Ellen Jacobs - Country Financial

06/17/2025

Those big moments go by so fast. They’re easier to enjoy when you know you have the right protection. Switch your home and car insurance today. Message me to find out how.

06/10/2025

You trust me with your home or auto insurance, but why not both? More discounts. More confidence. Fewer worries. There’s no better time to switch and save than right now. Let’s meet for a few minutes and you could save up to 20%*.

*Discounts and availability vary by state. Restrictions may apply. See policy for full details.

06/03/2025

When you need us most, we’ll be there. Whether you recently moved, changed jobs or have a new teen driver, you can count on our 100 years of experience and award-winning service. Let’s meet today.

05/05/2025

If you think your finances are tight now, try taking away one of your sources of income.
Get life insurance.

04/30/2025

When fires threaten your home, be prepared with these wildfire tips. 🔗 Wildfires |

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04/22/2025

Make sure your expensive items are properly insured. Here’s why:

• Typical homeowners insurance policies cover furniture, clothing and other personal possessions, but only up to a certain dollar amount.

• High-value items like jewelry, artwork, smart phones and computers may need additional coverage.

• Do you have any fi****ms or recreational vehicles (like ATVs, jet-skis, etc.)? Those would need to be listed on your policy as well.

The answer is easy: Talk to your insurance agent and make sure everything is covered properly.

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has been protecting families and providing insurance to our clients since 1925. Follow us for more tips on ways to protect what matters most.
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04/17/2025

Quick tips to get your home ready for Spring Thunderstorm season:

First, check your roof regularly for damage. Look for missing shingles, holes or any wear & tear that could lead to leaks. If you have an attic, check that, too. If you don’t want to do it yourself, hire a roof inspector, which is more affordable than you’d think.

Second, if you have a basement, check that your sump pump is working properly and has battery backup. Make sure your home insurance policy covers you for damage if your sump pump fails.

And third, trim your trees. Falling limbs can damage your roof, gutters or siding. If you’re worried about your tree’s health, hire an arborist to recommend how to trim it or remove it if it’s not healthy.

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we're proud to provide insurance to our clients since 1925.

Follow us for more tips on ways to protect what matters most to you.

04/11/2025

Earthquakes are unpredictable. If you live in an area prone to seismic events, having the right protection can make a huge difference in your ability to rebuild and support your family. However, it’s important to note that earthquake coverage is an optional insurance rider with a unique deductible. Here’s what you should know before discussing this coverage option with a COUNTRY Financial representative:

First off, earthquakes can occur anywhere. Though there are certain spots in the country that are more likely to suffer earthquakes, there is no location that is immune to the damage they can cause. The areas at the highest risk include Alaska, California, Hawaii, Oregon, Puerto Rico, Washington and the entire Mississippi River Valley.
Earthquake insurance covers repairs to your home and attached structures, personal belongings like furniture and clothes, and additional living expenses for when your home is uninhabitable after an earthquake.

Due to the unique damage that can be caused by an earthquake, this coverage does feature a unique deductible based on percentage rather than a standard amount (like $1,000 or $2,000). So, for example, if your earthquake deductible is 5% and an earthquake damages your house, your deductible would be 5% of the dwelling amount of insurance you have. If your dwelling coverage limit is $200,000 on your home, your deductible for your home structure (dwelling) would be $10,000. ($200,000 x .05)

If the earthquake also damages your personal property in your home, you’d be covered, but you’d have to pay the deductible on that coverage as well. If you have $100,000 in personal property coverage, you’d owe a $5,000 deductible on that part of the claim. ($100,000 x .05)
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has been helping clients protect what matters most to them for 100 years. Follow us for more info on ways to stay safe.

04/08/2025

If wedding bells are in your future, let’s talk about uniting your insurance policies, too.

Finances in marriage are challenging. Have regular conversations about budgeting, saving and paying off debt to manage money as a married couple.

04/03/2025

Planning some fun at home this summer? Make sure your backyard is safe for all your favorite activities by using this summer safety checklist.

Pool safety
⁃ Never leave children unattended
⁃ Kids should never be alone in or near a pool (even if they know how to swim).
⁃ Teach children to swim
⁃ Sign your kids up for swimming lessons if you haven’t
⁃ Learn emergency skills
⁃ Young children should learn when to get help. Older children and adults should learn CPR and first aid.
⁃ Buy pool safety equipment
⁃ Keep a first-aid kit, ring buoys and reaching poles nearby. Easy access to these items could be lifesaving.
⁃ Install a safety fence
⁃ Make sure your pool safety fence covers all pool sides and has self-closing gates. Also, install locks and alarms on doors with pool access.
⁃ Keep everyone in the know. Create and post safety rules and enforce them.

Trampoline safety
⁃ Add safety features
⁃ Make sure your trampoline has padding and netting. An enclosed trampoline can help prevent falls.
⁃ Maintain your trampoline. Inspect your trampoline regularly for missing pads, tears, exposed springs and other issues that could cause injury.
⁃ Enforce safety rules. Only one jumper at a time to reduce risk of injury.

Playground safety
⁃ Inspect your playground equipment regularly
⁃ Look out for protruding bolts, open hooks, broken ropes or rusted chains that could cause injuries. Replace equipment as needed.
⁃ Create a safe landing
⁃ Invest in soft-landing material like rubber tire chips or mulch to reduce or prevent injuries.
⁃ Teach playground rules
Having kids follow simple rules can contribute to playground safety and help avoid injuries.
⁃ Supervise young children at play
⁃ Keep a close eye on kids to reduce injuries and ensure your backyard safety expectations.

Review your home liability insurance limits
Even if you follow all these tips, accidents happen. Keep your liability insurance coverage updated (and consider adding an umbrella liability policy). If you add a pool, trampoline or playground to your yard, meet with your insurance agent to see if you need to increase your home liability coverage. Stay safe and have fun this summer!

03/26/2025

If you live in a hurricane-prone area, you know the best way to prepare for a hurricane is to plan ahead. Here are some tips to keep you prepared and safe:

Develop a hurricane emergency plan
Include evacuation routes, safe meeting points, and communication plans. Make sure everyone knows what to do during a hurricane.

Prepare a hurricane emergency kit
Your emergency kit should have enough supplies to last 3-5 days (think about your pet’s needs, too!). Include the following items:
• Water
• Non-perishable food
• Clothing, blankets and personal hygiene items
• Battery-powered or hand crank radio
• Flashlight with extra batteries
• First aid kit
• Fully charged cell phone (with chargers and backup batteries)
• Tools

Secure your home and property
Protect your home from damage and flying debris by doing the following before a hurricane:
• Trim trees
• Clear gutters and downspouts
• Secure outdoor equipment/structures
• Protect windows and doors

Review your home insurance with your agent
Now is the time to meet with your insurance agent to review your insurance protection. Make sure you have the level of home insurance protection to rebuild your home if it is damaged or destroyed by a covered event.

Consider adding flood insurance* and sump pump coverage to your home policy to make sure you are fully protected.

* Flood insurance policies are offered through CC Services, Inc., from various third-party carriers not affiliated with COUNTRY Financial , in accordance with the National Flood Insurance Program. The issuing carrier is responsible for all claims determination as well as claims paying ability.