the Long Run.

Let’s get real for a second…

Diversification doesn’t exactly scream “exciting investment strategy.”

It’s not flashy.

It won’t make you the star of your next dinner party.

And it definitely won’t show up on TikTok with a Lambo and a crypto coin named after a dog.

But you know what it will do?

Help you build wealth—and keep it—over the long haul.

Here’s how it works in plain English...
✅ Join The Retirement Inner Circle: https://link.rlaplan.com/widget/form/hZMKe6ArmNRsTWKHOvN8
✅ Schedule a Strategy Call: https://link.rlaplan.com/widget/bookings/rladiscoverycall
✅ Visit: https://www.rlaplan.com/
✅ More Links to good stuff:
https://linktr.ee/themcnally
▶️ Subscribe to the channel here: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1

05/26/2025

How to Make Sure You Don’t Outlive Your Money 💰 (Because That’s a Bad Surprise).

Let’s talk about one of the biggest fears most retirees have (even if they don’t say it out loud):

“What if I live longer than my money does?”

Now, living a long time? That’s a great problem to have.

Outliving your savings? Not so much.

Nobody dreams of a retirement where the final chapter includes saying, "Yes, I’d like the early bird special... and also, how do I apply for food stamps?"

Fortunately, there are smart, strategic steps you can take right now to make sure your money keeps working as long as you do...

✅ Join The Retirement Inner Circle: https://link.rlaplan.com/widget/form/hZMKe6ArmNRsTWKHOvN8
✅ Schedule a Strategy Call: https://link.rlaplan.com/widget/bookings/rladiscoverycall
✅ Visit: https://www.rlaplan.com/
✅ More Links to good stuff:
https://linktr.ee/themcnally
▶️ Subscribe to the channel here: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1

05/25/2025

Why Your TV Doesn’t Come with a Crystal Ball (and Neither Do Financial “Experts”).

If you’ve ever flipped on a financial news channel and thought, "Wow, these people sound like they know exactly what’s going to happen!"

Let me be the first to say:

They don’t.

In fact, here’s a little secret from behind the velvet curtain of cable TV finance: The louder and more confident the expert… the more likely they’re just making it up on the fly.

Let’s review some of the greatest hits...

✅ Join The Retirement Inner Circle: https://link.rlaplan.com/widget/form/hZMKe6ArmNRsTWKHOvN8
✅ Schedule a Strategy Call: https://link.rlaplan.com/widget/bookings/rladiscoverycall
✅ Visit: https://www.rlaplan.com/
✅ More Links to good stuff:
https://linktr.ee/themcnally
▶️ Subscribe to the channel here: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1

05/24/2025

From Millions to McBroke—How to Avoid the Lottery Curse (Even if You Didn’t Win).

Let me tell you a story—or rather, a long list of them—that proves one uncomfortable truth: money without a plan is a disaster waiting to happen.

Let’s start with America’s favorite fantasy:

💰 Winning the lottery.

Sounds like a dream, right? But here’s the cold, hard reality...

✅ Join The Retirement Inner Circle: https://link.rlaplan.com/widget/form/hZMKe6ArmNRsTWKHOvN8
✅ Schedule a Strategy Call: https://link.rlaplan.com/widget/bookings/rladiscoverycall
✅ Visit: https://www.rlaplan.com/
✅ More Links to good stuff:
https://linktr.ee/themcnally
▶️ Subscribe to the channel here: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1

05/23/2025

$250K Vacations 🛩️—and Why Yours Still Needs a Plan.

Ever heard of a vacation that costs more than a house?

Let me introduce you to the world of lavish getaways—where the only limit is how many zeroes your credit card can handle...

✅ Join The Retirement Inner Circle: https://link.rlaplan.com/widget/form/hZMKe6ArmNRsTWKHOvN8
✅ Schedule a Strategy Call: https://link.rlaplan.com/widget/bookings/rladiscoverycall
✅ Visit: https://www.rlaplan.com/
✅ More Links to good stuff:
https://linktr.ee/themcnally
▶️ Subscribe to the channel here: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1

05/22/2025

Want a Better Retirement? Get a Dog (Or a Cat… or a Lizard, No Judgment).

