Ellen Jacobs - Country Financial

02/09/2026

A question we hear from our car insurance clients all the time …. does car insurance cover windshield replacement? It can, but not always. We put together a quick explainer that helps you make sense of glass coverage.

Check it out:http://bit.ly/45nQwFw

02/06/2026

Planning a vacation or is a big trip just around the corner? Before you hit the road, here are six simple tips to help keep your home and belongings secure while you’re gone. ​
✅ Stash your stuff in a safe - Before you leave, place your valuables in a locked safe or safe deposit box. If those aren’t options for you, make sure valuables aren’t in plain sight or in an obvious place.​
✅ Hire a sitter - If you have a pet, you can either hire a pet-sitter or drop Fido off at the local doggie daycare. For pet-free homes, consider hiring a house sitter to help water plants and check in on your home every couple of days. ​
✅ Stop your mail - A tell-tale sign no one’s home is when a mailbox is overflowing and packages are stacked on the porch. Before you leave town, swing by your local post office or fill out their online form to put a hold on your mail. ​
✅ Smart home technology - Burglars aren’t the only thing to worry about while you’re away. Installing smart home technology can help you keep an eye on your home from afar. Many companies offer a variety of smart home technology like smoke and carbon monoxide detectors, garage sensors and water leak detection – so if water is detected in your basement or a smoke alarm is going off, your smart phone is alerted immediately. ​
✅ Keep your landscaping tidy - If you’re going on an extended trip, hire a landscaping company to cut your grass or shovel your driveway. Anything you can do to keep your property looking fresh can deter thieves from breaking in. ​
✅ Be careful on social media - This is nothing new, but something that’s definitely still happening. If you post you’re on vacation, online predators know your house is empty and waiting for them.

Interested in further protecting your property? Contact me today to discuss your insurance options and enjoy your vacation without worry!

02/03/2026

We put together some information to help you understand the basics of a homeowners policy so you’re better prepared when you need to purchase or switch insurance providers. This information is not specific to COUNTRY Financial and is meant to provide a general overview.

◾ What is home insurance?
Home insurance is protection for your home and possessions. You pay your home insurer a premium and in exchange, they agree to pay for the cost to repair or rebuild your home if it’s damaged or destroyed by a covered event (these are outlined in your policy).
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◾ What does home insurance cover?
Home insurance provides protection against damage caused by sudden and accidental incidents. A standard home insurance policy will usually include three main types of protection:
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◾ Dwelling Coverage
Designed to repair or rebuild your main home structure, dwelling coverage is the main protection provided by home insurance.
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◾ Personal Property Coverage
Personal Property Coverage allows you to replace items such as electronics, furniture, clothing and other belongings.
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◾ Liability Coverage
Liability Coverage provides financial protection for you if someone is injured on your property or a member of your household causes damage to someone else’s property. Umbrella insurance is added liability coverage that goes beyond the limits of your existing car and home insurance.
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◾ What is a covered loss?
Covered losses are events, sometimes called perils, covered by homeowners insurance. Talk to your insurance agent about the covered losses contained in your specific home policy.
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◾ How much is home insurance?
Factors affecting the cost of home insurance include: Location, age, size and condition of your home
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◾ How can I be sure I’m covered for a home insurance claim?
You choose how your property will be valued if you have a claim, and that affects the amount of coverage you have to rebuild. While it may vary by home insurer the levels of protection are actual cash value and replacement cost.
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Call me for a quote today!

01/29/2026

Winter weather happens — I’ll be here when it does.

Snow, ice and travel season can bring the unexpected. If you need to file a claim, we have options to fit your needs:

⚫ Phone: 866-COUNTRY

⚫ Online: countryfinancial.com
⚫ App: Download the COUNTRY Financial Mobile app in the App Store or Google Play – the app is a quick and easy way to access your insurance information and file a claim without delay

No matter how you file, I’ll be here to help you weather the storm.

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we're committed to helping you protect your today and plan for your tomorrow. Follow us for more on how you can protect the life you love.

01/26/2026

Cold weather can bring costly surprises but preparation makes all the difference. ❄️

11/10/2025

The CDC reports over 100,000 carbon monoxide-related ER visits every year in the U.S. This odorless, colorless gas can be fatal, so it’s essential to have working carbon monoxide and smoke alarms on every level of your home.

With daylight saving time coming up, most clocks update automatically, but you should still take a minute to check your carbon monoxide and smoke alarms and replace the batteries. A good rule of thumb: change them twice a year—when the time changes. It could save a life.

Learn more about how to keep your family and home protected year-round at http://cfin.us/4qx6TsX

has been protecting homeowners since 1925. Follow us for more on how you can protect the things that matter most.

11/05/2025

Life insurance is a vital part of protecting your financial future and it will never be more affordable than it is today.

So, how affordable is life insurance, really?
The truth is, it depends on many factors, like age, health, lifestyle, coverage amount, etc. The good news is that even though the factors influencing your rate may feel extensive, getting life insurance is easier than ever. Life insurance companies use advanced underwriting methods to make the process easy for you.
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How can I lower my life insurance cost?
There are a variety of life insurance options that can fit your needs and budget. But if you want to try to lower your rate, these steps may help:
✅ Purchase a policy at the youngest age possible. Parents may consider purchasing a policy for children as their premiums are typically much lower than an adult’s.
✅ Live a healthy lifestyle. Individuals who live healthy lifestyles generally have lower premiums than those who don’t, as they tend to live longer and have a better quality of life.
✅ Review your insurance options. Term life insurance is typically less expensive than whole life insurance, since you are only paying for it for a certain amount of time.
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If you don’t have life insurance or haven’t reviewed your policy in a while, meet with me to discuss what life insurance is best for you right now and how much you can expect to pay for it. You might be surprised to learn that it’s more affordable than you first thought.

09/30/2025

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to help pay for the mortgage, life insurance is a great way to help your family stay in your home. Plus, enhancing your coverage might be more affordable than you expect. Contact me today to discuss your options and feel confident your loved ones have the financial security they need.

09/23/2025

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2025 Insurance Barometer Study Report, 25 million Americans feel that they are underinsured, while 74 million Americans don’t have any life insurance at all.

So, what stops us from getting the coverage we know we need? Cost, or more accurately, perceived cost. Historically, nearly three-quarters of Americans overestimate the cost of a basic term life insurance policy. It’s worth noting that respondents, 35 and under, who said they were healthy overestimated the price of life insurance 7-10x the actual cost.

The truth is the right life insurance for your needs might be more affordable than you think. Learn more about life insurance and what options are available to you at countryfinancial.com/life.

09/12/2025

Life changes fast. Has your life insurance kept up with you? Whether you’ve welcomed a new child or bought a new home, there is no better time than right now to reevaluate your needs and make sure you have proper protection. With the right policy from Forbes’ 2024 #1 ranked life insurance in the U.S., you can have peace of mind knowing your loved ones are protected without throwing off your budget. Let's talk!.

08/15/2025

If you are looking for a wonderful opportunity to learn in depth information on how to properly, work with, handle, communicate, and train your dog, this is an amazing opportunity. The first day will be a class room style environment, with hands on demonstration. The second day will
be hands on practice where you will get the opportunity to work one on one with a trainer and your dog. There are limited working slots and audit slots. They will be filled first come first serve!!

To find out more please call or text (912)677-7410. For the fastest response please text as we tend to have our hands full working dogs!

08/08/2025

Enter for a chance to win the Ultimate Kid Game Day Experience presented by COUNTRY Financial.

COUNTRY Financial