10/13/2025
🌟 Medicare’s Annual Enrollment Period is here! 🌟
I’m partnering with Walgreens and HealthCompare to help you make sure your coverage fits your needs for 2026.
When it comes to choosing a Medicare Advantage plan, you might be wondering 🏥 HMO or PPO — what’s the real difference?
If you’ve ever looked at plan options and thought, “Wait… what’s the difference again?” — you’re not alone! Let’s break it down in plain English:
💚 HMO (Health Maintenance Organization)
Think of this as your “stay-in-the-family” plan. You’ll usually see doctors within the plan’s network and need a referral to visit a specialist. The benefit? Lower monthly costs and predictable copays.
💙 PPO (Preferred Provider Organization)
This one’s more of a “you-do-you” plan. You can see doctors both in and out of the network — no referral needed — but going out-of-network may cost a bit more. You’re paying for flexibility and choice.
✨ Quick Tip:
If you’re happy with your current doctor and prefer lower costs, an HMO could be the way to go. But if you travel often or want the freedom to see other providers without extra hoops, a PPO might be your match.
Either way, it’s all about finding the balance that fits your life, lifestyle, and peace of mind. 💫
📍 Find me at Walgreens – 919 Mercury Blvd, Hampton, VA
🗓️ Upcoming In-Store Dates:
Wednesday, October 15 & Thursday, October 16 | 9 AM–1 PM
Wednesday, October 22 & Thursday, October 23 | 9 AM–1 PM
Starting Tuesday, October 28, I’ll be in-store every Tuesday, Wednesday, and Thursday | 9 AM–1 PM through December 7th
💬 Stop by — I’d love to help you review your current plan and make sure you’re getting the coverage, care, and peace of mind you deserve!
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Zareena Weaver
Agency Principal | Allied Comprehensive Insurance Strategies, LLC
📞 757-632-3129
📧 agprincipal@insacis.com
🌐 www.coveredbyacis.com