You know what’s missing from most retirement plans?

No, not more spreadsheets.

It’s a pet.

Seriously.

While financial advisors like me love talking about Roth conversions, withdrawal rates, and the mystical powers of diversification, there’s something just as powerful that doesn’t show up on your balance sheet:

The companionship of a four-legged (or feathered or scaled) friend.

Need proof? Look no further than Hollywood...
✅ Join The Retirement Inner Circle: https://link.rlaplan.com/widget/form/hZMKe6ArmNRsTWKHOvN8
✅ Schedule a Strategy Call: https://link.rlaplan.com/widget/bookings/rladiscoverycall
✅ Visit: https://www.rlaplan.com/
✅ More Links to good stuff:
https://linktr.ee/themcnally
▶️ Subscribe to the channel here: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1

05/21/2025

Medicaid, IRAs, and the Retirement Loophole You’ve (Probably) Never Heard Of...

Today, we’re diving into one of the most confusing, misunderstood, and weirdly under-the-radar corners of retirement planning:

Medicaid Spend-Down Eligibility

(Stay with me—it’s more interesting than it sounds. I promise.) 😬
✅ Join The Retirement Inner Circle: https://link.rlaplan.com/widget/form/hZMKe6ArmNRsTWKHOvN8
✅ Schedule a Strategy Call: https://link.rlaplan.com/widget/bookings/rladiscoverycall
✅ Visit: https://www.rlaplan.com/
✅ More Links to good stuff:
https://linktr.ee/themcnally
▶️ Subscribe to the channel here: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1

05/21/2025

Social Security: Take It Now, Later… or Like a Genius?

Let’s talk about one of the most confusing, misunderstood, and oddly emotional parts of retirement planning:

Social Security.

Some people treat it like a slot machine—“I’m takin’ it at 62 before they run outta money!”

Others want to squeeze every drop from the system—“I’m waiting ‘til 70 so I can maximize it, baby!”

And then there’s the crowd that says, “I have no idea what to do, so I’m just gonna keep working and pretend this decision doesn’t exist.”

Look, I get it. Social Security is one of those “simple-but-not-easy” choices. There’s no one-size-fits-all answer.

So, let’s break it down in human-speak:

✅ Join The Retirement Inner Circle: https://link.rlaplan.com/widget/form/hZMKe6ArmNRsTWKHOvN8
✅ Schedule a Strategy Call: https://link.rlaplan.com/widget/bookings/rladiscoverycall
✅ Visit: https://www.rlaplan.com/
✅ More Links to good stuff:
https://linktr.ee/themcnally
▶️ Subscribe to the channel here: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1

05/20/2025

Why Women Need a Different Kind of Financial Plan...

Let’s talk about something the financial industry hasn’t always done a great job with:
Planning for women.

Because here’s the truth—while traditional financial advice might work in theory, in real life, women face a completely different set of challenges.

And ignoring those differences? That’s like giving everyone the same shoe size and saying, “Just make it work.”

Spoiler: it doesn’t.

Here’s what makes women’s financial planning needs unique:

✅ Join The Retirement Inner Circle: https://link.rlaplan.com/widget/form/hZMKe6ArmNRsTWKHOvN8
✅ Schedule a Strategy Call: https://link.rlaplan.com/widget/bookings/rladiscoverycall
✅ Visit: https://www.rlaplan.com/
✅ More Links to good stuff:
https://linktr.ee/themcnally
▶️ Subscribe to the channel here: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1

Address

2520 Goodwater Avenue, Ste B
Redding, CA
96002

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+15303775180

Website

https://www.rlaplan.com/, https://link.rlaplan.com/widget/bookings/rladiscoverycall

Alerts

Be the first to know and let us send you an email when McNally$Money posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Practice

Send a message to McNally$Money:

Shortcuts

Share

Share on Facebook Share on Twitter Share on LinkedIn
Share on Pinterest Share on Reddit Share via Email
Share on WhatsApp Share on Instagram Share on Telegram

Category